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Loïc SWENNEN

Active
Private limited companyfounded 2020active for 5 yearsRue de Huy 89, 4983 Trois-Ponts, BelgiumKBO/BCE: BE 0759.558.894

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Loïc SWENNEN has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,294 and a net result of €13,749. Equity has been growing by about 53% per year since 2022. Its solvency ranks better than 68% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

KBO
Status
Active since 08-12-2020 Normal situation
Activity
Plastering work NACE 43310and 5 others
Establishment unit
2.311.619.272 4190 Ferrières, since 01-01-2021
Financial year end
30 June
Peppol
Reachable since 02-12-2025

Board and ownership

Board
  • Swennen LoïcDirector

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts to 30-06-2025
Gross margin
€24,166
▲ 113%
Turnover
≈ €240,000
estimated
Profit
€13,749
▲ 19×
Equity
€23,294
▲ 144%
Total assets
€36,764
▲ 5.4%
Filed on 31-01-2026, on timePDF
Score breakdownraises riskSize: total assets €36,764Founded in 2020Sector: Specialised construction activities (NACE 43)lowers riskEquity €23,294 (63.4% of total assets)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 72% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 88+36
equity 63.4% of total assets
Liquidity 42+5
short-term debt 34.5% · cash 5.5%
Profitability 100+29
return on assets 37.4%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 3.0% 12-2024: 2.9%▼ -0.1 percentage points vs 11-2024 01-2025: 3.0%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 1.1%▼ -1.9 percentage points vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025lowest value 08-2025: 1.1%● unchanged vs 07-2025lowest value 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.3%▲ +0.1 percentage points vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.4%▲ +0.1 percentage points vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.3%▼ -0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.2%▼ -0.1 percentage points vs 07-2026 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.4%▲ +0.2 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.15 (0.94 in 2024), above the usual 1.5. Short-term debt is 34.5% and cash 5.5% of total assets. 36.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 69% of them on solvency, 31% on liquidity, 92% on profitability and 94% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €36,764
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €23,294 (63.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
29 days late
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 7 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as Loïc SWENNEN: plastering work (NACE 43310). They are comparable in size and age: total assets between €32,900 and €46,300, founded between 2019 and 2022.

CompanyTotal assetsGross margin
Loïc SWENNEN Trois-Ponts€36,764€24,166
De Stukadoor Maldegem€39,743€27,032
ROCS CONSTRUCT Anderlecht€44,845€23,207
PLEISTERWERKEN CARLO BECKERS Maasmechelen€35,880€20,042
De Groene Goeste Pittem€46,281€27,415
AdR Renovatie Brakel€38,763€21,108
EasyGyps As€32,946€19,366
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Loïc SWENNEN

What is the company number of Loïc SWENNEN?
The company number of Loïc SWENNEN is 0759.558.894. The VAT number is the same number with BE in front: BE 0759.558.894.
Where is Loïc SWENNEN based?
The registered office is at Rue de Huy 89, 4983 Trois-Ponts.Company details
What does Loïc SWENNEN do?
According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of Loïc SWENNEN?
The legal form of Loïc SWENNEN is Private limited company (BV).
When was Loïc SWENNEN founded?
Loïc SWENNEN was founded on 08-12-2020.
Is Loïc SWENNEN still active?
Yes, Loïc SWENNEN is an active enterprise in the KBO register.
What is the turnover of Loïc SWENNEN?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €24,166 and 163 comparable companies (NACE 433). It probably lies between €140,000 and €510,000. It is a rough estimate.Financials
Is Loïc SWENNEN profitable?
In financial year 2025, Loïc SWENNEN made a profit of €13,749.
Where can I find the annual accounts of Loïc SWENNEN?
Loïc SWENNEN filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Loïc SWENNEN due?
Loïc SWENNEN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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