RoJa
ActiveSummary
The computed 12-month bankruptcy probability of RoJa is 2.1% (moderate). The 2025 annual accounts show negative equity (-€90,674) and a net result of -€35,609. Equity is shrinking by ~84.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 1317 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
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Signals
This company filed its last 3 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 1,253 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 96% are still going.
- Small
- 2 to 5 years old
- negative equity
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,253 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,147 | €319 | €319 | = |
| Other operating charges640/8 | €1,503 | €6,539 | €1,722 | ▼ 73.7% |
| Gross operating margin9900 | -€4,585 | -€22,308 | -€10,774 | ▲ 51.7% |
| Operating profit (loss)9901 | -€7,234 | -€29,167 | -€12,814 | ▲ 56.1% |
| Financial income75/76B | €4 | €0 | - | - |
| Recurring financial income75 | €4 | €0 | - | - |
| Financial charges65/66B | €5,330 | €28,339 | €22,794 | ▼ 19.6% |
| Recurring financial charges65 | €5,330 | €28,339 | €22,794 | ▼ 19.6% |
| Profit (loss) for the period before taxes9903 | -€12,560 | -€57,505 | -€35,609 | ▲ 38.1% |
| Profit (loss) for the period9904 | -€12,560 | -€57,505 | -€35,609 | ▲ 38.1% |
| Profit (loss) for the period to be appropriated9905 | -€12,560 | -€57,505 | -€35,609 | ▲ 38.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €561,173 | €635,903 | €696,168 | ▲ 9.5% |
| Fixed assets21/28 | €512,709 | €249,916 | €760 | ▼ 99.7% |
| Tangible fixed assets22/27 | €512,709 | €249,916 | €760 | ▼ 99.7% |
| Land and buildings22 | €512,709 | €248,837 | - | - |
| Plant, machinery and equipment23 | - | €1,079 | €760 | ▼ 29.6% |
| Current assets29/58 | €48,464 | €385,986 | €695,408 | ▲ 80.2% |
| Stocks and contracts in progress3 | - | €373,777 | €345,122 | ▼ 7.7% |
| Stocks30/36 | - | €373,777 | €345,122 | ▼ 7.7% |
| Amounts receivable within one year40/41 | €14,071 | €1,746 | €7,738 | ▲ 343% |
| Trade receivables40 | €9,235 | - | €5,000 | - |
| Other amounts receivable41 | €4,836 | €1,746 | €2,738 | ▲ 56.8% |
| Cash at bank and in hand54/58 | €34,393 | €10,464 | €342,548 | ▲ 3,173% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €561,173 | €635,903 | €696,168 | ▲ 9.5% |
| Equity10/15 | €2,440 | -€55,065 | -€90,674 | ▼ 64.7% |
| Contributions10/11 | €15,000 | €15,000 | €15,000 | = |
| Profit (loss) carried forward14 | -€12,560 | -€70,065 | -€105,674 | ▼ 50.8% |
| Amounts payable17/49 | €558,733 | €690,968 | €786,842 | ▲ 13.9% |
| Amounts payable after more than one year17 | €241,543 | €288,443 | €372,000 | ▲ 29.0% |
| Financial debts170/4 | €241,543 | €288,443 | €372,000 | ▲ 29.0% |
| Amounts payable within one year42/48 | €317,190 | €402,525 | €414,842 | ▲ 3.1% |
| Current portion of amounts payable after more than one year42 | €265,500 | €265,500 | €265,500 | = |
| Trade debts44 | €1,770 | €4,409 | €15,188 | ▲ 244% |
| Suppliers440/4 | €1,770 | €4,409 | €15,188 | ▲ 244% |
| Taxes, remuneration and social security45 | - | €17,921 | €20,459 | ▲ 14.2% |
| Taxes450/3 | - | €17,921 | €20,459 | ▲ 14.2% |
| Other amounts payable47/48 | €49,920 | €114,695 | €113,695 | ▼ 0.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,560 | -€57,505 | -€35,609 | ▲ 38.1% |
| + Depreciation and write-downs630 | €1,147 | €319 | €319 | = |
| Operating cash flow (approximation) | -€11,414 | -€57,186 | -€35,290 | ▲ 38.3% |
| Investment in fixed assets (approximation) | - | €262,474 | €248,837 | ▼ 5.2% |
| Change in cash | - | -€23,929 | €332,084 | ▲ 1,488% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3665/00X000 | Flanders | 4,953 m² | 1 · 4,254 m² | 29.2 m · 6 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.