ROCCA BAT
ActiveSummary
ROCCA BAT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-213k) and a net result of €-70k. Equity is shrinking by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 8% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-69
Solvency0▼-10
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 1.93 in 2024; short-term debt: 116.7% and cash: 0.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-42.7%
Return on assets
-14.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-213k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d late
2023
16 d late
2022
4 d late
2021
11 d late
2020
1 d early
2019
8 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-213k▼ 49.1%
2024 · €-143k
2018: €211k
2019: €110k
2020: €-18k
2021: €-190k
2022: €-210k
2023: €-154k
2024: €-143k
2018 → 2025
Total assets
€498k▼ 47.3%
2024 · €946k
2018: €2.76M
2019: €1.29M
2020: €1.32M
2021: €932k
2022: €962k
2023: €444k
2024: €946k
2018 → 2025
Net result
€-70k
2024 · €11k
2018: €-20k
2019: €-101k
2020: €-128k
2021: €-172k
2022: €-19k
2023: €56k
2024: €11k
2018 → 2025
Working capital
€-83k
2024 · €456k
2018: €208k
2019: €152k
2020: €-10k
2021: €-188k
2022: €-207k
2023: €-154k
2024: €456k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-190k-€-210k▼ 10.2%€-154k▲ 26.8%€-143k▲ 7.0%€-213k▼ 49.1%
Operating result€-113k-€2k€78k▲ 3,565%€17k▼ 78.2%€-56k
Net result€-172k-€-19k▲ 88.7%€56k€11k▼ 80.9%€-70k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €56k after €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €498k
Fixed assets
€405 ▼ 47.0%
Current assets
€498k ▼ 47.3%
Key figures and ratios
EBITDA
€-55k▼
2024 · €17k
Cash flow
€-70k▼
2024 · €11k
Solvency
-42.7%▼
2024 · -15.1%
Current ratio
0.86▼
2024 · 1.93
Quick ratio
0.51▼
2024 · 1.15
Debt to equity
-3.34▲
2024 · -7.62
ROA
-14.1%▼
2024 · 1.1%
Interest coverage
-3.98▼
2024 · 16.92
Debt
€712k▼
2024 · €1.09M
Debt ≤ 1 year
€582k▲
2024 · €489k
Debt > 1 year
€130k▼
2024 · €600k
Income taxes
€491▼
2024 · €5k
Staff costs
€29k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€946k€498k▼
Fixed assets21/28€764€405▼
Tangible fixed assets22/27€764€405▼
Furniture and vehicles24€764€405▼
Current assets29/58€945k€498k▼
Stocks and contracts in progress3€383k€203k▼
Stocks30/36€383k€203k▼
Amounts receivable within one year40/41€437k€170k▼
Trade receivables40€347k€100k▼
Other amounts receivable41€89k€70k▼
Current investments50/53€121k€121k=
Cash at bank and in hand54/58€4k€938▼
Deferred charges and accrued income490/1€581€2k▲
Equity and liabilities
Total equity and liabilities10/49€946k€498k▼
Equity10/15€-143k€-213k▼
Contributions10/11€30k€30k=
Reserves13€106k€106k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€103k€103k=
Profit (loss) carried forward14€-278k€-349k▼
Amounts payable17/49€1.09M€712k▼
Amounts payable after more than one year17€600k€130k▼
Financial debts170/4€600k€130k▼
Amounts payable within one year42/48€489k€582k▲
Trade debts44€250k€248k▼
Suppliers440/4€250k€248k▼
Taxes, remuneration and social security45€9k€20k▲
Taxes450/3€5k€5k▲
Remuneration and social security454/9€4k€15k▲
Other amounts payable47/48€230k€314k▲
Income statement
Code20242025
Remuneration, social security and pensions62€5k€29k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€314€359▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€24k€-23k▼
Operating profit (loss)9901€17k€-56k▼
Financial income75/76B€0€39▲
Recurring financial income75€0€39▲
Financial charges65/66B€1k€14k▲
Recurring financial charges65€1k€14k▲
Profit (loss) for the period before taxes9903€16k€-70k▼
Income taxes67/77€5k€491▼
Profit (loss) for the period9904€11k€-70k▼
Transfer from tax-exempt reserves789€36k-
Profit (loss) for the period to be appropriated9905€46k€-70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-232k€-349k▼
Profit (loss) brought forward from the previous period14P€-278k€-278k=
Transfer to equity691/2€46k-
To other reserves6921€46k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2024
30-09
Financial
Liquidity triplescurrent ratio 1.93
Current ratio from 0.74 to 1.93; short-term debt falls from €598k to €489k.
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
30-09
Financial
Back to profitnet €56k
Net result €56k after 5 loss-making years.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
30-09
Financial
Weakest financial yearnet €-172k
Net result drops to €-172k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 8 days late
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 2 days late
2017
20-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Pieterssteenweg 3871040 EtterbeekGround area
424 m²
Building footprint
414 m²
Volume, LiDAR
4,068 m³
2 parcels, Brussels · tallest building 19.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
ROCCA BAT
since 20102.195.695.265
ROCCA BAT
since 20222.328.323.068
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0225/00L004 | Brussels | 287 m² | 1 · 276 m² | 16.3 m · 1 fl. |
| 21015A0522/00V004 | Brussels | 137 m² | 1 · 138 m² | 19.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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L.W. ADVISORY
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Maenhout Investerings Maatschappij
BE 0801.676.195
Knokke-Heist · Eq €109,926
ROZAC
BE 0535.923.119
Koksijde · Eq €109,870
Vigouren
BE 0793.383.685
Kortenaken · Eq €109,710
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,741 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-12-2010
Fiscal year end30-09
Activities, NACEBEL 2025
43990Other specialised construction activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.