Financials
- Fiscal year
- 2024
- Turnover
- €313,118
- Profit
- €15,412
- Solvency
- 72.9%
ROMAN'S
ActiveSummary
The computed 12-month bankruptcy probability of ROMAN'S is 3.6% (moderate). The 2024 annual accounts show equity of €55,106 and a net result of €15,412. Its solvency ranks better than 82% of 26033 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112
2 sites
Size
€313,118turnover 2024
- Equity
- €55,106
- Profit
- €15,412
Structure
Accounts filed 74 d late0 of 6 deeds read
Why 51- Figures for FY 2024 (filed 16-10-2025)- Size: turnover €313,118, total assets €75,643- 1 financial year not filed after the legal deadline; latest accounts 74 days late; 1 of the last 3 late+ Founded in 2008Show the evidence
Checked score
Score 2024
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 65% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
98
equity 72.9% of total assets
Liquidity
40
short-term debt 27.1% · cash 0.7%
Profitability
81
return on assets 20.4%
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%lowest value
12-2024: 0.6%● 0.0% vs 11-2024lowest value
01-2025: 0.6%● 0.0% vs 12-2024lowest value
02-2025: 0.6%● 0.0% vs 01-2025lowest value
03-2025: 0.6%● 0.0% vs 02-2025lowest value
04-2025: 0.6%● 0.0% vs 03-2025lowest value
05-2025: 0.6%● 0.0% vs 04-2025lowest value
06-2025: 0.6%● 0.0% vs 05-2025lowest value
07-2025: 0.6%● 0.0% vs 06-2025lowest value
08-2025: 0.6%● 0.0% vs 07-2025lowest value
09-2025: 0.6%● 0.0% vs 08-2025lowest value
10-2025: 0.6%● 0.0% vs 09-2025lowest value
11-2025: 1.4%▲ +117% vs 10-2025
12-2025: 1.4%● 0.0% vs 11-2025
01-2026: 1.4%● 0.0% vs 12-2025
02-2026: 1.4%● 0.0% vs 01-2026
03-2026: 1.5%▲ +7.2% vs 02-2026
04-2026: 1.5%● 0.0% vs 03-2026
05-2026: 1.4%▼ -1.2% vs 04-2026
06-2026: 1.4%▼ -1.3% vs 05-2026
07-2026: 1.4%▲ +2.0% vs 06-2026
08-2026: 2.4%▲ +65.8% vs 07-2026
09-2026: 2.7%▲ +13.2% vs 08-2026
10-2026: 3.6%▲ +31.7% vs 09-2026highest value
- Figures for FY 2024 (filed 16-10-2025) raises the probability
- Size: turnover €313,118, total assets €75,643 raises the probability for this profile
- Founded in 2008 lowers the probability for this profile
- 1 financial year not filed after the legal deadline; latest accounts 74 days late; 1 of the last 3 late raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 3.55; short-term debt: 27.1% and cash: 0.7% of total assets), and 27.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 83%, liquidity 38%, profitability 74%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-10-2025, 74 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
74 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 74 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 13-10-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 01-07-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.