Skip to content

ROGOWSKI

Active Private limited company (pre-2019)founded 2007active for 19 yearsBoudewijnlaan 11, 3300 TienenKBO/BCE: BE 0890.873.833

Lifetime

17 annual accounts with figures on one time axis
peak €114,873 (2012)
€8▼ 100.0%
lowest -€2,268 (2018)
-€1,874▼ €17,514
peak €96,592 (2021)
€92,112▼ 2.0%
€74,577▲ 151%
Board2 names since 2022
2 directorsRogowska Ewa and 1 other
Documentsfilings and deeds
02-06-2026214 days late
2025micro format
Gross margin from €18,374 to €8Loss of €1,874Debts from €29,711 to €74,577

Key points

from the 2025 annual accounts

Turnover

≈ €73 estimated

The accounts state no turnover.

Filings

17 annual accounts 10 days past the deadline
deadline2010201520202025

2026 accounts not filed: deadline was 31-10-2026.

Position in the sector

-€1,874

Lower net result than 80% of companies in specialised construction. Sector median €10,184 · 35,124 companies.

Checked score

52
Fair
Financially stronger than 35% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.9% 01-2025: 2.4%▲ +0.5 percentage points vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.5%▲ +0.1 percentage points vs 04-2025 06-2025: 2.7%▲ +0.2 percentage points vs 05-2025 07-2025: 2.7%● unchanged vs 06-2025 08-2025: 2.6%▼ -0.1 percentage points vs 07-2025 09-2025: 2.4%▼ -0.2 percentage points vs 08-2025 10-2025: 2.7%▲ +0.3 percentage points vs 09-2025 11-2025: 3.4%▲ +0.7 percentage points vs 10-2025 12-2025: 3.7%▲ +0.3 percentage points vs 11-2025 01-2026: 4.5%▲ +0.8 percentage points vs 12-2025 02-2026: 4.5%● unchanged vs 01-2026 03-2026: 5.4%▲ +0.9 percentage points vs 02-2026 04-2026: 9.0%▲ +3.6 percentage points vs 03-2026 05-2026: 9.0%● unchanged vs 04-2026 06-2026: 9.1%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 2.0%▼ -7.1 percentage points vs 06-2026 08-2026: 1.8%▼ -0.2 percentage points vs 07-2026 09-2026: 1.7%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 2.1%▲ +0.4 percentage points vs 09-2026 11-2026: 2.3%▲ +0.2 percentage points vs 10-2026

Financial strength
Average

80-20equity 55.3% of total assets
45-39short-term debt 44.7% · cash 13.3%
17-53return on assets -1.1%

Score breakdown

raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 214 days late; 3 of the last 3 accounts late
Size: total assets €166,689
Figures for financial year 2025 (filed on 02-06-2026)
lowers risk
Founded in 2007
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 60% of them on solvency, 35% on liquidity, 14% on profitability and 31% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,908 companies had the same profile as ROGOWSKI has now. Each dot stands for 18 companies, two years later.

90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of ROGOWSKI itself is higher: 2.3% within 12 months. It rests on far more data about ROGOWSKI than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,908 companies, not a prediction for ROGOWSKI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,500 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline

Liquidity is ample, with a current ratio of 2.21 (4.21 in 2024), above the usual 1.5. Short-term debt is 44.7% and cash 13.3% of total assets. 44.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 214 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €166,689
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 02-06-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 214 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 02-06-2026, 214 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
214 days late
2024
118 days late
2023
37 days late
2022
14 days late
2021
48 days late
2020
50 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 80 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

RE
Rogowska Ewa
Director
RA
Rogowski Artur
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0890873833
First establishment Oude Vestenstraat 7, Tienen
Incorporation published on 24-07-2007 · Gazette deed
All 24 events

Comparable companies

same main activity, similar in size and age
Company
ROGOWSKI Tienen €166,689 €8 55.3% -
GLAS & SCHRIJNWERK Bredene €158,798 €423 35.2% -
L'ART DE LA RENOVATION Jette €165,768 -€1,370 96.9% -
C.R. RENOV Anderlecht €127,839 -€9,770 74.3% -
AMAZONIA ASSOCIES Anderlecht €136,274 -€10,918 76.4% -
ANCENA Libin €141,793 -€1,547 47.9% -
TECHNIFROID Jemeppe-sur-Sambre €232,588 -€1,682 70.1% -

These companies have the same main activity as ROGOWSKI: insulation installation (NACE 43230). They are comparable in size and age: total assets between €128,000 and €233,000, founded between 2004 and 2011.

Official details

Source: KBO
Status
Active since 05-07-2007Normal situation
Activity
Insulation installationNACE 43230and 2 others
Establishment unit
2.164.870.8433300 Tienen, since 11-07-2007
Financial year end
31 March
Peppol
Reachable since 18-11-2025
Company details

Annual accounts to 31-03-2025

€166,689▲ 34.8%
Filing
Filed on 02-06-2026
Financials

Insights on ROGOWSKI

ROGOWSKI files the micro format. That format states no turnover. The gross margin fell from €21,711 in 2009 to €8 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ROGOWSKI

What is the company number of ROGOWSKI?
The company number of ROGOWSKI is 0890.873.833. The VAT number is the same number with BE in front: BE 0890.873.833.
Where is ROGOWSKI based?
The registered office is at Boudewijnlaan 11, 3300 Tienen.Company details
What does ROGOWSKI do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of ROGOWSKI?
ROGOWSKI is a private limited company (pre-2019) (BVBA).
When was ROGOWSKI founded?
ROGOWSKI was founded on 05-07-2007.
Is ROGOWSKI still active?
Yes, ROGOWSKI is an active enterprise in the KBO register.
What is the turnover of ROGOWSKI?
The turnover in financial year 2025 is ≈ €73. This figure is estimated from the gross margin of €8 and 32 comparable companies (NACE 43230). It probably lies between €42 and €170. It is a rough estimate. In financial year 2024 turnover was €321,522.Financials
Is ROGOWSKI profitable?
In financial year 2025, ROGOWSKI made a loss of €1,874.
Where can I find the annual accounts of ROGOWSKI?
ROGOWSKI filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.