ROI & CO
ActiveROI & CO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €-11k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-4
Solvency81▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 3.01 in 2024; short-term debt: 43.5% and cash: 95.6% of total assets), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
-6.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-11k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
51 d early
2023
34 d early
2022
48 d early
2021
10 d late
2020
23 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 10.0%
2024 · €114k
2018: €61k
2019: €78k
2020: €96k
2021: €99k
2022: €110k
2023: €120k
2024: €114k
2018 → 2025
Total assets
€182k▲ 6.4%
2024 · €171k
2018: €114k
2019: €151k
2020: €143k
2021: €181k
2022: €152k
2023: €169k
2024: €171k
2018 → 2025
Net result
€-11k▼ 90.2%
2024 · €-6k
2018: €25k
2019: €17k
2020: €19k
2021: €3k
2022: €11k
2023: €10k
2024: €-6k
2018 → 2025
Working capital
€103k▼ 9.9%
2024 · €114k
2018: €52k
2019: €72k
2020: €93k
2021: €99k
2022: €109k
2023: €120k
2024: €114k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€110k▲ 10.7%€120k▲ 9.5%€114k▼ 5.0%€103k▼ 10.0%
Operating result€43k-€47k▲ 9.2%€48k▲ 1.5%€21k▼ 56.2%€26k▲ 24.7%
Net result€3k-€11k▲ 278%€10k▼ 2.0%€-6k€-11k▼ 90.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€129▼ 50.0%
Current assets
€182k▲ 6.5%
Equity and liabilities €182k
Equity
€103k▼ 10.0%
Debt
€79k▲ 39.6%
The debt ratio rises from 33.2% to 43.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €21k
Cash flow
€-11k▼
2024 · €-6k
Solvency
56.5%▼
2024 · 66.8%
Current ratio
2.30▼
2024 · 3.01
Quick ratio
2.30▼
2024 · 3.01
Debt / equity
0.77▲
2024 · 0.50
ROE
-11.2%▼
2024 · -5.3%
ROA
-6.3%▼
2024 · -3.5%
Interest coverage
0.69▼
2024 · 0.77
Debt
€79k▲
2024 · €57k
Debt ≤ 1 year
€79k▲
2024 · €57k
Income taxes
€534▼
2024 · €545
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€182k▲
Fixed assets21/28€259€129▼
Tangible fixed assets22/27€259€129▼
Plant, machinery and equipment23€259€129▼
Current assets29/58€171k€182k▲
Amounts receivable within one year40/41€28k€8k▼
Trade receivables40€24k€3k▼
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€142k€174k▲
Equity and liabilities
Total equity and liabilities10/49€171k€182k▲
Equity10/15€114k€103k▼
Contributions10/11€19k€19k=
Reserves13€102k€102k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€100k€102k▲
Profit (loss) carried forward14€-6k€-17k▼
Amounts payable17/49€57k€79k▲
Amounts payable within one year42/48€57k€79k▲
Trade debts44€668-
Suppliers440/4€668-
Taxes, remuneration and social security45€686€981▲
Taxes450/3€686€981▲
Other amounts payable47/48€55k€78k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129€129=
Other operating charges640/8€5k€1k▼
Gross operating margin9900€26k€27k▲
Operating profit (loss)9901€21k€26k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€28k€38k▲
Recurring financial charges65€28k€38k▲
Profit (loss) for the period before taxes9903€-5k€-11k▼
Income taxes67/77€545€534▼
Profit (loss) for the period9904€-6k€-11k▼
Profit (loss) for the period to be appropriated9905€-6k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-17k▼
Profit (loss) brought forward from the previous period14P-€-6k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €110k ▲10.7%
5 profitable years in a row build equity to €110k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Borrekenslei 212930 BrasschaatGround area
322 m²
Building footprint
194 m²
Volume, LiDAR
1,173 m³
Parcel 11324D0188/00H004, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roi & Co
since 20042.137.425.781
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0188/00H004 | Flanders | 322 m² | 1 · 194 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549008BQN2J4K71LS52
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46349Wholesale of beverages, general range
46499Wholesale of other household goods
47252Retail sale of beverages, general range
51340
51478
52250Logistics services
74872
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.