DE PEEL
ActiveDE PEEL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €383k and a net result of €2k. Equity is shrinking by ~13.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 93% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-59
Solvency100▲+80
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 13.13 against 1.05 in 2024), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
0.6%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €383k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
35 d early
2023
51 d early
2022
53 d early
2021
59 d early
2020
59 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€383k▲ 0.6%
2024 · €381k
2018: €2.95M
2019: €3.15M
2020: €3.13M
2021: €3.35M
2022: €3.31M
2023: €333k
2024: €381k
2018 → 2025
Total assets
€399k▼ 88.3%
2024 · €3.40M
2018: €3.95M
2019: €4.14M
2020: €4.11M
2021: €4.32M
2022: €4.26M
2023: €3.34M
2024: €3.40M
2018 → 2025
Net result
€2k▼ 95.3%
2024 · €47k
2018: €-3k
2019: €194k
2020: €-15k
2021: €220k
2022: €-39k
2023: €21k
2024: €47k
2018 → 2025
Working capital
€191k▲ 17.2%
2024 · €163k
2018: €1.87M
2019: €2.08M
2020: €2.09M
2021: €3.05M
2022: €3.04M
2023: €90k
2024: €163k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.35M-€3.31M▼ 1.2%€333k▼ 89.9%€381k▲ 14.2%€383k▲ 0.6%
Operating result€-2k-€-28k▼ 1,354%€-11k▲ 60.4%€-12k▼ 9.6%€9k
Net result€220k-€-39k€21k€47k▲ 128%€2k▼ 95.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €12k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €399k
Fixed assets
€192k▼ 11.8%
Current assets
€207k▼ 93.5%
Equity and liabilities €399k
Equity
€383k▲ 0.6%
Debt
€16k▼ 99.5%
The debt ratio falls from 88.8% to 4.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€35k▲
2024 · €13k
Cash flow
€28k▼
2024 · €73k
Solvency
96.0%▲
2024 · 11.2%
Current ratio
13.13▲
2024 · 1.05
Quick ratio
13.13▲
2024 · 1.05
Debt / equity
0.04▼
2024 · 7.92
ROE
0.6%▼
2024 · 12.4%
ROA
0.6%▼
2024 · 1.4%
Interest coverage
116.42▲
2024 · 47.93
Debt
€16k▼
2024 · €3.01M
Debt ≤ 1 year
€16k▼
2024 · €3.01M
Income taxes
€7k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.40M€399k▼
Fixed assets21/28€217k€192k▼
Tangible fixed assets22/27€217k€192k▼
Land and buildings22€165k€163k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€28k€7k▼
Other tangible fixed assets26€18k€18k=
Current assets29/58€3.18M€207k▼
Amounts receivable within one year40/41€35k€56k▲
Trade receivables40€30k€0▼
Other amounts receivable41€5k€56k▲
Current investments50/53€0-
Cash at bank and in hand54/58€3.14M€128k▼
Deferred charges and accrued income490/1€444€23k▲
Equity and liabilities
Total equity and liabilities10/49€3.40M€399k▼
Equity10/15€381k€383k▲
Contributions10/11€19k€19k=
Reserves13€362k€364k▲
Distributable reserves133€362k€364k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€3.01M€16k▼
Amounts payable within one year42/48€3.01M€16k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€4k€13k▲
Taxes450/3€4k€13k▲
Other amounts payable47/48€3.01M€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k=
Other operating charges640/8€3k€3k▲
Gross operating margin9900€16k€38k▲
Operating profit (loss)9901€-12k€9k▲
Financial income75/76B€78k€0▼
Recurring financial income75€78k€0▼
Financial charges65/66B€281€302▲
Recurring financial charges65€281€302▲
Profit (loss) for the period before taxes9903€65k€9k▼
Income taxes67/77€18k€7k▼
Profit (loss) for the period9904€47k€2k▼
Profit (loss) for the period to be appropriated9905€47k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€2k▼
Transfer from equity791/2€0-
Transfer to equity691/2€47k€2k▼
To other reserves6921€47k€2k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 12current ratio 13.13
Current ratio from 1.05 to 13.13; short-term debt falls from €3.01M to €16k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-39k ▼118%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €220k
Net result €220k after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €194k
Net result €194k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuwerkstraat 242360 Oud-TurnhoutGround area
2,044 m²
Building footprint
220 m²
Volume, LiDAR
1,374 m³
Parcel 13031C0274/00E000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leeuwerkstraat 24, 2360 Oud-Turnhout
since 19962.078.571.230
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13031C0274/00E000 | Flanders | 2,044 m² | 1 · 220 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 36,535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-1996
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
70100Activities of head offices
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.