RO-THO

Private limited companyfounded 2020active for 6 yearsBeeckerveld 1, 3960 Bree, BelgiumKBO/BCE: BE 0753.384.449

Summary

RO-THO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12,649 and a net result of €145,056. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 2,977 sector peers (NACE 66, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

RO-THOActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€680,383total assets 2025

Equity: €12,649
Profit: €145,056

Turnover not published (micro format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Holdings: 2

Accounts 170 days early0 of 1 deed read

Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Two signals.

raises riskneutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 2977 sector peers (2025).

NBB · sector comparison

Position among 2977 sector peers

Solvency

better than 10%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-02-2026, 170 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

170 days early

2024

97 days early

2023

19 days early

2022

4 days early

2021

22 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 54 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 filed years within 79 days of that day).

Companies Code · seven months

Where today falls in the filing period

12-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-02-2026 Annual accounts filedfinancial year 2025 · micro…
25-04-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2021 to 2025net €145,992 ▲16.9%

Key points

Caution: Equity fell in 2025from €159,093 to €12,649 ▼ 92.0% View
Caution: Among the weakest 10% on solvencysector median 50.1% · 2,977 companies 1.9% View
Positive: 5 profitable years in a rowprofit 2025: €145,056 5 years View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View