RoGoTec
ActiveRoGoTec has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €4k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 2176 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.8 against 7.09 in 2024; short-term debt: 13.5% and cash: 54.2% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
23 d late
2022
23 d late
2021
30 d late
2020
27 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€98k▲ 4.5%
2024 · €94k
2018: €10k
2019: €6k
2020: €29k
2021: €50k
2022: €61k
2023: €86k
2024: €94k
2018 → 2025
Total assets
€115k▲ 7.8%
2024 · €106k
2018: €11k
2019: €6k
2020: €34k
2021: €60k
2022: €72k
2023: €101k
2024: €106k
2018 → 2025
Net result
€4k▼ 48.0%
2024 · €8k
2018: €-7k
2019: €-5k
2020: €24k
2021: €21k
2022: €11k
2023: €25k
2024: €8k
2018 → 2025
Working capital
€75k▲ 0.8%
2024 · €74k
2018: €6k
2019: €4k
2020: €29k
2021: €47k
2022: €59k
2023: €82k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€61k▲ 21.6%€86k▲ 41.0%€94k▲ 9.5%€98k▲ 4.5%
Operating result€26k-€16k▼ 40.1%€35k▲ 124%€12k▼ 64.5%€8k▼ 36.2%
Net result€21k-€11k▼ 47.7%€25k▲ 131%€8k▼ 67.4%€4k▼ 48.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 36% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€25k▲ 21.4%
Current assets
€90k▲ 4.6%
Equity and liabilities €115k
Equity
€98k▲ 4.5%
Debt
€17k▲ 32.2%
The debt ratio rises from 12.0% to 14.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €14k
Cash flow
€11k▲
2024 · €10k
Solvency
85.3%▼
2024 · 88.0%
Current ratio
5.80▼
2024 · 7.09
Quick ratio
5.80▼
2024 · 7.09
Debt / equity
0.17▲
2024 · 0.14
ROE
4.3%▼
2024 · 8.6%
ROA
3.7%▼
2024 · 7.6%
Interest coverage
18.75▼
2024 · 21.14
Debt
€17k▲
2024 · €13k
Debt ≤ 1 year
€16k▲
2024 · €12k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€115k▲
Fixed assets21/28€20k€25k▲
Tangible fixed assets22/27€20k€25k▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€20k€25k▲
Financial fixed assets28€65€65=
Current assets29/58€86k€90k▲
Amounts receivable within one year40/41€27k€27k▲
Trade receivables40€25k€25k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€59k€62k▲
Deferred charges and accrued income490/1€354€382▲
Equity and liabilities
Total equity and liabilities10/49€106k€115k▲
Equity10/15€94k€98k▲
Contributions10/11€19k€19k=
Outside capital11-€19k
Other1109/19-€19k
Reserves13€75k€79k▲
Non-distributable reserves130/1€287€287=
Reserves not available under the articles1311€287€287=
Distributable reserves133€75k€79k▲
Amounts payable17/49€13k€17k▲
Amounts payable within one year42/48€12k€16k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€8k€13k▲
Accrued charges and deferred income492/3€602€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€6k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€15k€15k▲
Operating profit (loss)9901€12k€8k▼
Financial charges65/66B€656€762▲
Recurring financial charges65€656€762▲
Profit (loss) for the period before taxes9903€12k€7k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€8k€4k▼
Profit (loss) for the period to be appropriated9905€8k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€4k▼
Transfer to equity691/2€8k€4k▼
To other reserves6921€8k€4k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Highest result since 2018net €25k ▲131%
Operating result €35k, net result €25k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardseweg (W.-M.) 1239790 Wortegem-PetegemGround area
1,382 m²
Building footprint
169 m²
Volume, LiDAR
953 m³
Parcel 45025A0391/00E000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45025A0391/00E000 | Flanders | 1,382 m² | 1 · 169 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Concretys
BE 0504.989.126
Ittre · Eq €98k
PETER VERLAAK
BE 0804.464.550
Wellen · Eq €98k
BOUW & RENOVATIE VANSIELEGHEM
BE 1009.036.659
Torhout · Eq €98k
BOUWBEDRIJF COOLS
BE 0882.869.947
Mol · Eq €98k
AGV RENOV
BE 0799.895.454
Opwijk · Eq €98k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 13,165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.