Roland Gastro-Entérologue
ActiveSummary
Roland Gastro-Entérologue has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €620k and a net result of €191k. Equity is growing by ~26.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▲+6
Solvency94▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 5.42 against 8.26 in 2023; short-term debt: 12.3% and cash: 46.9% of total assets), and 30.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69.3%
Return on assets
21.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
29 d late
2022
29 d late
2021
31 d late
2020
61 d late
2019
124 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€620k▲ 30.0%
2023 · €477k
2018: €118k
2019: €174k
2020: €227k
2021: €309k
2022: €400k
2023: €477k
2018 → 2024
Total assets
€895k▲ 25.5%
2023 · €713k
2018: €580k
2019: €640k
2020: €680k
2021: €706k
2022: €773k
2023: €713k
2018 → 2024
Net result
€191k▲ 65.0%
2023 · €115k
2018: €8k
2019: €56k
2020: €52k
2021: €82k
2022: €91k
2023: €115k
2018 → 2024
Working capital
€488k▲ 42.5%
2023 · €343k
2018: €15k
2019: €63k
2020: €115k
2021: €182k
2022: €265k
2023: €343k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€227k-€309k▲ 36.3%€400k▲ 29.4%€477k▲ 19.3%€620k▲ 30.0%
Operating result€92k-€129k▲ 40.2%€146k▲ 13.1%€176k▲ 20.3%€282k▲ 60.7%
Net result€52k-€82k▲ 57.0%€91k▲ 10.3%€115k▲ 27.2%€191k▲ 65.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 61% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €895k
Fixed assets
€296k ▼ 8.4%
Current assets
€599k ▲ 53.6%
Equity and liabilities €895k
Equity
€620k ▲ 30.0%
Debt
€275k ▲ 16.5%
Debt's share of the balance-sheet total falls from 33.1% to 30.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€311k▲
2023 · €204k
Cash flow
€219k▲
2023 · €144k
Current ratio
5.42▼
2023 · 8.26
Debt to equity
0.44▼
2023 · 0.50
ROE
30.8%▲
2023 · 24.2%
ROA
21.3%▲
2023 · 16.2%
Interest coverage
33.41▲
2023 · 18.68
Debt ≤ 1 year
€110k▲
2023 · €47k
Debt > 1 year
€164k▼
2023 · €189k
Income taxes
€84k▲
2023 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€713k€895k▲
Formation expenses20€0€0=
Fixed assets21/28€323k€296k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€323k€296k▼
Land and buildings22€151k€145k▼
Plant, machinery and equipment23€171k€150k▼
Furniture and vehicles24€1k€1k▲
Financial fixed assets28€77€77=
Current assets29/58€390k€599k▲
Amounts receivable within one year40/41€20k€73k▲
Trade receivables40€15k€20k▲
Other amounts receivable41€6k€53k▲
Cash at bank and in hand54/58€289k€420k▲
Deferred charges and accrued income490/1€80k€106k▲
Equity and liabilities
Total equity and liabilities10/49€713k€895k▲
Equity10/15€477k€620k▲
Contributions10/11€12k€12k=
Reserves13€447k€590k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€445k€588k▲
Profit (loss) carried forward14€17k€17k=
Amounts payable17/49€236k€275k▲
Amounts payable after more than one year17€189k€164k▼
Financial debts170/4€189k€164k▼
Amounts payable within one year42/48€47k€110k▲
Current portion of amounts payable after more than one year42€30k€25k▼
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€3k€26k▲
Taxes450/3€3k€26k▲
Other amounts payable47/48€10k€53k▲
Accrued charges and deferred income492/3€64€488▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€28k▼
Other operating charges640/8€8k€4k▼
Gross operating margin9900€213k€315k▲
Operating profit (loss)9901€176k€282k▲
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€165k€275k▲
Income taxes67/77€49k€84k▲
Profit (loss) for the period9904€115k€191k▲
Profit (loss) for the period to be appropriated9905€115k€191k▲
Appropriation of the result
Profit (loss) to be appropriated9906€133k€208k▲
Profit (loss) brought forward from the previous period14P€17k€17k=
Transfer from equity791/2€38k€48k▲
Transfer to equity691/2€115k€191k▲
To other reserves6921€115k€191k▲
Profit to be distributed694/7€38k€48k▲
Return on contributions (dividend)694€38k€48k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €191k ▲65%
Operating result €282k, net result €191k, both a record.
31-12
Financial
Equity above €500kEq €620k ▲30%
7 profitable years in a row build equity to €620k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 8.26
Current ratio from 2.71 to 8.26; short-term debt falls from €155k to €47k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Equity above €200kEq €227k ▲30.1%
3 profitable years in a row build equity to €227k.
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 124 days late
2019
31-12
Financial
Equity above €150kEq €174k ▲47.9%
2 profitable years in a row build equity to €174k.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
Show earlier events
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
19-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 80 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Caraute 1071410 WaterlooGround area
4,465 m²
Building footprint
1,966 m²
Volume, LiDAR
49,522 m³
2 parcels, Brussels, Wallonia · tallest building 43.0 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Clinique Edith Cavell
since 20102.193.685.286
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0002/00C019 | Brussels | 3,776 m² | 1 · 1,828 m² | 43.0 m · 10 fl. |
| 25110S0024/00G000 | Wallonia | 688 m² | 1 · 139 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2010
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.