ROCS CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of ROCS CONSTRUCT is 3.9% (moderate). The 2025 annual accounts show equity of €32k and a net result of €15k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 27965 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+5
Solvency96▼-4
Growth52=
Track record94
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 10.06 in 2024; short-term debt: 28.6% and cash: 11.8% of total assets), and 28.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
32.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-01-2026, 6 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
6 d early
2024
6 d early
2023
6 d early
2022
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 41.6%
2024 · €55k
Total assets
€45k▼ 25.1%
2024 · €60k
Net result
€15k▲ 15.2%
2024 · €13k
Working capital
€29k▼ 36.8%
2024 · €46k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€44k-€18k▼ 59.3%€15k▼ 17.4%€17k▲ 12.8%
Net result€34k-€16k▼ 54.4%€13k▼ 19.1%€15k▲ 15.2%
Equity€31k-€42k▲ 35.2%€55k▲ 29.9%€32k▼ 41.6%
Total assets€42k-€55k▲ 30.9%€60k▲ 8.9%€45k▼ 25.1%
Debt€11k-€13k▲ 18.6%€5k▼ 60.5%€13k▲ 153%
Working capital€14k-€28k▲ 95.7%€46k▲ 63.5%€29k▼ 36.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€3k ▼ 66.0%
Current assets
€42k ▼ 18.0%
Equity and liabilities €45k
Equity
€32k ▼ 41.6%
Debt
€13k ▲ 153%
Debt's share of the balance-sheet total rises from 8.5% to 28.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €21k
Cash flow
€20k▲
2024 · €19k
Current ratio
3.26▼
2024 · 10.06
Debt to equity
0.40▲
2024 · 0.09
ROE
45.4%▲
2024 · 23.0%
ROA
32.5%▲
2024 · 21.1%
Interest coverage
133.37▲
2024 · 120.28
Debt ≤ 1 year
€13k▲
2024 · €5k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €5k | €6k | €6k | ▼ 4.7% |
| Other operating charges640/8 | €150 | €1k | €333 | €469 | ▲ 41.1% |
| Gross operating margin9900 | €47k | €25k | €21k | €23k | ▲ 8.2% |
| Operating profit (loss)9901 | €44k | €18k | €15k | €17k | ▲ 12.8% |
| Financial income75/76B | - | €903 | €1k | €2k | ▲ 35.6% |
| Recurring financial income75 | - | €903 | €1k | €2k | ▲ 35.6% |
| Financial charges65/66B | €120 | €258 | €176 | €170 | ▼ 2.9% |
| Recurring financial charges65 | €120 | €258 | €176 | €170 | ▼ 2.9% |
| Profit (loss) for the period before taxes9903 | €44k | €19k | €16k | €18k | ▲ 14.8% |
| Income taxes67/77 | €10k | €3k | €3k | €4k | ▲ 13.6% |
| Profit (loss) for the period9904 | €34k | €16k | €13k | €15k | ▲ 15.2% |
| Profit (loss) for the period to be appropriated9905 | €34k | €16k | €13k | €15k | ▲ 15.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €42k | €55k | €60k | €45k | ▼ 25.1% |
| Fixed assets21/28 | €17k | €14k | €9k | €3k | ▼ 66.0% |
| Tangible fixed assets22/27 | €17k | €14k | €9k | €3k | ▼ 67.4% |
| Plant, machinery and equipment23 | €805 | €460 | €116 | - | - |
| Furniture and vehicles24 | €16k | €13k | €9k | €3k | ▼ 67.0% |
| Financial fixed assets28 | - | €187 | €187 | €187 | = |
| Current assets29/58 | €25k | €41k | €51k | €42k | ▼ 18.0% |
| Amounts receivable within one year40/41 | €23k | €31k | €39k | €36k | ▼ 7.4% |
| Trade receivables40 | €20k | €17k | €17k | €34k | ▲ 97.5% |
| Other amounts receivable41 | €3k | €14k | €22k | €3k | ▼ 87.3% |
| Cash at bank and in hand54/58 | €2k | €10k | €11k | €5k | ▼ 54.1% |
| Deferred charges and accrued income490/1 | €682 | €93 | €118 | €78 | ▼ 34.0% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €42k | €55k | €60k | €45k | ▼ 25.1% |
| Equity10/15 | €31k | €42k | €55k | €32k | ▼ 41.6% |
| Contributions10/11 | €4k | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €27k | €38k | €51k | €28k | ▼ 44.8% |
| Amounts payable17/49 | €11k | €13k | €5k | €13k | ▲ 153% |
| Amounts payable within one year42/48 | €11k | €13k | €5k | €13k | ▲ 153% |
| Trade debts44 | €366 | €825 | €625 | €3k | ▲ 361% |
| Suppliers440/4 | €366 | €825 | €625 | €3k | ▲ 361% |
| Taxes, remuneration and social security45 | €10k | €7k | €4k | €4k | ▼ 2.7% |
| Taxes450/3 | €10k | €7k | €4k | €4k | ▼ 2.7% |
| Other amounts payable47/48 | - | €5k | - | €6k | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €16k | €13k | €15k | ▲ 15.2% |
| + Depreciation and write-downs630 | €2k | €5k | €6k | €6k | ▼ 4.7% |
| Operating cash flow (approximation) | €37k | €21k | €19k | €20k | ▲ 8.6% |
| Investment in fixed assets (approximation) | - | €-3k | €-1k | €0 | ▲ 100% |
| Change in cash | - | €9k | €1k | €-6k | ▼ 610% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €13k ▼19.1%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 10.06
Current ratio from 3.19 to 10.06; short-term debt falls from €13k to €5k.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2021
Ground area
164 m²
Building footprint
93 m²
Volume, LiDAR
937 m³
Parcel 21001A0360/00L015, Brussels · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ROCS CONSTRUCT
since 20212.316.327.138
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0360/00L015 | Brussels | 164 m² | 1 · 93 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Bezettingswerken Kris Duchene
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FOSSELLE INTERIEUR
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DINON Dominique
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Of 4,019 companies in sector 43310 we hold annual accounts for 1,746. 1,462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-04-2021
Fiscal year end30-06
Activities, NACEBEL 2025
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43343
43410Roofing work
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.