Ro&Mat Construct
Open bankruptcyA bankruptcy procedure is open for Ro&Mat Construct according to publications in the Belgian State Gazette; curator: CHARLES-HENRI SPRINGUEL.
Summary
The 2023 annual accounts show equity of €130k and a net result of €9k.
Signals
Two signals.
+raises risk
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€130k▲ 7.1%
2022 · €121k
2021: €64k
2022: €121k
2021 → 2023
Total assets
€2.57M▲ 11.2%
2022 · €2.32M
2021: €1.36M
2022: €2.32M
2021 → 2023
Net result
€9k▼ 84.9%
2022 · €57k
2021: €62k
2022: €57k
2021 → 2023
Working capital
€111k▲ 41.8%
2022 · €78k
2021: €46k
2022: €78k
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Equity€64k-€121k▲ 88.4%€130k▲ 7.1%
Operating result€77k-€56k▼ 26.8%€-12k
Net result€62k-€57k▼ 8.8%€9k▼ 84.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €12k after €56k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €2.57M
Fixed assets
€19k ▼ 56.4%
Current assets
€2.56M ▲ 12.4%
Equity and liabilities €2.57M
Equity
€130k ▲ 7.1%
Debt
€2.45M ▲ 11.4%
Debt's share of the balance-sheet total rises from 94.8% to 95.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▼
2022 · €73k
Cash flow
€23k▼
2022 · €74k
Current ratio
1.05▲
2022 · 1.04
Debt to equity
18.88▲
2022 · 18.15
ROE
6.6%▼
2022 · 46.9%
ROA
0.3%▼
2022 · 2.4%
Interest coverage
1.42▼
2022 · 81.93
Debt ≤ 1 year
€2.45M▲
2022 · €2.20M
Income taxes
€4k▼
2022 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 37 lines
Balance sheet
Code20222023
Assets
Total assets20/58€2.32M€2.57M▲
Fixed assets21/28€43k€19k▼
Tangible fixed assets22/27€40k€16k▼
Plant, machinery and equipment23€19k€5k▼
Furniture and vehicles24€20k€11k▼
Financial fixed assets28€3k€3k=
Current assets29/58€2.27M€2.56M▲
Amounts receivable within one year40/41€2.26M€2.55M▲
Trade receivables40€1.77M€1.98M▲
Other amounts receivable41€491k€571k▲
Cash at bank and in hand54/58€5k€1,000▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€2.32M€2.57M▲
Equity10/15€121k€130k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€119k€128k▲
Amounts payable17/49€2.20M€2.45M▲
Amounts payable within one year42/48€2.20M€2.45M▲
Trade debts44€1.97M€2.42M▲
Suppliers440/4€1.97M€2.42M▲
Taxes, remuneration and social security45€43k€25k▼
Taxes450/3€43k€25k▼
Other amounts payable47/48€185k€3k▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€14k▼
Other operating charges640/8€5k€11k▲
Gross operating margin9900€78k€13k▼
Operating profit (loss)9901€56k€-12k▼
Financial income75/76B€23k€26k▲
Recurring financial income75€23k€26k▲
Financial charges65/66B€894€1k▲
Recurring financial charges65€894€1k▲
Profit (loss) for the period before taxes9903€78k€12k▼
Income taxes67/77€22k€4k▼
Profit (loss) for the period9904€57k€9k▼
Profit (loss) for the period to be appropriated9905€57k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€128k▲
Profit (loss) brought forward from the previous period14P€62k€119k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL RO&MAT CONSTRUCT RUE DE LA BRIQUETERIE 42, 1020 LAEKEN · event 22-09-2025
06-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 159 days late
2023
31-12
Financial
Weakest financial yearnet €9k ▼84.9%
Net result drops to €9k, the lowest in the series.
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 79 days late
2022
31-12
Financial
Equity above €100kEq €121k ▲88.4%
2 profitable years in a row build equity to €121k.
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 101 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenbakkerijstraat 421020 BrusselGround area
383 m²
Building footprint
284 m²
Volume, LiDAR
2,892 m³
Parcel 21815D0138/00H004, Brussels · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Ro&Mat Construct
since 20212.312.850.578
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0138/00H004 | Brussels | 383 m² | 1 · 284 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CHARLES-HENRI SPRINGUEL AVENUE LOUISE 349,
1050 IXELLES |
22-09-2025 → present |
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,866 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43331Floor and wall tiling
43341Painting of buildings
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.