Active BE 0780.819.613Private limited company

ROGA

Merendreestraat 5 ·9850 Deinze, Belgium· 4 yrs active

Sector: NACE 66199 (66199)

Conclusion Checked

ROGA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.11M and a net result of €710k. Equity is growing by ~90.9% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€1.11M
Net result	€710k
Active	4 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

63 / 100

Strong profile, led by profitability.

Health 0

Profitability 100

Solvency 44

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022 — past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios — and hence the score — carry no meaning here.

Financial overview4 NBB filings

Annual accounts filed on 22-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.

growing Equity: growth of ~90.9%/year over 4 fiscal years — indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit

€710k

-14.8% far above sector median

Total assets

€7.03M

+6.6% far above sector median

Equity

€1.11M

+38.5% far above sector median

Income taxes

€7k

— -72% vs sector

Dividends

€400k

— 22–25

Debt

€5.91M

+2.2% far above sector median

Debt ≤ 1y

€626k

+171.8% far above sector median

Debt > 1y

€5.15M

-4.9% far above sector median

Solvency

15.9%

+29.9% -73% vs sector

ROE

63.7%

-38.5% +144% vs sector

ROA

10.1%

-20.1% -51% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	n/a
EBITDA	n/a
Net profit	€710k
Cash flow	n/a
Staff costs	—
Income taxes	—
Dividends	€400k
Total assets	€7.03M
Equity	€1.11M
Debt	€5.91M
of which ≤ 1y	€626k
of which > 1y	€5.15M
Working capital	n/a
Employees (FTE)	—

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	15.9%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	10.1%
ROE	63.7%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €5.65M · 80.4% Current assets €1.38M · 19.6%

Equity & liabilities

Equity €1.11M · 15.9% Debt €5.91M · 84.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet — Assets
TOTAL ASSETS	20/58	€7.03M
Fixed assets	21/28	€5.65M
Financial fixed assets	28	€5.65M
Current assets	29/58	€1.38M
Amounts receivable within one year	40/41	€571k
Cash & bank	54/58	€805k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€7.03M
Equity	10/15	€1.11M
Contributions / capital	10/11	€1k
Reserves	13	€19k
Accumulated profits (losses)	14	€1.09M
Amounts payable	17/49	€5.91M
Amounts payable after one year	17	€5.15M
Amounts payable within one year	42/48	€626k
Trade debts payable within one year	44	€3k
Income statement
Gross operating margin	9900	€147k
Operating result	9901	€146k
Financial income	75	€771k
Financial charges	65	€207k
Result before taxes	9903	€710k
Net result for the period	9904	€710k
Result to be appropriated	9905	€710k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	66199
Legal form	Private limited company(610)
Incorporation	24-01-2022
Status	Active
Postal code	9850

Establishment units 1 location

Coupure 514, 9000 Gent

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

since 20222.327.432.252

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44815F2455/00G002	Flanders	2,926 m²	1 · 2,520 m²	—
44027B0706/00H000	Flanders	1,640 m²	1 · 193 m²	4.0 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

22-05-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

04-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

24-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

23-11-2023

State Gazette act Registered-office change

18-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

15-03-2023

State Gazette act Registered-office change

Belgisch Staatsblad — acts 2 acts

Address history · 2

23-11-2023

Registered-office move

15-03-2023

Registered-office move

All acts · 2 updated 2 years ago

2023

23-11-2023 Registered office moved from Gent to Deinze Registered-office change

Coupure Rechts 514, 9000 Gent → Merendreestraat 5, 9850 Deinze

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Merendreestraat 5, 9850 Deinze",
        "city": "Deinze",
        "region": "vlaams_gewest",
        "street": "Merendreestraat",
        "country": "BE",
        "postcode": "9850",
        "box_number": null,
        "street_number": "5",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Coupure Rechts 514, 9000 Gent",
        "city": "Gent",
        "region": "vlaams_gewest",
        "street": "Coupure Rechts",
        "country": "BE",
        "postcode": "9000",
        "box_number": null,
        "street_number": "514",
        "locality_suffix": null
      },
      "effective_date": "2023-07-20",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-11-13",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "beigde_bestuursorgaan",
    "date": "2023-07-10",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0780.819.613",
    "name_full": "ROGA",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Laetitia Ryndziewicz",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}

15-03-2023 Registered office moved from Deinze to Gent Registered-office change

Merendreedorp 75, 9850 Deinze → Coupure Rechts 514, 9000 Gent

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Coupure Rechts 514, 9000 Gent",
        "city": "Gent",
        "region": "vlaams_gewest",
        "street": "Coupure Rechts",
        "country": "BE",
        "postcode": "9000",
        "box_number": null,
        "street_number": "514",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Merendreedorp 75, 9850 Deinze",
        "city": "Deinze",
        "region": "vlaams_gewest",
        "street": "Merendreedorp",
        "country": "BE",
        "postcode": "9850",
        "box_number": null,
        "street_number": "75",
        "locality_suffix": null
      },
      "effective_date": "2022-08-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-03-15",
    "filing_date": "2023-03-06",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "bevoegde_bestuursorgaan",
    "date": "2022-07-25",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0780.819.613",
    "name_full": null,
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Laetitia Ryndziewicz",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad",
    "Annexes du Moniteur belge"
  ]
}

Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999

Primary activity highlighted.

Names & trade names

Legal nameNL

ROGA

Registered office

Merendreestraat 5

9850 Deinze, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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