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Rob & Zoon

Active
Private limited companyfounded 2022active for 4 yearsMartijn van Torhoutstraat 75, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0790.196.741
Summary

Rob & Zoon has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€19,154) and a net result of -€79,933. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 22% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 29-08-2022 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 4 others
Establishment unit
2.334.695.869 9700 Oudenaarde, since 29-08-2022
Financial year end
31 December
Peppol
Reachable since 02-09-2023

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Gross margin
€7,746
▼ 96.0%
Turnover
≈ €120,000
estimated
Loss
€79,933
Equity
-€19,154
Total assets
€1.5m
▼ 3.4%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€19,154Loss of €79,933 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskSize: total assets €1.5mShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 21% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 24-5
equity -1.3% of total assets
Liquidity 43-9
short-term debt 22.2% · cash 0.5%
Profitability 12-38
return on assets -5.3%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.8%▼ -0.6 percentage points vs 06-2025lowest value 08-2025: 0.8%● unchanged vs 07-2025lowest value 09-2025: 0.8%● unchanged vs 08-2025lowest value 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.9%▲ +0.1 percentage points vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.8%▼ -0.1 percentage points vs 04-2026 06-2026: 1.0%▲ +0.2 percentage points vs 05-2026 07-2026: 1.4%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 1.4%● unchanged vs 07-2026 09-2026: 1.4%● unchanged vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026 11-2026: 1.4%● unchanged vs 10-2026
No credit on open account
Liquidity is tight, with a current ratio of 1.42 (2.68 in 2024), below the usual 1.5. Short-term debt is 22.2% and cash 0.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 18% of them on solvency, 41% on liquidity, 18% on profitability and 4% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€19,154
NBB · annual accounts
raises risk · Loss of €79,933 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€19,154
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
31 days early
2024
35 days early
2023
34 days early
2022
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 35 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€19,154 View
  • Caution: From profit to loss in 2025after a profit of €75,049 in 2024 -€79,933 View
  • Caution: Lower net result than 95% of companies in retail tradesector median €5,083 · 22,756 companies -€79,933 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: GHASSABIAN Sarkis (director)
All 7 events

Comparable companies

These companies have the same main activity as Rob & Zoon: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1.3m and €2.7m, founded between 2019 and 2022.

CompanyTotal assetsGross margin
Rob & Zoon Oudenaarde€1.5m€0.008m
STAGE 86 Huy€1.5m€0.01m
VANLOOVEREN Rumst€1.3m€0.009m
D³-Mobile Stekene€1.3m€0.02m
HY CARS Plombières€2.7m€0.02m
DRG MOTORHOMES Maaseik€1.5m€0.02m
DESIGN CAR BELGE DCB Asse€1.4m€0.02m
Full comparison

Key facts about Rob & Zoon

What is the company number of Rob & Zoon?
The company number of Rob & Zoon is 0790.196.741. The VAT number is the same number with BE in front: BE 0790.196.741.
Where is Rob & Zoon based?
The registered office is at Martijn van Torhoutstraat 75, 9700 Oudenaarde.Company details
What does Rob & Zoon do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of Rob & Zoon?
The legal form of Rob & Zoon is Private limited company (BV).
When was Rob & Zoon founded?
Rob & Zoon was founded on 29-08-2022.
Is Rob & Zoon still active?
Yes, Rob & Zoon is an active enterprise in the KBO register.
What is the turnover of Rob & Zoon?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €7,746 and 73 comparable companies (NACE 47811). It probably lies between €59,000 and €350,000. It is a rough estimate.Financials
Is Rob & Zoon profitable?
In financial year 2025, Rob & Zoon made a loss of €79,933.
Where can I find the annual accounts of Rob & Zoon?
Rob & Zoon filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Rob & Zoon due?
Rob & Zoon must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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