Equity
€32,033 ▼ 41.6%
ROCS CONSTRUCT paid out €37,359 in dividends. That is 257% of the 2025 profit.
ROCS CONSTRUCT
Lifetime
4 annual accounts with figures on one time axispeak €46,968 (2022)
€23,207▲ 8.2%
peak €34,291 (2022)
€14,553▲ 15.2%
peak €54,838 (2024)
€32,033▼ 41.6%
€12,812▲ 153%
Board1 name since 2021
1 directorLAKATOS Robert
Documentsfilings and deeds
25-01-20266 days before the deadline
2025micro format
Dividend €37,359Equity from €54,838 to €32,033Debts from €5,068 to €12,812Cash from €11,492 to €5,272
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 57% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.0%▼ -0.1 percentage points vs 12-2024
02-2025: 0.6%▼ -0.4 percentage points vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.5%▼ -0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025lowest value
08-2025: 0.6%▲ +0.1 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.7%▲ +0.1 percentage points vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.8%▲ +0.1 percentage points vs 12-2025
02-2026: 1.0%▲ +0.2 percentage points vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.4%▲ +0.4 percentage points vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 2.0%▲ +0.6 percentage points vs 09-2026
11-2026: 2.1%▲ +0.1 percentage points vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2021
1 change of registered office in 24 months
Size: total assets €44,845
lowers risk
Liquidity: current ratio 3.26, cash €5,272, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 77% of them on solvency, 49% on liquidity, 92% on profitability and 11% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as ROCS CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ROCS CONSTRUCT itself is higher: 2.1% within 12 months. It rests on far more data about ROCS CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for ROCS CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.26 (10.06 in 2024), above the usual 1.5. Short-term debt is 28.6% and cash 11.8% of total assets. 28.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-01-2026, 6 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
6 days early
2024
6 days early
2023
6 days early
2022
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 6 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Board and ownership
- LAKATOS Róbert Csaba 55 sharesdeed of 24-07-2026
- LAKATOS Csaba 40 sharesdeed of 24-07-2026
- LAKATOS Klara Marta 5 sharesdeed of 24-07-2026
Recent changes
Registered office moved from Groot-Bijgaarden to Anderlecht
New registered office: Polydore Moermanstraat 20, 1070 Anderlecht · Previous registered office: Pastoor Cooremansstraat 3, 1702 Groot-Bijgaarden · LAKATOS Róbert Csaba holds 55 shares · General meeting of 16-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0767466869
Incorporation
Founding capital of €6,000, 100 shares · Founders: LAKATOS Robert and LAKATOS Csaba · Appointment: LAKATOS Robert (director) · published on 28-04-2021 · Gazette deed
First establishment
Polydore Moermanstraat 20, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROCS CONSTRUCT Anderlecht | €44,845 | €23,207 | 71.4% | - |
| De Stukadoor Maldegem | €39,743 | €27,032 | 85.5% | - |
| Loïc SWENNEN Trois-Ponts | €36,764 | €24,166 | 63.4% | - |
| AdR Renovatie Brakel | €38,763 | €21,108 | 72.9% | - |
| PLEISTERWERKEN CARLO BECKERS Maasmechelen | €35,880 | €20,042 | 76.5% | - |
| De Groene Goeste Pittem | €46,281 | €27,415 | 60.0% | - |
| SEN Maasmechelen | €47,861 | €17,467 | 74.0% | - |
These companies have the same main activity as ROCS CONSTRUCT: plastering work (NACE 43310). They are comparable in size and age: total assets between €35,900 and €47,900, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 26-04-2021Normal situation
- Activity
- Plastering workNACE 43310and 5 others
- Establishment unit
- 2.316.327.1381070 Anderlecht, since 26-04-2021
- Financial year end
- 30 June
- Peppol
- Reachable since 27-12-2025
Annual accounts to 30-06-2025
- €44,845▼ 25.1%
- Filing
- Filed on 25-01-2026, 6 days before the end of the filing period
Insights on ROCS CONSTRUCT
ROCS CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €46,968 in 2022 to €23,207 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ROCS CONSTRUCT
- What is the company number of ROCS CONSTRUCT?
- The company number of ROCS CONSTRUCT is 0767.466.869. The VAT number is the same number with BE in front: BE 0767.466.869.
- Where is ROCS CONSTRUCT based?
- The registered office is at Polydore Moermanstraat 20, 1070 Anderlecht.Company details
- What does ROCS CONSTRUCT do?
- According to the KBO register, the main activity is plastering work (NACE 43310).
- What is the legal form of ROCS CONSTRUCT?
- ROCS CONSTRUCT is a private limited company (BV).
- When was ROCS CONSTRUCT founded?
- ROCS CONSTRUCT was founded on 26-04-2021.
- Is ROCS CONSTRUCT still active?
- Yes, ROCS CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of ROCS CONSTRUCT?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €23,207 and 159 comparable companies (NACE 433). It probably lies between €140,000 and €490,000. It is a rough estimate.Financials
- Is ROCS CONSTRUCT profitable?
- In financial year 2025, ROCS CONSTRUCT made a profit of €14,553.
- Where can I find the annual accounts of ROCS CONSTRUCT?
- ROCS CONSTRUCT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ROCS CONSTRUCT due?
- ROCS CONSTRUCT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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