VERDICONSULT
ActiveVERDICONSULT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €8k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-32
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 8.45 against 10.04 in 2024), and 9.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.5%
Return on assets
4.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
16 d early
2023
20 d early
2022
38 d early
2021
59 d early
2020
33 d early
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▼ 2.8%
2024 · €184k
2018: €34k
2019: €46k
2020: €61k
2021: €79k
2022: €136k
2023: €164k
2024: €184k
2018 → 2025
Total assets
€198k▼ 1.6%
2024 · €201k
2018: €58k
2019: €69k
2020: €94k
2021: €121k
2022: €172k
2023: €198k
2024: €201k
2018 → 2025
Net result
€8k▼ 59.5%
2024 · €20k
2018: €2k
2019: €12k
2020: €16k
2021: €18k
2022: €57k
2023: €38k
2024: €20k
2018 → 2025
Working capital
€141k▼ 7.5%
2024 · €152k
2018: €29k
2019: €44k
2020: €60k
2021: €79k
2022: €118k
2023: €153k
2024: €152k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€136k▲ 71.9%€164k▲ 20.9%€184k▲ 12.1%€179k▼ 2.8%
Operating result€26k-€80k▲ 203%€55k▼ 30.6%€18k▼ 67.9%€16k▼ 9.3%
Net result€18k-€57k▲ 219%€38k▼ 33.2%€20k▼ 47.6%€8k▼ 59.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 9% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€38k▲ 19.0%
Current assets
€160k▼ 5.5%
Equity and liabilities €198k
Equity
€179k▼ 2.8%
Debt
€19k▲ 12.4%
The debt ratio rises from 8.4% to 9.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€26k▼
2024 · €28k
Cash flow
€18k▼
2024 · €30k
Solvency
90.5%▼
2024 · 91.6%
Current ratio
8.45▼
2024 · 10.04
Quick ratio
8.45▼
2024 · 10.04
Debt / equity
0.11▲
2024 · 0.09
ROE
4.5%▼
2024 · 10.8%
ROA
4.1%▼
2024 · 9.9%
Interest coverage
17.95
Debt
€19k▲
2024 · €17k
Debt ≤ 1 year
€19k▲
2024 · €17k
Income taxes
€7k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€198k▼
Fixed assets21/28€32k€38k▲
Tangible fixed assets22/27€32k€38k▲
Plant, machinery and equipment23-€15k
Furniture and vehicles24€32k€24k▼
Current assets29/58€169k€160k▼
Amounts receivable within one year40/41€28k€36k▲
Trade receivables40€18k€22k▲
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€138k€121k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€201k€198k▼
Equity10/15€184k€179k▼
Contributions10/11€19k€19k=
Reserves13€166k€160k▼
Distributable reserves133€166k€160k▼
Amounts payable17/49€17k€19k▲
Amounts payable within one year42/48€17k€19k▲
Trade debts44€324€3k▲
Suppliers440/4€324€3k▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€8k€4k▼
Income statement
Code20242025
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€3k€657▼
Gross operating margin9900€31k€27k▼
Operating profit (loss)9901€18k€16k▼
Financial income75/76B€12k-
Recurring financial income75€2k-
Non-recurring financial income76B€11k-
Financial charges65/66B-€1k
Recurring financial charges65-€1k
Profit (loss) for the period before taxes9903€30k€15k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€20k€8k▼
Profit (loss) for the period to be appropriated9905€20k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€8k▼
Transfer from equity791/2-€13k
Transfer to equity691/2€20k€8k▼
To other reserves6921€20k€8k▼
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €164k ▲20.9%
6 profitable years in a row build equity to €164k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €57k ▲219%
Operating result €80k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €136k ▲71.9%
5 profitable years in a row build equity to €136k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelbaan 7852580 PutteGround area
374 m²
Building footprint
106 m²
Volume, LiDAR
596 m³
Parcel 12429A0060/00E003, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mechelbaan 785, 2580 Putte
since 20052.212.052.138
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12429A0060/00E003 | Flanders | 374 m² | 1 · 106 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PERPETOS
BE 0885.924.061
Brugge · Eq €179k
AGUCO
BE 0758.929.186
Oudergem · Eq €179k
SEASCAPE BELGIUM
BE 0675.792.565
Elsene · Eq €179k
KILDA
BE 0768.432.416
Sint-Genesius-Rode · Eq €179k
ENGELEN ADVIES & ORGANISATIE
BE 0700.408.492
Antwerpen · Eq €179k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.