C.R. RENOV
ActiveSummary
The computed 12-month bankruptcy probability of C.R. RENOV is 1.8% (moderate). The 2025 annual accounts show equity of €95k and a net result of €-17k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 79% of 27786 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-18
Solvency99▼-1
Growth31▼-14
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.27 against 7.88 in 2024; short-term debt: 23.1% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
-13.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-17k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
7 d early
2023
on the day
2022
5 d early
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€230k▲ 69.7%
2021 · €135k
2019: €238k
2020: €212k
2021: €135k
2019 → 2022
EBIT margin
10.0%▲ 16.9pp
2021 · -6.9%
2019: 8.3%
2020: -7.5%
2021: -6.9%
2019 → 2022
Net result
€-17k▼ 717%
2024 · €-2k
2019: €14k
2020: €-17k
2021: €-11k
2022: €19k
2023: €14k
2024: €-2k
2019 → 2025
Working capital
€97k▼ 12.4%
2024 · €111k
2019: €104k
2020: €90k
2021: €82k
2022: €99k
2023: €114k
2024: €111k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€135k-€230k▲ 69.7%
Equity€82k-€100k▲ 22.6%€115k▲ 14.3%€112k▼ 1.9%€95k▼ 15.4%
Operating result€-9k-€23k€20k▼ 13.4%€-315€-16k▼ 4,909%
Net result€-11k-€19k€14k▼ 22.7%€-2k€-17k▼ 717%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €315 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€1k ▼ 53.8%
Current assets
€126k ▼ 0.2%
Equity and liabilities €128k
Equity
€95k ▼ 15.4%
Debt
€33k ▲ 89.5%
Debt's share of the balance-sheet total rises from 13.3% to 25.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-15k▼
2024 · €717
Cash flow
€-16k▼
2024 · €-1k
Current ratio
4.27▼
2024 · 7.88
Debt to equity
0.35▲
2024 · 0.15
ROE
-18.2%▼
2024 · -1.9%
ROA
-13.6%▼
2024 · -1.6%
Interest coverage
-9.56▼
2024 · 0.40
Debt ≤ 1 year
€30k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€130k€128k▼
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€1k€753▼
Furniture and vehicles24€1k€288▼
Financial fixed assets28€359€359=
Current assets29/58€127k€126k▼
Amounts receivable within one year40/41€104k€97k▼
Trade receivables40€4k€5k▲
Other amounts receivable41€100k€92k▼
Cash at bank and in hand54/58€1k-
Deferred charges and accrued income490/1€21k€30k▲
Equity and liabilities
Total equity and liabilities10/49€130k€128k▼
Equity10/15€112k€95k▼
Contributions10/11€6k€6k=
Reserves13€66k€66k=
Distributable reserves133€66k€66k=
Profit (loss) carried forward14€40k€23k▼
Amounts payable17/49€17k€33k▲
Amounts payable within one year42/48€16k€30k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€13k€2k▼
Suppliers440/4€13k€2k▼
Taxes, remuneration and social security45€3k€20k▲
Taxes450/3€2k€15k▲
Remuneration and social security454/9€2k€5k▲
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€934▼
Other operating charges640/8€1k€5k▲
Gross operating margin9900€2k€-10k▼
Operating profit (loss)9901€-315€-16k▼
Financial income75/76B€0€15▲
Recurring financial income75€0€15▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-2k€-17k▼
Income taxes67/77€17-
Profit (loss) for the period9904€-2k€-17k▼
Profit (loss) for the period to be appropriated9905€-2k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€23k▼
Profit (loss) brought forward from the previous period14P€42k€40k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
30-06
Financial
Equity above €100kEq €100k ▲22.6%
Equity rises from €82k to €100k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerplein 11070 AnderlechtGround area
154 m²
Building footprint
103 m²
Volume, LiDAR
968 m³
Parcel 21308H0489/00V002, Brussels · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
C.R. RENOV
since 20092.176.598.737
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0489/00V002 | Brussels | 154 m² | 1 · 103 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GLOBAL ENERGY SOLUTION
BE 0830.353.355
Ukkel · Eq €94,968
MJ PROJECTS
BE 0735.730.548
Deinze · Eq €94,622
DASERV!CIO
BE 0883.325.352
Lubbeek · Eq €94,083
ISOPOL
BE 0769.823.969
Seraing · Eq €96,077
CO2 CHALLENGE
BE 0842.900.997
Perwez · Eq €96,328
Of 4,271 companies in sector 43230 we hold annual accounts for 1,241. 1,046 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2009
Fiscal year end30-06
Activities, NACEBEL 2025
43230Insulation installation
43240Other construction installation
43310Plastering work
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:c.r.renovsprl@hotmail.com
Phone:0488/416299