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Complete company report
Generated 24-07-2026
Active BE 0452.819.457Public limited company

ROCAMO

Hamelstraat 7 ·3832 Wellen, Belgium· 32 yrs active
Sector: Retail trade (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of ROCAMO is 0.6% (low). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 32 yrs
Board 3
Locations 2
Publications 7
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1994, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 26-07-2025 2025-00325556
31-12-2023 micro 15-07-2024 2024-00253428
31-12-2022 micro 27-07-2023 2023-00304387
31-12-2021 micro 29-07-2022 2022-20264138
31-12-2020 micro 11-08-2021 2021-48000510
31-12-2019 micro 04-10-2020 2020-58800215
31-12-2018 micro 30-08-2019 2019-57700352
31-12-2017 micro 27-08-2018 2018-50400390
31-12-2016 verkort 28-08-2017 2017-48700275
31-12-2015 verkort 08-08-2016 2016-40600551
Directors & mandates 10 directors
Current directors & mandates
  • Lowy Hayen
    Director
    State Gazette act 25134496 (24-10-2025)
    Current
    12-10-2025 → present
  • Mark Bernaerts
    Managing director
    State Gazette act 25061627 (14-05-2025)
    Current
    06-03-2025 → present
    2 events
    • 02-05-2025 Mandate renewed· Managing director
    • 06-03-2025 Appointed· Managing director
  • HAYEN Marc Hilaire Ernest Joseph
    Director
    State Gazette act 23447404 (06-12-2023)
    Current
    06-12-2023 → present
    3 events
    • 06-12-2023 Resigned· Director
    • 06-12-2023 Appointed· Director
    • 06-12-2023 Appointed· Managing director
Historic, not recently confirmed (3)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Erik Baldewijns
    Managing director
    State Gazette act 20048365 (09-04-2020)
    Not recently confirmed
    last confirmed in an act from 2020
    4 events
    • 09-04-2020 Mandate renewed· Managing director
    • 02-05-2018 Mandate renewed· Director
    • 02-05-2012 Appointed· Director
    • 02-05-2012 Appointed· Managing director
  • Marc Hayen
    Director
    State Gazette act 20048365 (09-04-2020)
    Not recently confirmed
    last confirmed in an act from 2020
    2 events
    • 20-03-2020 Appointed· Director
    • 02-05-2012 Resigned· Director
  • Erik Baldewijns Consultancy BVBALegal entity
    Director· perm. rep.: Baldewijns Erik Theophile
    State Gazette act 14211649 (24-11-2014)
    Not recently confirmed
    last confirmed in an act from 2014
Former directors (4)
  • BALDEWIJNS Erik Theophile
    Director
    State Gazette act 23447404 (06-12-2023)
    Former
    - → 06-12-2023
    2 events
    • 06-12-2023 Resigned· Director
    • 06-12-2023 Resigned· Managing director
  • ERIK BALDEWIJNS CONSULTANCYLegal entity
    Director· perm. rep.: Erik Baldewijns
    State Gazette act 20048365 (09-04-2020)
    Former
    - → 20-03-2020
  • Sweldens Cindy Maria
    Director
    State Gazette act 14113283 (06-06-2014)
    Former
    14-05-2014 → 24-11-2014
    2 events
    • 24-11-2014 Resigned· Director
    • 14-05-2014 Appointed· Director
  • Vanlangenaker Sofie Micheline
    Director
    State Gazette act 14113283 (06-06-2014)
    Former
    - → 14-05-2014
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Retail trade(47811)
Legal form Public limited company(014)
Incorporation10-06-1994
StatusActive
Postal code3832
Connections & network 1 connected companies
Group structure
LOMA CARS
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 2 locations
ROCAMO NV
Verhuur van woningen, exclusief sociale woningen
since 19942.068.268.147
ROCAMO
Eynestraat 74, 3800 Sint-TruidenVervaardiging van andere delen en toebehoren voor motorvoertuigen
since 20242.365.168.222
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73085B0143/00G000 Flanders 2,165 m² 1 · 483 m² -
71064C0170/00H000 Flanders 871 m² 1 · 200 m² 7.8 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-10-2025
State Gazette act Director changes
v3.2
26-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
14-05-2025
State Gazette act Director changes
v3.2
2024
15-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
06-12-2023
State Gazette act Director changes
v3.2
27-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
11-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
04-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
09-04-2020
State Gazette act Director changes
v3.2
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
27-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
28-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
08-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2014
24-11-2014
State Gazette act Director changes
v3.2
06-06-2014
State Gazette act Director changes
v3.2
2012
15-06-2012
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 7 acts
All acts · 7 updated 9 months ago
2025
24-10-2025 Lowy Hayen appointed as director Director changes
