PRO - GESTION - PROJECTION
ActivePRO - GESTION - PROJECTION has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €757k and a net result of €40k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 1402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71=
Solvency56▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.36 in 2024; short-term debt: 68.1% and cash: 13.8% of total assets), and 68.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.3%
Return on assets
1.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
2 d early
2023
23 d late
2022
3 d late
2021
4 d late
2020
9 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▲ 17.7%
2024 · €34k
2019: €28k
2020: €87k
2021: €20k
2022: €24k
2023: €11k
2024: €34k
2019 → 2025
Working capital
€-1.16M▼ 18.3%
2024 · €-977k
2019: €-1.19M
2020: €-1.09M
2021: €-1.09M
2022: €-1.04M
2023: €-1.02M
2024: €-977k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€673k-€698k▲ 3.6%€708k▲ 1.5%€742k▲ 4.8%€757k▲ 2.0%
Operating result€55k-€45k▼ 17.8%€24k▼ 47.4%€43k▲ 81.5%€53k▲ 23.9%
Net result€20k-€24k▲ 19.4%€11k▼ 56.1%€34k▲ 218%€40k▲ 17.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.42M
Fixed assets
€1.93M▲ 9.4%
Current assets
€492k▼ 12.0%
Equity and liabilities €2.42M
Equity
€757k▲ 2.0%
Debt
€1.66M▲ 5.4%
The debt ratio rises from 68.0% to 68.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€90k▲
2024 · €79k
Cash flow
€76k▲
2024 · €70k
Solvency
31.3%▼
2024 · 32.0%
Current ratio
0.30▼
2024 · 0.36
Quick ratio
0.30▼
2024 · 0.36
Debt / equity
2.20▲
2024 · 2.13
ROE
5.2%▲
2024 · 4.5%
ROA
1.6%▲
2024 · 1.5%
Interest coverage
11.90▼
2024 · 21.88
Debt
€1.66M▲
2024 · €1.58M
Debt ≤ 1 year
€1.65M▲
2024 · €1.54M
Debt > 1 year
€16k▼
2024 · €43k
Income taxes
€15k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.32M€2.42M▲
Fixed assets21/28€1.76M€1.93M▲
Intangible fixed assets21€39k€20k▼
Tangible fixed assets22/27€519k€502k▼
Land and buildings22€516k€502k▼
Other tangible fixed assets26€3k-
Financial fixed assets28€1.20M€1.41M▲
Current assets29/58€558k€492k▼
Amounts receivable within one year40/41€228k€158k▼
Trade receivables40€211k€142k▼
Other amounts receivable41€17k€16k▼
Cash at bank and in hand54/58€330k€333k▲
Equity and liabilities
Total equity and liabilities10/49€2.32M€2.42M▲
Equity10/15€742k€757k▲
Contributions10/11€70k€70k=
Capital10€70k€70k=
Issued capital100€70k€70k=
Reserves13€585k€600k▲
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Distributable reserves133€570k€585k▲
Profit (loss) carried forward14€87k€87k=
Amounts payable17/49€1.58M€1.66M▲
Amounts payable after more than one year17€43k€16k▼
Financial debts170/4€41k€14k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€1.54M€1.65M▲
Current portion of amounts payable after more than one year42€26k€27k▲
Financial debts43-€300k
Credit institutions430/8-€300k
Trade debts44€632k€502k▼
Suppliers440/4€632k€502k▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€874k€812k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€37k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€83k€94k▲
Operating profit (loss)9901€43k€53k▲
Financial income75/76B€2k€9k▲
Recurring financial income75€2k€9k▲
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€41k€54k▲
Income taxes67/77€8k€15k▲
Profit (loss) for the period9904€34k€40k▲
Profit (loss) for the period to be appropriated9905€34k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€121k€127k▲
Profit (loss) brought forward from the previous period14P€87k€87k=
Transfer from equity791/2-€25k
Transfer to equity691/2€34k€40k▲
To other reserves6921€34k€40k▲
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 11 days late
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
30-06
Financial
Weakest financial yearnet €11k ▼56.1%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
03-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2022
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
30-06
Financial
Highest result since 2019net €87k ▲212%
Operating result €112k, net result €87k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Pieterssteenweg 3871040 EtterbeekGround area
463 m²
Building footprint
357 m²
Volume, LiDAR
2,518 m³
2 parcels, Brussels · tallest building 16.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
PRO-GESTION PROJECTION
since 19892.044.683.784
Sint-Pieterssteenweg 387, 1040 Etterbeek
since 20252.378.019.435
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0225/00L004 | Brussels | 287 m² | 1 · 276 m² | 16.3 m · 1 fl. |
| 21612C0187/00N000 | Brussels | 176 m² | 1 · 81 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 10,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-07-1989
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
72220
72300
72500
72600
74142
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.