From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
ROCA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €703,493 and a net result of €80,101. Equity is growing by about 6.5% per year across the filed financial years. Its solvency ranks better than 37% of 6,680 sector peers (NACE 64, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 29-03-2012 Normal situation
- Legal form
- Private limited company
- Registered office
- Westlaan 321, 3550 Heusden-Zolder
- Activity
- Activities of holding companies NACE 64210and 1 other
- Establishment unit
- 2.211.015.723 3550 Heusden-Zolder, since 01-04-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
How it is doing
- Profit
- €80,101
- ▼ 25.7%
- Equity
- €703,493
- ▼ 22.5%
- Total assets
- €1.9m
- ▼ 0.4%
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, abbreviated format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 30-07-2026
- Format
- abbreviated format
- Reference
- 2026-00357505
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 22% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | -€12 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,372 | €8,546 | €8,600 | €24,466 | €88,633 | €86,484 | €87,492 | €87,492 | = |
| Other operating charges640/8 | - | - | - | €2,907 | €9,174 | €9,532 | €12,848 | €27,532 | ▲ 114% |
| Gross operating margin9900 | €57,842 | €124,697 | €117,376 | €100,270 | €172,098 | €165,881 | €267,055 | €244,785 | ▼ 8.3% |
| Operating profit (loss)9901 | €26,826 | €71,532 | €93,471 | €72,908 | €74,291 | €69,865 | €166,715 | €129,762 | ▼ 22.2% |
| Financial income75/76B | - | - | - | €84 | €0 | €96 | €68 | €0 | ▼ 99.8% |
| Recurring financial income75 | €863 | €150,000 | €66 | €84 | €0 | €96 | €68 | €0 | ▼ 99.8% |
| Financial charges65/66B | - | - | - | €5,751 | €13,602 | €12,492 | €14,623 | €14,712 | ▲ 0.6% |
| Recurring financial charges65 | €782 | €1,466 | €311 | €5,751 | €13,602 | €12,492 | €14,623 | €14,712 | ▲ 0.6% |
| Profit (loss) for the period before taxes9903 | €26,907 | €220,066 | €93,226 | €67,241 | €60,689 | €57,469 | €152,160 | €115,050 | ▼ 24.4% |
| Income taxes67/77 | €9,151 | €40,871 | €33,999 | €21,821 | €19,240 | €20,445 | €44,340 | €34,949 | ▼ 21.2% |
| Profit (loss) for the period9904 | €17,756 | €179,195 | €59,226 | €45,420 | €41,450 | €37,024 | €107,821 | €80,101 | ▼ 25.7% |
| Profit (loss) for the period to be appropriated9905 | €17,756 | €179,195 | €59,226 | €45,420 | €41,450 | €37,024 | €107,821 | €80,101 | ▼ 25.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.6m | €0.7m | €0.8m | €2.0m | €2.0m | €1.9m | €2.0m | €1.9m | ▼ 0.4% |
| Fixed assets21/28 | €0.5m | €0.6m | €0.6m | €1.9m | €1.8m | €1.7m | €1.7m | €1.6m | ▼ 5.3% |
| Tangible fixed assets22/27 | - | €0.02m | €0.01m | €1.3m | €1.3m | €1.2m | €1.1m | €1.0m | ▼ 7.8% |
| Land and buildings22 | - | - | - | €1.1m | €1.1m | €1.1m | €1.0m | €1.0m | ▼ 4.1% |
| Plant, machinery and equipment23 | - | - | - | €0.01m | €0.009m | €0.008m | €0.006m | €0.004m | ▼ 27.8% |
| Furniture and vehicles24 | - | - | - | €0.2m | €0.2m | €0.1m | €0.08m | €0.04m | ▼ 54.3% |
| Financial fixed assets28 | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Current assets29/58 | €0.03m | €0.2m | €0.2m | €0.1m | €0.2m | €0.2m | €0.3m | €0.4m | ▲ 27.1% |
| Amounts receivable within one year40/41 | €0.02m | €0.1m | €0.2m | €0.1m | €0.1m | €0.1m | €0.3m | €0.3m | ▼ 3.9% |
| Trade receivables40 | - | - | - | €0.1m | €0.07m | €0.08m | €0.2m | €0.2m | ▼ 7.3% |
| Other amounts receivable41 | - | - | - | €0.003m | €0.06m | €0.04m | €0.06m | €0.06m | ▲ 8.8% |
| Current investments50/53 | €0.003m | €0.007m | €0.005m | €0.01m | €0.03m | €0.02m | €0.004m | €0.09m | ▲ 25× |
| Deferred charges and accrued income490/1 | - | - | - | €0.003m | €0.008m | €0.008m | €0.01m | €0.01m | ▲ 33.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.6m | €0.7m | €0.8m | €2.0m | €2.0m | €1.9m | €2.0m | €1.9m | ▼ 0.4% |
| Equity10/15 | €0.5m | €0.6m | €0.7m | €0.7m | €0.8m | €0.8m | €0.9m | €0.7m | ▼ 22.5% |
| Contributions10/11 | €0.006m | €0.006m | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Reserves13 | €0.5m | €0.6m | €0.7m | €0.7m | €0.8m | €0.8m | €0.9m | €0.7m | ▼ 22.6% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €0.7m | €0.8m | €0.8m | €0.9m | €0.7m | ▼ 22.6% |
| Profit (loss) carried forward14 | - | - | - | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €0.1m | €0.07m | €0.09m | €1.3m | €1.2m | €1.1m | €1.1m | €1.2m | ▲ 18.7% |
| Amounts payable after more than one year17 | - | - | - | €1.1m | €1.1m | €1.0m | €0.9m | €0.8m | ▼ 9.1% |
