RMONI
ActiveSummary
RMONI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €853k and a net result of €-20k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 56% of 129 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-34
Solvency79▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 2.41 in 2024; short-term debt: 37.3% and cash: 6.9% of total assets), and 45.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
-1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
45 d early
2023
16 d early
2022
39 d early
2021
23 d late
2020
26 d early
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.48M
EBIT margin
-2.0%
Net result
€-20k
2024 · €271k
2018: €-77k
2019: €383k
2020: €253k
2021: €172k
2022: €-78k
2023: €27k
2024: €271k
2018 → 2025
Working capital
€161k▼ 59.9%
2024 · €401k
2018: €-195k
2019: €28k
2020: €115k
2021: €256k
2022: €366k
2023: €426k
2024: €401k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.48M
Equity€461k-€575k▲ 24.7%€602k▲ 4.7%€873k▲ 45.0%€853k▼ 2.3%
Operating result€185k-€-72k€32k€251k▲ 677%€-29k
Net result€172k-€-78k€27k€271k▲ 908%€-20k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €29k after €251k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.57M
Fixed assets
€827k ▲ 44.8%
Current assets
€748k ▲ 9.2%
Equity and liabilities €1.57M
Equity
€853k ▼ 2.3%
Debt
€722k ▲ 88.5%
Debt's share of the balance-sheet total rises from 30.5% to 45.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€122k▼
2024 · €323k
Cash flow
€131k▼
2024 · €343k
Current ratio
1.27▼
2024 · 2.41
Quick ratio
0.98▼
2024 · 1.69
Debt to equity
0.85▲
2024 · 0.44
ROE
-2.3%▼
2024 · 31.0%
ROA
-1.3%▼
2024 · 21.6%
Interest coverage
30.61▼
2024 · 55.35
Debt ≤ 1 year
€587k▲
2024 · €284k
Income taxes
€-12k▲
2024 · €-19k
Staff costs
€721k▲
2024 · €617k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.57M▲
Fixed assets21/28€571k€827k▲
Intangible fixed assets21€554k€800k▲
Tangible fixed assets22/27€9k€20k▲
Plant, machinery and equipment23€5k€12k▲
Furniture and vehicles24€4k€8k▲
Financial fixed assets28€8k€8k▲
Current assets29/58€685k€748k▲
Stocks and contracts in progress3€206k€174k▼
Stocks30/36€206k€174k▼
Amounts receivable within one year40/41€285k€437k▲
Trade receivables40€246k€291k▲
Other amounts receivable41€40k€146k▲
Cash at bank and in hand54/58€172k€108k▼
Deferred charges and accrued income490/1€21k€28k▲
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.57M▲
Equity10/15€873k€853k▼
Contributions10/11€2.11M€2.11M=
Capital10€1.92M€1.92M=
Issued capital100€1.92M€1.92M=
Outside capital11€192k€192k=
Other1109/19€192k€192k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-1.24M€-1.26M▼
Amounts payable17/49€383k€722k▲
Amounts payable within one year42/48€284k€587k▲
Trade debts44€112k€146k▲
Suppliers440/4€112k€146k▲
Taxes, remuneration and social security45€59k€50k▼
Taxes450/3€18k€25k▲
Remuneration and social security454/9€41k€25k▼
Other amounts payable47/48€113k€390k▲
Accrued charges and deferred income492/3€99k€135k▲
Income statement
Code20242025
Turnover70-€1.48M
Goods, raw materials, services and sundry goods60/61-€1.01M
Remuneration, social security and pensions62€617k€721k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€151k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k-
Other operating charges640/8€13k€4k▼
Non-recurring operating charges66A€34k-
Gross operating margin9900€989k€847k▼
Operating profit (loss)9901€251k€-29k▼
Financial income75/76B€7k€1k▼
Recurring financial income75€7k€1k▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€252k€-32k▼
Income taxes67/77€-19k€-12k▲
Profit (loss) for the period9904€271k€-20k▼
Profit (loss) for the period to be appropriated9905€271k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.24M€-1.26M▼
Profit (loss) brought forward from the previous period14P€-1.51M€-1.24M▲
Social balance
Average headcount (FTE)90878.08.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-78k
Net result drops to €-78k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €575k ▲24.7%
Equity rises from €461k to €575k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €289k ▲701%
2 profitable years in a row build equity to €289k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 20 days late
2019
31-12
Financial
Back to profitnet €383k
Net result €383k after one loss-making year.
Show earlier events
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2005
Ground area
4,191 m²
Building footprint
1,283 m²
Volume, LiDAR
8,484 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RMONI NV
since 20052.147.497.945
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73055A0769/00D002 | Flanders | 3,492 m² | 1 · 1,078 m² | 11.0 m · 2 fl. |
| 73006I0005/00F000 | Flanders | 699 m² | 1 · 205 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 147 companies in sector 26200 we hold annual accounts for 85. 46 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
26200Manufacture of computer, electronic and optical products
71121Engineering and related technical consultancy, excluding land surveyors
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
95100Repair and maintenance of computers and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.