Equity
-€9,626
Debts exceed assets in financial year 2025.
ZERIF
Lifetime
16 annual accounts with figures on one time axispeak €245,382 (2019)
€233,719▲ 11.0%
lowest -€33,097 (2018)
€10,670▼ 45.5%
peak €8,479 (2012)
-€9,626▲ €10,670
€86,985▲ 8.5%
peak 0.3 FTE (2016)
-not published
Board2 names since 2020
1 director
Documentsfilings and deeds
13-08-202613 days late
2025micro format
Gross margin from €52,284 to €43,380Result from €19,595 to €10,670Transfer of 5 shares from to 19-12Equity from -€20,296 to -€9,626Cash from €1,648 to €4,563
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,631 companies had the same profile as ZERIF has now. Each dot stands for 10 companies, two years later.
91.8%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,631 companies, not a prediction for ZERIF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Transfer of 5 shares from to
holds all the shares · General meeting of 30-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0820639794
Transfer of 5 shares from to
holds 95 shares · holds 5 shares · General meeting of 01-10-2025 · Gazette deed
Legal-form change
General meeting of 13-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZERIF Brussels | €233,719 | 4.7% | -12.4% | - |
| DARYA Schaerbeek | €315,933 | 2.4% | 89.5% | - |
| AZAN-ALI Schaerbeek | - | - | -10.0% | - |
| HINA TRADERS Watermael-Boitsfort | €511,228 | 2.7% | 72.9% | - |
| ANMOLPREET Schaerbeek | - | - | 4.2% | - |
| CASATANGER Molenbeek-Saint-Jean | - | - | 55.1% | - |
| AYDIN Evere | €851,702 | 3.7% | 83.7% | - |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ZERIF: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €61,500 and €84,600, founded between 2007 and 2011.
Official details
Source: KBO- Status
- Active since 18-11-2009Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Establishment unit
- 2.203.651.8391000 Brussels, since 17-11-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Insights on ZERIF
ZERIF has existed since 2009. Turnover grew from €76,809 in 2010 to €233,719 in 2025.
Turnover has grown every year since 2021. Solvency rose in 2025 from -33.9% to -12.4% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZERIF
- What is the company number of ZERIF?
- The company number of ZERIF is 0820.639.794. The VAT number is the same number with BE in front: BE 0820.639.794.
- Where is ZERIF based?
- The registered office is at Adolphe Maxlaan 89, 1000 Brussels.Company details
- What does ZERIF do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of ZERIF?
- ZERIF is a private limited company (BV).
- When was ZERIF founded?
- ZERIF was founded on 18-11-2009.
- Is ZERIF still active?
- Yes, ZERIF is an active enterprise in the KBO register.
- What is the turnover of ZERIF?
- The turnover of ZERIF was €233,719 in financial year 2025, according to the filed annual accounts.Financials
- Is ZERIF profitable?
- In financial year 2025, ZERIF made a profit of €10,670.
- Where can I find the annual accounts of ZERIF?
- ZERIF filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZERIF due?
- ZERIF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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