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Immof

Active
Private limited companyfounded 1985active for 41 yearsGitschotellei 312, 2140 Antwerpen, BelgiumKBO/BCE: BE 0427.985.972
Summary

Immof has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €504,688 and a net result of €26,452. Equity has been growing by about 3.9% per year since 2018. Its solvency ranks better than 83% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-01-1985 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
Establishment units
2.026.599.422 2140 Antwerpen, since 29-01-1985
2.026.599.521 8301 Knokke-Heist, since 26-01-1987
Financial year end
31 December
Peppol
Reachable since 14-07-2025

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€88,569
▲ 7.1%
Turnover
≈ €110,000
estimated
Profit
€26,452
▲ 44.5%
Equity
€504,688
▲ 5.5%
Total assets
€651,434
▲ 5.0%
Score breakdownlowers riskLiquidity: current ratio 17.99, cash €346,001Equity €504,688 (77.5% of total assets)Size: total assets €651,434Founded in 1985Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 77.5% of total assets
Liquidity 100=
short-term debt 3.0% · cash 53.1%
Profitability 74+2
return on assets 4.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 17.99 (21.84 in 2024), above the usual 1.5. Short-term debt is 3% and cash 53.1% of total assets. 22.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 98% on liquidity, 67% on profitability and 59% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 17.99, cash €346,001
NBB · annual accounts
lowers risk · Equity €504,688 (77.5% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €651,434
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
121 days early
2024
58 days early
2023
55 days early
2022
67 days early
2021
60 days early
2020
54 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 66 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 83% of companies in real estatesector median 30.7% · 11,259 companies 77.5% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €26,452 8 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsChanges of role: ROSIERS Annie Marcella Emelia (director) and BARRÉA Francis Joseph Charlotte (director)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as Immof: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €542,000 and €761,000, founded between 1981 and 1990.

CompanyTotal assetsGross margin
Immof Antwerpen€651,434€88,569
LEMA VASTGOED Ravels€682,453€82,214
Emilco - Invest Antwerpen€704,074€77,467
IMMOVAK Geel€543,739€92,416
WIVEST Antwerpen€542,400€90,676
NATIONALE Schoten€761,399€94,461
CHIWA Gent€610,721€87,869
Full comparison

Key facts about Immof

What is the company number of Immof?
The company number of Immof is 0427.985.972. The VAT number is the same number with BE in front: BE 0427.985.972.
Where is Immof based?
The registered office is at Gitschotellei 312, 2140 Antwerpen.Company details
What does Immof do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of Immof?
The legal form of Immof is Private limited company (BV).
When was Immof founded?
Immof was founded on 29-01-1985.
Is Immof still active?
Yes, Immof is an active enterprise in the KBO register.
What is the turnover of Immof?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €88,569 and 45 comparable companies (NACE 682). It probably lies between €99,000 and €150,000.Financials
Is Immof profitable?
In financial year 2025, Immof made a profit of €26,452.
Where can I find the annual accounts of Immof?
Immof filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Immof due?
Immof must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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