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CLAUDE IMMO

Active
Private limited companyfounded 20223 yrs activeRue de Ferreing,Offagne 1 A, 6850 Paliseul, BelgiumKBO/BCE: BE 0793.687.058
Summary

The computed 12-month bankruptcy probability of CLAUDE IMMO is 4.1% (elevated). The 2024 annual accounts show equity of €49,606 and a net result of -€11,786. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability33▲+14
Solvency28▼-2
Growth58
Track record94
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.53 against 0.41 in 2023; short-term debt: 25.2% and cash: 13% of total assets), and 97.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
2.8%
Return on assets
-0.7%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
2324
2023 to 2024 · latest year -€11,786
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
12 d late
2023
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 3 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CLAUDE IMMO was incorporated on 17 November 2022 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€49,606▼ 19.2%
2023 · €61,392
Total assets
€1.8m▲ 51.8%
2023 · €1.2m
Net result
-€11,786▲ 69.5%
2023 · -€38,608
Working capital
-€209,969▲ 2.5%
2023 · -€215,449
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€20,899-€21,633
Net result-€38,608--€11,786▲ 69.5%
Equity€61,392-€49,606▼ 19.2%
Total assets€1.2m-€1.8m▲ 51.8%
Debt€1.1m-€1.7m▲ 55.8%
Working capital-€215,449--€209,969▲ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2023: -€20,899-€20,899Net result 2023: -€38,608-€38,608Operating result 2024: €21,633€21,633Net result 2024: -€11,786-€11,78620232024-€40,000-€20,000€0€20,000Operating result 2023: -€20,899-€20,900Net result 2023: -€38,608-€38,600Operating result 2024: €21,633€21,600Net result 2024: -€11,786-€11,80020232024
The operating result returns to profit in 2024: €21,633 after a loss of €20,899 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.8m
Fixed assets €1.5m ▲ 50.9%
Current assets €235,170 ▲ 57.8%
Equity and liabilities €1.8m
Equity €49,606 ▼ 19.2%
Debt €1.7m ▲ 55.8%
Debt's share of the balance-sheet total rises from 94.7% to 97.2%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€58,737▲
2023 · €10,340
Cash flow
€25,318▲
2023 · -€7,369
Current ratio
0.53▲
2023 · 0.41
Debt to equity
34.62▲
2023 · 17.96
ROE
-23.8%▲
2023 · -62.9%
ROA
-0.7%▲
2023 · -3.3%
Interest coverage
1.76▲
2023 · 0.58
Debt ≤ 1 year
€445,139▲
2023 · €364,502
Debt > 1 year
€1.3m▲
2023 · €738,192
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 865 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
1.5% went bankrupt
1.7% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 865 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.2m€1.8m▲
Fixed assets21/28€1.0m€1.5m▲
Tangible fixed assets22/27€1.0m€1.5m▲
Land and buildings22€457,700€1.1m▲
Leasing and similar rights25€487,622€461,974▼
Assets under construction and advance payments27€69,711€13,800▼
Current assets29/58€149,054€235,170▲
Amounts receivable within one year40/41€581€0▼
Other amounts receivable41€581€0▼
Cash at bank and in hand54/58€148,473€230,523▲
Deferred charges and accrued income490/1-€4,647
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.8m▲
Equity10/15€61,392€49,606▼
Contributions10/11€100,000€100,000=
Profit (loss) carried forward14-€38,608-€50,394▼
Amounts payable17/49€1.1m€1.7m▲
Amounts payable after more than one year17€738,192€1.3m▲
Financial debts170/4€738,192€1.3m▲
Amounts payable within one year42/48€364,502€445,139▲
Current portion of amounts payable after more than one year42€30,083€49,795▲
Trade debts44€3,706€2,143▼
Suppliers440/4€3,706€2,143▼
Other amounts payable47/48€330,713€393,200▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31,239€37,104▲
Other operating charges640/8-€4,917
Gross operating margin9900€10,340€63,654▲
Operating profit (loss)9901-€20,899€21,633▲
Financial charges65/66B€17,709€33,419▲
Recurring financial charges65€17,709€33,419▲
Profit (loss) for the period before taxes9903-€38,608-€11,786▲
Profit (loss) for the period9904-€38,608-€11,786▲
Profit (loss) for the period to be appropriated9905-€38,608-€11,786▲
Appropriation of the result
Profit (loss) to be appropriated9906-€38,608-€50,394▼
Profit (loss) brought forward from the previous period14P--€38,608

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31,239€37,104▲ 18.8%
Other operating charges640/8-€4,917-
Gross operating margin9900€10,340€63,654▲ 516%
Operating profit (loss)9901-€20,899€21,633▲ 204%
Financial charges65/66B€17,709€33,419▲ 88.7%
Recurring financial charges65€17,709€33,419▲ 88.7%
Profit (loss) for the period before taxes9903-€38,608-€11,786▲ 69.5%
Profit (loss) for the period9904-€38,608-€11,786▲ 69.5%
Profit (loss) for the period to be appropriated9905-€38,608-€11,786▲ 69.5%
Line20232024Change
Assets
Total assets20/58€1.2m€1.8m▲ 51.8%
Fixed assets21/28€1.0m€1.5m▲ 50.9%
Tangible fixed assets22/27€1.0m€1.5m▲ 50.9%
Land and buildings22€457,700€1.1m▲ 131%
Leasing and similar rights25€487,622€461,974▼ 5.3%
Assets under construction and advance payments27€69,711€13,800▼ 80.2%
Current assets29/58€149,054€235,170▲ 57.8%
Amounts receivable within one year40/41€581€0▼ 100%
Other amounts receivable41€581€0▼ 100%
Cash at bank and in hand54/58€148,473€230,523▲ 55.3%
Deferred charges and accrued income490/1-€4,647-
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.8m▲ 51.8%
Equity10/15€61,392€49,606▼ 19.2%
Contributions10/11€100,000€100,000=
Profit (loss) carried forward14-€38,608-€50,394▼ 30.5%
Amounts payable17/49€1.1m€1.7m▲ 55.8%
Amounts payable after more than one year17€738,192€1.3m▲ 72.4%
Financial debts170/4€738,192€1.3m▲ 72.4%
Amounts payable within one year42/48€364,502€445,139▲ 22.1%
Current portion of amounts payable after more than one year42€30,083€49,795▲ 65.5%
Trade debts44€3,706€2,143▼ 42.2%
Suppliers440/4€3,706€2,143▼ 42.2%
Other amounts payable47/48€330,713€393,200▲ 18.9%
Line20232024Change
Profit (loss) for the period9904-€38,608-€11,786▲ 69.5%
+ Depreciation and write-downs630€31,239€37,104▲ 18.8%
Operating cash flow (approximation)-€7,369€25,318▲ 444%
Investment in fixed assets (approximation)--€553,975-
Change in cash-€82,050-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Paliseul · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
3,307 m²
Building footprint
420 m²
Volume, LiDAR
3,108 m³
2 parcels, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Ferreing,Offagne 1A, 6850 Paliseul
Holdings
since 20222.338.073.746
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
84047A0221/00K000 Wallonia 1,664 m² 1 · 230 m² 11.1 m · 3 fl.
84047A0219/00D000 Wallonia 1,643 m² 1 · 190 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded17-11-2022
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793687058
Registered 05-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.