ROLAND
ActiveROLAND has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €28k. Equity is shrinking by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-2
Solvency55▼-22
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.47 in 2024; short-term debt: 51.8% and cash: 1.6% of total assets), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
101 d early
2024
15 d early
2023
62 d late
2022
13 d early
2021
31 d early
2020
15 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k▼ 41.8%
2024 · €359k
2018: €478k
2019: €490k
2020: €491k
2021: €314k
2022: €273k
2023: €322k
2024: €359k
2018 → 2025
Total assets
€699k▲ 1.9%
2024 · €687k
2018: €807k
2019: €753k
2020: €717k
2021: €677k
2022: €734k
2023: €710k
2024: €687k
2018 → 2025
Net result
€28k▼ 24.6%
2024 · €37k
2018: €41k
2019: €6k
2020: €855
2021: €5k
2022: €21k
2023: €49k
2024: €37k
2018 → 2025
Working capital
€-337k▼ 584%
2024 · €-49k
2018: €-125k
2019: €-129k
2020: €-137k
2021: €-296k
2022: €-50k
2023: €-43k
2024: €-49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€314k-€273k▼ 13.1%€322k▲ 17.9%€359k▲ 11.6%€209k▼ 41.8%
Operating result€21k-€47k▲ 126%€84k▲ 80.1%€64k▼ 24.5%€48k▼ 24.2%
Net result€5k-€21k▲ 310%€49k▲ 137%€37k▼ 23.9%€28k▼ 24.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €699k
Fixed assets
€674k▲ 5.0%
Current assets
€25k▼ 42.8%
Equity and liabilities €699k
Equity
€209k▼ 41.8%
Debt
€491k▲ 49.6%
The debt ratio rises from 47.8% to 70.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€62k▼
2024 · €84k
Cash flow
€41k▼
2024 · €58k
Solvency
29.8%▼
2024 · 52.2%
Current ratio
0.07▼
2024 · 0.47
Quick ratio
0.07▼
2024 · 0.47
Debt / equity
2.35▲
2024 · 0.91
ROE
13.4%▲
2024 · 10.4%
ROA
4.0%▼
2024 · 5.4%
Interest coverage
6.94▲
2024 · 6.60
Debt
€491k▲
2024 · €328k
Debt ≤ 1 year
€362k▲
2024 · €94k
Debt > 1 year
€128k▼
2024 · €234k
Income taxes
€11k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€687k€699k▲
Fixed assets21/28€642k€674k▲
Tangible fixed assets22/27€642k€674k▲
Land and buildings22€632k€626k▼
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€7k€41k▲
Current assets29/58€44k€25k▼
Amounts receivable within one year40/41€39k€14k▼
Trade receivables40€36k€3k▼
Other amounts receivable41€3k€10k▲
Cash at bank and in hand54/58€6k€11k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€687k€699k▲
Equity10/15€359k€209k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€297k€147k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€402€402=
Distributable reserves133€290k€140k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€328k€491k▲
Amounts payable after more than one year17€234k€128k▼
Financial debts170/4€166k€128k▼
Other amounts payable178/9€68k€0▼
Amounts payable within one year42/48€94k€362k▲
Current portion of amounts payable after more than one year42€57k€65k▲
Financial debts43€17k€6k▼
Credit institutions430/8-€6k
Other loans439€17k€0▼
Trade debts44€951€0▼
Suppliers440/4€951€0▼
Taxes, remuneration and social security45€19k€9k▼
Taxes450/3€19k€9k▼
Other amounts payable47/48-€283k
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€31k
Other operating charges640/8€11k€11k▲
Non-recurring operating charges66A€87€0▼
Gross operating margin9900€95k€104k▲
Operating profit (loss)9901€64k€48k▼
Financial income75/76B€0€72▲
Recurring financial income75€0€72▲
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€51k€39k▼
Income taxes67/77€14k€11k▼
Profit (loss) for the period9904€37k€28k▼
Profit (loss) for the period to be appropriated9905€37k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€28k▼
Transfer from equity791/2-€178k
Transfer to equity691/2€37k€28k▼
To other reserves6921€37k€28k▼
Profit to be distributed694/7-€178k
Return on contributions (dividend)694-€178k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
31-12
Financial
Highest result since 2018net €49k ▲137%
Operating result €84k, net result €49k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €855 ▼86.4%
Net result drops to €855, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krekelheide 161560 HoeilaartGround area
991 m²
Building footprint
162 m²
Volume, LiDAR
1,009 m³
Parcel 23033C0055/00G019, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Krekelheide 16, 1560 Hoeilaart
since 19832.024.687.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033C0055/00G019 | Flanders | 991 m² | 1 · 162 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FILATURE RETAIL
BE 0568.825.717
Ieper · Eq €209k
IMMOSUD
BE 0472.828.181
Charleroi · Eq €209k
Guarde
BE 0809.219.827
Brugge · Eq €209k
COLUMNI
BE 0445.791.016
Lummen · Eq €209k
MINTHEN
BE 0717.922.338
Seraing · Eq €209k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,830 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-10-1983
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.