Active BE 0540.719.570Private limited company

ROBUST

Wezestraat 30 A ·8850 Ardooie, Belgium· 12 yrs active

Sector: Activities of holding companies (64210)

Conclusion Checked

ROBUST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €380k and a net result of €97k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 86% of 7837 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€380k
Net result	€97k
Better than sector	86%
Active	12 yrs

Financial profile 4 of 5 axes measured · computed by Checked

90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 100

Solvency 100

Growth 58

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2013, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview12 NBB filings

Annual accounts filed on 08-07-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~4%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial service activities, except insurance and pension funding · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	87.9%	51.3%	better than 86% of 7837 sector peers
Net result	€97k	€33k	better than 79% of 7841 sector peers
Equity	€380k	€132k	better than 74% of 7843 sector peers
Gross operating margin	€132k	€63k	better than 75% of 7830 sector peers
Total assets	€432k	€337k	better than 56% of 7840 sector peers

Net profit

€97k

+96.0% 21-25

Total assets

€432k

-24.3% 21-25

Equity

€380k

-28.7% 21-25

Income taxes

€25k

+89.7% 21-25

Dividends

€250k

- 21-25

Debt

€52k

+37.8% 21-25

Debt ≤ 1y

€51k

+70.5% 21-25

Solvency

87.9%

-5.9% 21-25

ROE

25.6%

+175.0% 21-25

ROA

22.5%

+158.9% 21-25

Figures by fiscal year and ratios

Change versus the prior fiscal year, coloured by direction (green = favourable).

Fiscal year	2025 Δ	2024 Δ	2023 Δ	2022 Δ	2021 Δ
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	n/a	n/a	n/a	n/a	n/a
EBITDA	n/a	n/a	n/a	n/a	n/a
Net profit	+96.0%	-2.3%	-34.9%	-	-
Cash flow	n/a	n/a	n/a	n/a	n/a
Staff costs	-	-	-	-	-
Income taxes	+89.7%	+2.9%	-21.6%	+5044.2%	-
Dividends	-	-100.0%	-	-	-
Total assets	-24.3%	-9.3%	-2.1%	+27.9%	-
Equity	-28.7%	+10.2%	-13.3%	+16.2%	-
Debt	+37.8%	-74.0%	+71.3%	+269.1%	-
of which ≤ 1y	+70.5%	-79.7%	+71.3%	+269.1%	-
of which > 1y	-	-	-	-	-
Working capital	n/a	n/a	n/a	n/a	n/a
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	n/a	n/a	n/a	n/a	n/a
Quick ratio	n/a	n/a	n/a	n/a	n/a
Working capital ratio	n/a	n/a	n/a	n/a	n/a
Solvency	87.9%	93.3%	76.7%	86.7%	95.4%
Debt / equity	n/a	n/a	n/a	n/a	n/a
Long-term debt ratio	n/a	n/a	n/a	n/a	n/a
Interest coverage	n/a	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a	n/a
ROA	22.5%	8.7%	8.0%	12.1%	-1.8%
ROE	25.6%	9.3%	10.5%	13.9%	-1.9%
EBITDA margin	n/a	n/a	n/a	n/a	n/a
Days sales outstanding	n/a	n/a	n/a	n/a	n/a
Days payable outstanding	n/a	n/a	n/a	n/a	n/a
Inventory turnover	n/a	n/a	n/a	n/a	n/a
Days inventory (DSI)	n/a	n/a	n/a	n/a	n/a

Balance-sheet composition 2025

Assets

Fixed assets €30k · 7.0% Current assets €402k · 93.0%

Equity & liabilities

Equity €380k · 87.9% Debt €52k · 12.1%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€432k	€571k	€630k	€643k	€503k
Fixed assets	21/28	€30k	€44k	€58k	€65k	€6k
Intangible fixed assets	21	€366	€1k	€3k	€4k	€5k
Tangible fixed assets	22/27	€30k	€43k	€55k	€61k	€922
Current assets	29/58	€402k	€527k	€572k	€578k	€497k
Amounts receivable within one year	40/41	€138k	€332k	€341k	€407k	€276k
Investments	50/53	€107k	€100k	-	-	-
Cash & bank	54/58	€157k	€89k	€221k	€162k	€217k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€432k	€571k	€630k	€643k	€503k
Equity	10/15	€380k	€533k	€483k	€558k	€480k
Contributions / capital	10/11	€19k	€19k	€19k	€19k	€19k
Reserves	13	€361k	€514k	€465k	€539k	€461k
Accumulated profits (losses)	14	€0	€0	€0	-	-
Amounts payable	17/49	€52k	€38k	€146k	€85k	€23k
Amounts payable within one year	42/48	€51k	€30k	€146k	€85k	€23k
Trade debts payable within one year	44	€801	€3k	€2k	€64k	€8k
Income statement
Gross operating margin	9900	€132k	€80k	€68k	€89k	€2k
Operating result	9901	€118k	€66k	€58k	€86k	€-10k
Financial income	75	€6k	€6k	€10k	€8k	€2k
Financial charges	65	€1k	€10k	€4k	€64	€24
Result before taxes	9903	€122k	€63k	€64k	€94k	€-9k
Income taxes	67/77	€25k	€13k	€13k	€16k	€319
Net result for the period	9904	€97k	€50k	€51k	€78k	€-9k
Result to be appropriated	9905	€97k	€50k	€51k	€78k	€-9k

Legal Structure

NACE primary	Activities of holding companies(64210)
Legal form	Private limited company(610)
Incorporation	10-10-2013
Status	Active
Postal code	8850

Establishment units 1 location

ROBUST

Wezestraat 30A, 8850 ArdooieBusiness consulting

since 20132.223.992.442

Real-estate footprint Source: CBE × cadastre

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36001D0938/00H000	Flanders	6,444 m²	1 · 939 m²	8.2 m
36001D0885/00N000	Flanders	1,166 m²	1 · 186 m²	12.1 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 16Financial 5Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2021net €97k ▲96%

Operating result €118k, net result €97k, both a record.

16-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Liquidity times 5current ratio 17.72

Current ratio from 3.90 to 17.72; short-term debt falls from €146k to €30k.

31-12

Financial Equity above €500kEq €533k ▲10.2%

3 profitable years in a row build equity to €533k.

17-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

10-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

03-02

State Gazette act Director changes

Benedikt DEBERDT

2022

31-12

Financial Back to profitnet €78k

Net result €78k after one loss-making year.

31-12

Financial Equity above €500kEq €558k ▲16.2%

Equity rises from €480k to €558k.

03-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 3 days late

2021

22-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

11-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 11 days late

2019

11-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

07-06

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

13-06

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

03-02-2023 Discharge granted to the board Director changes·Benedikt DEBERDT

Notary: Benedikt DEBERDT · TieltFirm: Notaris Benedikt DEBERDT

Original publication ↗

Technical details

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      "kind": "substantive_delegation",
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      "subkind": "additional",
      "via_org": {
        "kbo": "0882.371.584",
        "name": "Titeca Accountancy nv",
        "address": "8800 Roeselare, Heirweg 198",
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      },
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  "act_meta": {
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activities of holding companies64210Business and other management consultancy70200Business consulting70220

Names & trade names

Legal nameNL

ROBUST

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