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ATELIER BIESMANS

Active
Private limited companyfounded 197946 yrs activeWestlaan 321, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0419.994.657
Summary

ATELIER BIESMANS has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €478,200 and a net result of €157,338. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Joinery installation
NACE 43320NACE 45421
#4 oldest company in Heusden-Zolder, Construction sector1 site
Size
€1.4mtotal assets 2025
Staff
11.1 FTE
Equity
€478,200
Profit
€157,338
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Parent
ROCA · 100%
Accounts 1 d early0 of 2 deeds read
Why 83- Liquidity: current ratio 1.54, cash €29,180, halved- Sector Specialised construction activities (NACE 43)+ Profit of €157,338 (FY 2025)+ Founded in 1979Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 58-4
equity 33.2% of total assets
Liquidity 30-5
short-term debt 46.7% · cash 2.0%
Profitability 82+8
return on assets 10.9%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,627 companies)
Last 14 months 09-2025: 0.8% 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 1.0%▲ +20.5% vs 11-2025highest value 01-2026: 1.0%● 0.0% vs 12-2025highest value 02-2026: 0.6%▼ -42.2% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.6%● 0.0% vs 03-2026 05-2026: 0.6%▲ +2.0% vs 04-2026 06-2026: 0.6%▼ -0.8% vs 05-2026 07-2026: 0.6%▲ +3.2% vs 06-2026 08-2026: 0.5%▼ -20.9% vs 07-2026lowest value 09-2026: 0.5%● 0.0% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.54, cash €29,180, halved raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Profit of €157,338 (FY 2025) lowers the probability
  • Founded in 1979 lowers the probability for this profile
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.56 in 2024; short-term debt: 46.7% and cash: 2% of total assets), but 66.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 43%, liquidity 23%, profitability 76%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.54, cash €29,180, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Profit of €157,338 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1979
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
8 d early
2023
22 d late
2022
3 d early
2021
5 d early
2020
18 d early
2019
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €157,338 ▲254%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Result rose in 2025from €44,444 to €157,338 ▲ 254% View
  • Positive: Oldest company in Heusden-Zolder, Construction sectorin the Checked rankings #4 View
  • Positive: 8 profitable years in a rowprofit 2025: €157,338 8 years View
  • Controlled by ROCA 100% View
  • Active since 1979founded 20-12-1979 46 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.4m
Profit
€157,338
Solvency
33.2%
Total assets▲ 35.2%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 23-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
20-12-1979
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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