Summary
SOCREVO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €188,904 and a net result of €1,450. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 9866 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
49 d late
2022
on the day
2021
78 d late
2020
41 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€188,904▲ 0.8%
2023 · €187,454
Net result
€1,450▼ 96.2%
2023 · €37,966
Total assets
€301,059▲ 6.7%
2023 · €282,027
Solvency
62.7%▼ 3.7pp
2023 · 66.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€21,109€11,477▼ 45.6%€26,208▲ 128%€60,914▲ 132%€10,541▼ 82.7%
Net result€11,890within the sector's middle half€5,245within the sector's middle half▼ 55.9%€16,189within the sector's middle half▲ 209%€37,966within the sector's middle half▲ 135%€1,450below the sector's middle half▼ 96.2%
Equity€128,055within the sector's middle half▲ 10.2%€133,300within the sector's middle half▲ 4.1%€149,489within the sector's middle half▲ 12.1%€187,454within the sector's middle half▲ 25.4%€188,904within the sector's middle half▲ 0.8%
Total assets€196,586within the sector's middle half▲ 10.0%€228,004within the sector's middle half▲ 16.0%€261,361within the sector's middle half▲ 14.6%€282,027within the sector's middle half▲ 7.9%€301,059within the sector's middle half▲ 6.7%
Debt€68,531▲ 9.5%€94,704▲ 38.2%€111,873▲ 18.1%€94,572▼ 15.5%€112,155▲ 18.6%
Working capital€32,639▲ 17.0%€39,681▲ 21.6%€60,348▲ 52.1%€42,155▼ 30.1%€46,534▲ 10.4%
Solvency65.1%within the sector's middle half▲ 0.2pp58.5%within the sector's middle half▼ 6.7pp57.2%within the sector's middle half▼ 1.3pp66.5%within the sector's middle half▲ 9.3pp62.7%within the sector's middle half▼ 3.7pp
Staff (FTE)11=1=
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 83% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €301,059
Fixed assets
€142,370 ▼ 2.0%
Current assets
€158,689 ▲ 16.1%
Equity and liabilities €301,059
Equity
€188,904 ▲ 0.8%
Debt
€112,155 ▲ 18.6%
Debt's share of the balance-sheet total rises from 33.5% to 37.3%. Equity and debt are higher.
Key figures and ratios
ROE
0.8%▼
2023 · 20.3%
ROA
0.5%▼
2023 · 13.5%
Debt ≤ 1 year
€112,155▲
2023 · €94,572
Income taxes
€4,025▼
2023 · €18,034
Staff costs
€30,494▲
2023 · €29,923
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €2,241 | €29,923 | €30,494 | ▲ 1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,093 | €5,515 | €5,282 | €5,461 | €2,930 | ▼ 46.4% |
| Other operating charges640/8 | - | €927 | €761 | €1,203 | €826 | ▼ 31.4% |
| Gross operating margin9900 | €26,334 | €17,918 | €34,491 | €97,501 | €44,790 | ▼ 54.1% |
| Operating profit (loss)9901 | €21,109 | €11,477 | €26,208 | €60,914 | €10,541 | ▼ 82.7% |
| Financial income75/76B | - | €6 | €174 | €165 | €180 | ▲ 9.3% |
| Recurring financial income75 | €2 | €6 | €174 | €165 | €180 | ▲ 9.3% |
| Financial charges65/66B | - | €2,722 | €2,948 | €5,078 | €5,246 | ▲ 3.3% |
| Recurring financial charges65 | €1,593 | €2,722 | €2,948 | €5,078 | €5,246 | ▲ 3.3% |
| Profit (loss) for the period before taxes9903 | €19,518 | €8,760 | €23,434 | €56,000 | €5,475 | ▼ 90.2% |
| Income taxes67/77 | €7,628 | €3,515 | €7,245 | €18,034 | €4,025 | ▼ 77.7% |
| Profit (loss) for the period9904 | €11,890 | €5,245 | €16,189 | €37,966 | €1,450 | ▼ 96.2% |
| Profit (loss) for the period to be appropriated9905 | €11,890 | €5,245 | €16,189 | €37,966 | €1,450 | ▼ 96.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €196,586 | €228,004 | €261,361 | €282,027 | €301,059 | ▲ 6.7% |
| Fixed assets21/28 | €95,415 | €93,619 | €89,140 | €145,299 | €142,370 | ▼ 2.0% |
| Tangible fixed assets22/27 | €20,415 | €18,619 | €14,140 | €8,679 | €5,750 | ▼ 33.8% |