  • Lowy Hayen, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lowy Hayen",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-12",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van Lowy Hayen, met woonplaats te 3800 Sint-Truiden Terbiest 132, als niet-statutaire bestuurder, en dit met ingang op 12/10/2025.",
      "discharge_granted": false
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.819.457",
    "name_full": "ROCAMO",
    "legal_form": "NV"
  }
}
14-05-2025 1 director appointed, 1 reappointed Director changes
  • Mark Bernaerts, Gedelegeerd bestuurder
  • Mark Bernaerts, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Mark Bernaerts",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-03-06",
      "evidence_quote": "Meesters Bernaerts, Ruysschaert en Grosemans, advocaten te 3600 Genk, Henry Fordlaan 47, vanaf de uitspraak van huidige beschikking tot en met 04/05/2025, met opdracht als wettelijk vertegenwoordiger van deze vennootschappen het bestuur over deze vennootschappen waar te nemen en de vennootschappen t"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Mark Bernaerts",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-05-02",
      "evidence_quote": "Bij beschikking van de Ondernemingsrechtbank Antwerpen, afdeling Hasselt van 02/05/2025 werd dit mandaat verlengd tot 12 oktober 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.819.457",
    "name_full": "ROCAMO",
    "legal_form": "NV"
  }
}
2023
06-12-2023 2 directors appointed, 3 resigning Director changes
  • HAYEN Marc Hilaire Ernest Joseph, Bestuurder
  • HAYEN Marc Hilaire Ernest Joseph, Gedelegeerd bestuurder
  • HAYEN Marc Hilaire Ernest Joseph, Bestuurder
  • BALDEWIJNS Erik Theophile, Bestuurder
  • BALDEWIJNS Erik Theophile, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "HAYEN Marc Hilaire Ernest Joseph",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit de huidige bestuurders hierna vermeld, ontslag te geven uit hun functie: - de heer HAYEN Marc Hilaire Ernest Joseph, geboren te Hasselt op 13 april 1962, wonende te 3832 Wellen (Ulbeek), Hamelstraat 7;",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BALDEWIJNS Erik Theophile",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit de huidige bestuurders hierna vermeld, ontslag te geven uit hun functie: ... - de heer BALDEWIJNS Erik Theophile, geboren te Brustem op 16 mei 1948, wonende te 3800 Sint-Truiden, Dekkenstraat 89.",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "BALDEWIJNS Erik Theophile",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering beslist de huidige gedelegeerd bestuurder, hierna vermeld, ontslag te geven uit zijn functie : - de heer BALDEWIJNS Erik Theophile, geboren te Brustem op 16 mei 1948, wonende te 3800 Sint-Truiden, Dekkenstraat 89.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "HAYEN Marc Hilaire Ernest Joseph",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Wordt benoemd tot niet-statutair bestuurdere\u00E9n gedelegeerd bestuurder voor een onbepaalde duur: - de heer HAYEN Marc Hilaire Ernest Joseph, geboren te Hasselt op 13 april 1962, wonende te 3832 Wellen (Ulbeek), Hamelstraat 7;"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "HAYEN Marc Hilaire Ernest Joseph",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Wordt benoemd tot niet-statutair bestuurdere\u00E9n gedelegeerd bestuurder voor een onbepaalde duur: - de heer HAYEN Marc Hilaire Ernest Joseph, geboren te Hasselt op 13 april 1962, wonende te 3832 Wellen (Ulbeek), Hamelstraat 7;"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.819.457",
    "name_full": "ROCAMO",
    "legal_form": "NV"
  }
}
2020
09-04-2020 1 director appointed, 1 resigning, 2 reappointed Director changes
  • Marc Hayen, Bestuurder
  • Erik Baldewijns, Bestuurder
  • Erik Baldewijns, Bestuurder
  • Erik Baldewijns, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Erik Baldewijns",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0809061756",
        "name": "Erik Baldewijns Consultancy bvba",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2020-03-20",
      "evidence_quote": "Ontslag als bestuurder van de vennootschap wordt verleend aan Erik Baldewijns Consultancy bvba, Dekkenstraat 87 te 3800 Sint-Truiden, BTW BE0809.061.756 met als vaste vertegenwoordiger Dhr. Erik Baldewijns en dit met ingang van 20 maart 2020, met d\u00E9charge tot op heden.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Marc Hayen",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-03-20",
      "evidence_quote": "Benoeming als onbezoldigd bestuurder: Dhr. Marc Hayen, woonachtig te Hamelstraat 7, 3832 Ulbeek met ingang van 20 maart 2020."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Erik Baldewijns",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-05-02",
      "evidence_quote": "Herbenoeming van Dhr. Erik Baldewijns, woonachtig te Dekkenstraat 87, 3800 Sint-Truiden, als bestuurder met ingang vanaf 02 mei 2018."
