ROCS CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of ROCS CONSTRUCT is 3.9% (moderate). The 2025 annual accounts show equity of €32k and a net result of €15k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 27965 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+5
Solvency96▼-4
Growth52=
Track record94
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 10.06 in 2024; short-term debt: 28.6% and cash: 11.8% of total assets), and 28.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
32.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-01-2026, 6 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
6 d early
2024
6 d early
2023
6 d early
2022
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 41.6%
2024 · €55k
Total assets
€45k▼ 25.1%
2024 · €60k
Net result
€15k▲ 15.2%
2024 · €13k
Working capital
€29k▼ 36.8%
2024 · €46k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€44k-€18k▼ 59.3%€15k▼ 17.4%€17k▲ 12.8%
Net result€34k-€16k▼ 54.4%€13k▼ 19.1%€15k▲ 15.2%
Equity€31k-€42k▲ 35.2%€55k▲ 29.9%€32k▼ 41.6%
Total assets€42k-€55k▲ 30.9%€60k▲ 8.9%€45k▼ 25.1%
Debt€11k-€13k▲ 18.6%€5k▼ 60.5%€13k▲ 153%
Working capital€14k-€28k▲ 95.7%€46k▲ 63.5%€29k▼ 36.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€3k ▼ 66.0%
Current assets
€42k ▼ 18.0%
Equity and liabilities €45k
Equity
€32k ▼ 41.6%
Debt
€13k ▲ 153%
Debt's share of the balance-sheet total rises from 8.5% to 28.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €21k
Cash flow
€20k▲
2024 · €19k
Current ratio
3.26▼
2024 · 10.06
Debt to equity
0.40▲
2024 · 0.09
ROE
45.4%▲
2024 · 23.0%
ROA
32.5%▲
2024 · 21.1%
Interest coverage
133.37▲
2024 · 120.28
Debt ≤ 1 year
€13k▲
2024 · €5k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €5k | €6k | €6k | ▼ 4.7% |
| Other operating charges640/8 | €150 | €1k | €333 | €469 | ▲ 41.1% |
| Gross operating margin9900 | €47k | €25k | €21k | €23k | ▲ 8.2% |
| Operating profit (loss)9901 | €44k | €18k | €15k | €17k | ▲ 12.8% |
| Financial income75/76B | - | €903 | €1k | €2k | ▲ 35.6% |
| Recurring financial income75 | - | €903 | €1k | €2k | ▲ 35.6% |
| Financial charges65/66B | €120 | €258 | €176 | €170 | ▼ 2.9% |
| Recurring financial charges65 | €120 | €258 | €176 | €170 | ▼ 2.9% |
| Profit (loss) for the period before taxes9903 | €44k | €19k | €16k | €18k | ▲ 14.8% |
| Income taxes67/77 | €10k | €3k | €3k | €4k | ▲ 13.6% |
| Profit (loss) for the period9904 | €34k | €16k | €13k | €15k | ▲ 15.2% |
| Profit (loss) for the period to be appropriated9905 | €34k | €16k | €13k | €15k | ▲ 15.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €42k | €55k | €60k | €45k | ▼ 25.1% |
| Fixed assets21/28 | €17k | €14k | €9k | €3k | ▼ 66.0% |
| Tangible fixed assets22/27 | €17k | €14k | €9k | €3k | ▼ 67.4% |
| Plant, machinery and equipment23 | €805 | €460 | €116 | - | - |
| Furniture and vehicles24 | €16k | €13k | €9k | €3k | ▼ 67.0% |
| Financial fixed assets28 | - | €187 | €187 | €187 | = |
| Current assets29/58 | €25k | €41k | €51k | €42k | ▼ 18.0% |
| Amounts receivable within one year40/41 | €23k | €31k | €39k | €36k | ▼ 7.4% |
| Trade receivables40 | €20k | €17k | €17k | €34k | ▲ 97.5% |
| Other amounts receivable41 | €3k | €14k | €22k | €3k | ▼ 87.3% |
| Cash at bank and in hand54/58 | €2k | €10k | €11k | €5k | ▼ 54.1% |
| Deferred charges and accrued income490/1 | €682 | €93 | €118 | €78 | ▼ 34.0% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €42k | €55k | €60k | €45k | ▼ 25.1% |
| Equity10/15 | €31k | €42k | €55k | €32k | ▼ 41.6% |
| Contributions10/11 | €4k | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €27k | €38k | €51k | €28k | ▼ 44.8% |
| Amounts payable17/49 | €11k | €13k | €5k | €13k | ▲ 153% |
| Amounts payable within one year42/48 | €11k | €13k | €5k | €13k | ▲ 153% |
| Trade debts44 | €366 | €825 | €625 | €3k | ▲ 361% |
| Suppliers440/4 | €366 | €825 | €625 | €3k | ▲ 361% |
| Taxes, remuneration and social security45 | €10k | €7k | €4k | €4k | ▼ 2.7% |
| Taxes450/3 | €10k | €7k | €4k | €4k | ▼ 2.7% |
| Other amounts payable47/48 | - | €5k | - | €6k | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €16k | €13k | €15k | ▲ 15.2% |
| + Depreciation and write-downs630 | €2k | €5k | €6k | €6k | ▼ 4.7% |
| Operating cash flow (approximation) | €37k | €21k | €19k | €20k | ▲ 8.6% |
| Investment in fixed assets (approximation) | - | €-3k | €-1k | €0 | ▲ 100% |
| Change in cash | - | €9k | €1k | €-6k | ▼ 610% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €13k ▼19.1%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 10.06
Current ratio from 3.19 to 10.06; short-term debt falls from €13k to €5k.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2021
Ground area
164 m²
Building footprint
93 m²
Volume, LiDAR
937 m³
Parcel 21001A0360/00L015, Brussels · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ROCS CONSTRUCT
since 20212.316.327.138
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0360/00L015 | Brussels | 164 m² | 1 · 93 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Bezettingswerken Kris Duchene
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FOSSELLE INTERIEUR
BE 0466.914.745
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DINON Dominique
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Of 4,019 companies in sector 43310 we hold annual accounts for 1,746. 1,462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-04-2021
Fiscal year end30-06
Activities, NACEBEL 2025
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43343Specialised construction activities
43410Roofing work
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.