| Plant, machinery and equipment23 | - | €4,309 | €2,155 | - | - | - |
| Furniture and vehicles24 | - | €8,152 | €6,576 | €4,018 | €1,836 | ▼ 54.3% |
| Other tangible fixed assets26 | - | €6,158 | €5,410 | €4,662 | €3,914 | ▼ 16.0% |
| Financial fixed assets28 | €75,000 | €75,000 | €75,000 | €136,620 | €136,620 | = |
| Current assets29/58 | €101,171 | €134,386 | €172,221 | €136,727 | €158,689 | ▲ 16.1% |
| Stocks and contracts in progress3 | €3,500 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €45,458 | €62,958 | €73,721 | €80,589 | €127,397 | ▲ 58.1% |
| Trade receivables40 | - | €62,958 | €73,721 | €73,574 | €112,138 | ▲ 52.4% |
| Other amounts receivable41 | - | - | - | €7,015 | €15,259 | ▲ 118% |
| Cash at bank and in hand54/58 | €52,213 | €71,428 | €98,500 | €56,138 | €31,292 | ▼ 44.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €196,586 | €228,004 | €261,361 | €282,027 | €301,059 | ▲ 6.7% |
| Equity10/15 | €128,055 | €133,300 | €149,489 | €187,454 | €188,904 | ▲ 0.8% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Distributable reserves133 | - | - | - | - | €1,860 | - |
| Profit (loss) carried forward14 | €113,795 | €119,040 | €135,229 | €173,194 | €174,644 | ▲ 0.8% |
| Amounts payable17/49 | €68,531 | €94,704 | €111,873 | €94,572 | €112,155 | ▲ 18.6% |
| Amounts payable within one year42/48 | €68,531 | €94,704 | €111,873 | €94,572 | €112,155 | ▲ 18.6% |
| Trade debts44 | €3,695 | €12,798 | €8,964 | €8,565 | €3,503 | ▼ 59.1% |
| Suppliers440/4 | - | €12,798 | €8,964 | €8,565 | €3,503 | ▼ 59.1% |
| Taxes, remuneration and social security45 | - | €9,846 | €16,451 | €21,254 | €8,877 | ▼ 58.2% |
| Taxes450/3 | - | €9,846 | €14,396 | €16,463 | €6,014 | ▼ 63.5% |
| Remuneration and social security454/9 | - | - | €2,054 | €4,791 | €2,863 | ▼ 40.3% |
| Other amounts payable47/48 | - | €72,060 | €86,458 | €64,754 | €99,774 | ▲ 54.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,890 | €5,245 | €16,189 | €37,966 | €1,450 | ▼ 96.2% |
| + Depreciation and write-downs630 | €4,093 | €5,515 | €5,282 | €5,461 | €2,930 | ▼ 46.4% |
| Operating cash flow (approximation) | €15,983 | €10,761 | €21,471 | €43,427 | €4,379 | ▼ 89.9% |
| Investment in fixed assets (approximation) | - | -€3,719 | -€804 | -€61,620 | €0 | ▲ 100% |
| Change in cash | - | €19,215 | €27,072 | -€42,361 | -€24,846 | ▲ 41.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
31-12
Financial
Highest result since 2018net €37,966 ▲135%
Operating result €60,914, net result €37,966, both a record.
31-12
Financial
Equity above €150,000Eq €187,454 ▲25.4%
4 profitable years in a row build equity to €187,454.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2020
31-12
Financial
Back to profitnet €11,890
Net result €11,890 after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€7,862
Net result drops to -€7,862, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2010
Ground area
5,900 m²
Building footprint
2,053 m²
Volume, LiDAR
3,031 m³
2 parcels, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Kempenstraat 11, 3650 Dilsen-Stokkem
since 20102.190.130.633
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71038B0473/00H000 | Flanders | 4,968 m² | 1 · 1,704 m² | 12.5 m |
| 72032B1038/00A002 | Flanders | 932 m² | 1 · 350 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
10.28%
According to the 2024 annual accounts of SOCREVO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,497 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-07-2010
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0827783944
Also
9925:BE0827783944
Registered
17-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.