| Financial debts170/4 | - | - | - | €1.1m | €1.1m | €1.0m | €0.9m | €0.8m | ▼ 9.1% |
| Amounts payable within one year42/48 | €0.1m | €0.07m | €0.09m | €0.1m | €0.2m | €0.1m | €0.2m | €0.4m | ▲ 174% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.07m | €0.08m | €0.08m | €0.08m | €0.08m | ▼ 0.2% |
| Financial debts43 | - | - | - | - | - | - | €0.03m | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | - | - | - | €0.03m | €0 | ▼ 100% |
| Trade debts44 | €0.004m | €0.01m | €0.01m | €0.007m | €0.03m | €0.01m | €0.006m | €0.02m | ▲ 321% |
| Suppliers440/4 | - | - | - | €0.007m | €0.03m | €0.01m | €0.006m | €0.02m | ▲ 321% |
| Taxes, remuneration and social security45 | - | - | - | €0.01m | €0.01m | €0.009m | €0.01m | €0.04m | ▲ 144% |
| Taxes450/3 | - | - | - | €0.01m | €0.01m | €0.009m | €0.01m | €0.04m | ▲ 144% |
| Other amounts payable47/48 | - | - | - | €0.04m | €0.03m | €0 | €0.03m | €0.3m | ▲ 962% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.02m | €0.2m | €0.06m | €0.05m | €0.04m | €0.04m | €0.1m | €0.08m | ▼ 25.7% |
| + Depreciation and write-downs630 | €0.001m | €0.009m | €0.009m | €0.02m | €0.09m | €0.09m | €0.09m | €0.09m | = |
| Operating cash flow (approximation) | €0.02m | €0.2m | €0.07m | €0.07m | €0.1m | €0.1m | €0.2m | €0.2m | ▼ 14.2% |
| Investment in fixed assets (approximation) | - | -€0.03m | -€0.005m | -€1.4m | -€0.04m | €0 | -€0.003m | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-07-2026 | 2026-00357505 | NBB |
| 31-12-2024 | abbreviated format | 23-07-2025 | 2025-00296758 | |
| 31-12-2023 | abbreviated format | 22-08-2024 | 2024-00358139 | |
| 31-12-2022 | abbreviated format | 28-07-2023 | 2023-00282441 | |
| 31-12-2021 | abbreviated format | 25-07-2022 | 2022-20215574 | |
| 31-12-2020 | abbreviated format | 13-07-2021 | 2021-34200185 | |
| 31-12-2019 | abbreviated format | 14-07-2020 | 2020-29300225 | |
| 31-12-2018 | abbreviated format | 10-10-2019 | 2019-69200273 | |
| 31-12-2017 | abbreviated format | 31-08-2018 | 2018-55100131 | |
| 31-12-2016 | abbreviated format | 31-07-2017 | 2017-37700201 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BONNER Roeland Jozef Vera |
|
How the board is organised
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- One provision in the deed
Articles of association, deed of 09-01-2024
Owners and capital
Owners
Shares according to the articles of association
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “20.00u, zetel”Other provision: “Bijeenroeping_AV, e-mail_aan_aandeelhouders_bestuurders_houders_converteerbare_obligaties_op_naam_inschrijvingsrechten_op_naam_certificaten_…”Other provision: “Boekhouding jaarrekening, op 31 december”Other provision: “Bestemming_winst-reserves, AV_op_voorstel_bestuursorgaan”3 more provisions in the deed, see the deed of 09-01-2024
Articles of association, deed of 09-01-2024 (in Dutch)
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
100%
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
09-01
Gazette deed
Resignation: BONNER Roeland Jozef Vera (director)Reappointment: BONNER Roeland Jozef Vera (statutair bestuurder) · Amendment of the articles · Registered-office move11 facts ▸
- Amendment of the articles (2 times)
- Registered-office move, 3550 Zolder,Westlaan 321
- Capital conversion, “3. Derde besluit, werkelijk gestort kapitaal en wettelijke reserve van rechtswege omgezet in statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “vormen en meerderheden statutenwijziging, opheffing statutair onbeschikbare eigen vermogensrekening en beschikbaar maken voor uitkering” (deed in Dutch)
- Other provision, “vrijstelling volstortingsplicht, niet-volgestorte_gedeelte_van_het_kapitaal” (deed in Dutch)
- Net-asset statement, “balanstest”, EUR (deed in Dutch)
- Board composition, BONNER Roeland Jozef Vera (statutaire bestuurder)
- Director resignation, BONNER Roeland Jozef Vera
- Director reappointment, BONNER Roeland Jozef Vera (statutair bestuurder)
- Other provision, “kwijting ontslagnemende zaakvoerder, uitoefening mandaat” (deed in Dutch)
- Registered office clause, “3550 Zolder,Westlaan 321” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose according to the articles of association
- Name clauseThe name the company operates under according to its articles.
- ROCA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Articles of association, deed of 09-01-2024 (in Dutch)
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71462E0776/00B000 | Flanders | 2,982 m² | 1 · 1,234 m² | 7.0 m · 2 |