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Complete company report
Generated 05-08-2026
Active BE 0787.626.934Private limited company

ROEL-CO

Vaartkant 3 ·9991 Maldegem, Belgium· 4 yrs active
Sector: Financial services (64210)
Conclusion Checked

ROEL-CO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €3.02M and a net result of €244k. Its solvency ranks better than 66% of 678 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €3.02M
Net result €244k
Better than sector 66%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability40Solvency75Growth78Stability94
57 / 100

Mixed profile: strong on stability, weaker on health.

Health 0
Profitability 40
Solvency 75
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 23-06-2025 with the NBB · fiscal year 2024 · volledig
€-100k€0€100k€200kOperating result 2023: €37k€37kNet result 2023: €-20k€-20kOperating result 2024: €30k€30kNet result 2024: €244k€244k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 65.8% 44.9%
better than 66% of 678 sector peers
Net result €244k €48k
better than 71% of 677 sector peers
Equity €3.02M €1.36M
better than 56% of 678 sector peers
Total assets €4.59M €5.58M
better than 47% of 678 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€244k
- +96% vs sector
Total assets
€4.59M
+5.2% +45% vs sector
Equity
€3.02M
+8.8% +97% vs sector
Income taxes
€561
+0.6% -99% vs sector
Debt
€1.57M
-1.0% +134% vs sector
Debt ≤ 1y
€321k
+22.4% +185% vs sector
Debt > 1y
€1.17M
-8.4% +261% vs sector
Solvency
65.8%
+3.4% +13% vs sector
ROE
8.1%
- ≈ vs sector
ROA
5.3%
- -1% vs sector
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€244k
Cash flown/a
Staff costs-
Income taxes€561
Dividends-
Total assets€4.59M
Equity€3.02M
Debt€1.57M
of which ≤ 1y€321k
of which > 1y€1.17M
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency65.8%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA5.3%
ROE8.1%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€4.59M
Fixed assets 21/28€4.31M
Tangible fixed assets 22/27€13k
Financial fixed assets 28€4.30M
Current assets 29/58€282k
Amounts receivable within one year 40/41€263k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4.59M
Equity 10/15€3.02M
Contributions / capital 10/11€2.80M
Accumulated profits (losses) 14€224k
Amounts payable 17/49€1.57M
Amounts payable after one year 17€1.17M
Amounts payable within one year 42/48€321k
Trade debts payable within one year 44€5k
Income statement
Operating result 9901€30k
Financial income 75€250k
Financial charges 65€35k
Result before taxes 9903€245k
Income taxes 67/77€561
Net result for the period 9904€244k
Result to be appropriated 9905€244k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation24-06-2022
StatusActive
Postal code9991
Establishment units 1 location
ROEL-CO
Vaartkant 3, 9991 MaldegemOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20222.332.659.562
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43001A0377/00T000 Flanders 239 m² 1 · 236 m² 8.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
23-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL ROEL-CO
Registered office
Vaartkant 3
9991 Maldegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative