Skip to content

D³-Mobile

Active
Private limited company·Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)· 5 yrs active
Bettestraat (STE) 25 ·9190 Stekene, Belgium
BE 0760.517.216
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of D³-Mobile is 1.8% (moderate). The 2024 annual accounts show equity of €34k and a net result of €5k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 6639 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€5k
Working capital€27k+7.1%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40kOperating result 2021: €11k€11kNet result 2021: €2k€2kOperating result 2022: €38k€38kNet result 2022: €20k€20kOperating result 2023: €1k€1kNet result 2023: €-8k€-8kOperating result 2024: €33k€33kNet result 2024: €5k€5k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~17.2%/year over 4 fiscal years, indicative, assuming unchanged policy.
€10k€20k€30k€40k€50k2025: €40k (€37k - €43k)2026: €45k (€43k - €48k)2027: €51k (€48k - €54k)2021: €17k2022: €37k2023: €29k2024: €34k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 2.6% 20.3%
better than 30% of 6639 sector peers
Net result €5k €4k
better than 53% of 6620 sector peers
Equity €34k €16k
better than 64% of 6653 sector peers
Gross operating margin €37k €24k
better than 59% of 6599 sector peers
Total assets €1.32M €94k
better than 95% of 6643 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€36k
+1259.0% -22% vs sector
Net profit
€5k
- -70% vs sector
Cash flow
€8k
- -73% vs sector
Total assets
€1.32M
+98.8% far above sector median
Equity
€34k
+17.6% -72% vs sector
Working capital
€27k
+7.1% -75% vs sector
Income taxes
€0
-100.0% -100% vs sector
Debt
€1.28M
+102.6% far above sector median
Debt ≤ 1y
€1.28M
+104.6% far above sector median
Current ratio
1.02
-1.8% -81% vs sector
Quick ratio
0.25
-4.1% -95% vs sector
Solvency
2.6%
-40.8% -96% vs sector
Debt / equity
37.31
+72.2% far above sector median
ROE
15.0%
- -2% vs sector
ROA
0.4%
- -93% vs sector
Interest coverage
1.30
+366.0% -80% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€36k
Net profit€5k
Cash flow€8k
Staff costs-
Income taxes-
Dividends-
Total assets€1.32M
Equity€34k
Debt€1.28M
of which ≤ 1y€1.28M
of which > 1y-
Working capital€27k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.02
Quick ratio0.25
Working capital ratio2.1%
Solvency2.6%
Debt / equity37.31
Long-term debt ratio-
Interest coverage1.30
Gross margin-
Net margin-
ROA0.4%
ROE15.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.32M
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€1.31M
Stocks & contracts in progress 3€982k
Amounts receivable within one year 40/41€104k
Cash & bank 54/58€216k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.32M
Equity 10/15€34k
Contributions / capital 10/11€15k
Reserves 13€22k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€1.28M
Amounts payable within one year 42/48€1.28M
Trade debts payable within one year 44€92k
Income statement
Gross operating margin 9900€37k
Operating result 9901€33k
Financial income 75€0
Financial charges 65€28k
Result before taxes 9903€5k
Net result for the period 9904€5k
Result to be appropriated 9905€5k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
48 / 100 Fair
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
D³-Mobile
Bettestraat (STE) 25, 9190 StekeneHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20202.311.980.845
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,717 m²
Buildings1
Building footprint761 m²
Volume (LiDAR)3,185 m³
Tallest building6.3 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46024A1415/00L000 Flanders 2,717 m² 1 · 761 m² 6.3 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health48Profitability75Solvency13Growth78Stability94
62 / 100

Strong profile, led by stability.

Health 48
Profitability 75
Solvency 13
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL D³-Mobile
Registered office
Bettestraat (STE) 25
9190 Stekene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.