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Erik Baldewijns",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De Raad van Bestuur, hierna onmiddellijk samengekomen, bevestigd in zijn functie van gedelegeerd bestuurder, Dhr. Erik Baldewijns, voornoemd."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.819.457",
    "name_full": "ROCAMO",
    "legal_form": "NV"
  }
}
2014
24-11-2014 1 director appointed, 1 resigning Director changes
  • Baldewijns Erik Theophile, Bestuurder
  • Sweldens Cindy Maria, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sweldens Cindy Maria",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "1. Ontslag en ontlasting als bestuurder werd gegeven aan: - Mevrouw Sweldens Cindy Maria, Belingstraat 17, 3800 Sint-Truiden",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Baldewijns Erik Theophile",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Erik Baldewijns Consultancy BVBA",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2014-10-15",
      "evidence_quote": "1. Benoeming bestuurder: - Erik Baldewijns Consultancy BVBA met als vaste vertegenwoordiger dhr. Baldewijns Erik Theophile, Dekkenstraat 87, 3800 Zepperen vanaf heden tot en met de gewone algemene vergadering der vennoten van het jaar 2020."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.819.457",
    "name_full": "ROCAMO",
    "legal_form": "NV"
  }
}
06-06-2014 1 director appointed, 1 resigning Director changes
  • Sweldens Cíndy Maria, Bestuurder
  • Vanlangenaker Sofie Micheline, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vanlangenaker Sofie Micheline",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2014-05-14",
      "evidence_quote": "1. Ontslag en ontlasting als bestuurder werd gegeven aan: - Mevrouw Vanlangenaker Sofie Micheline, Terbiest 132 te 3800 Sint-Truiden",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sweldens C\u00EDndy Maria",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2014-05-14",
      "evidence_quote": "2. Benoeming als bestuurder: - Mevrouw Sweldens C\u00EDndy Maria, Belingstraat 17, 3800 Sint-Truiden vanaf heden tot en met 14 mei 2020"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.819.457",
    "name_full": "ROCAMO",
    "legal_form": "NV"
  }
}
2012
15-06-2012 2 directors appointed, 1 resigning Director changes
  • Baldewijns Erik, Bestuurder
  • Baldewijns Erik, Gedelegeerd bestuurder
  • Hayen Marc, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hayen Marc",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2012-05-02",
      "evidence_quote": "1. Ontslag en ontlasting als bestuurders werd gegeven aan : - De Heer Hayen Marc, Hamelstraat nr. 7 te 3832 Ulbeek.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Baldewijns Erik",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2012-05-02",
      "evidence_quote": "2. Benoeming als bestuurder: - De Heer Baldewijns Erik, Dekkenstraat 89 te 3800 SINT-TRUIDEN."
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Baldewijns Erik",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2012-05-02",
      "evidence_quote": "3. De Raad van Bestuur, hierna onmiddellijk samengekomen, bevestigd in zijn functie van gedelegeerd bestuurder de Heer Baldewijns Erik, voornoemd."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.819.457",
    "name_full": "ROCAMO",
    "legal_form": "NV"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Handel in aanhangwagens, opleggers en caravans45194Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Groothandel in aanhangwagens, opleggers en caravans46713Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameNL ROCAMO
Registered office
Hamelstraat 7
3832 Wellen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative