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RMJ

Active
Private limited companyfounded 2025active for 1 yearDoor Verstraetelei 30, 2930 Brasschaat, BelgiumKBO/BCE: BE 1024.732.447

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 24-06-2026 at the NBB

Turnover
≈ €84,000
Estimated: probably between €54,000 and €110,000
Total assets
€40,279
Net result
€24,132
Working capital
€27,132

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €40,279
Equity €27,132
Debt €13,147
Debt's share of the balance-sheet total is 32.6%.
Key figures and ratios
2025 value
Current ratio
3.06
Debt to equity
0.48
ROE
88.9%
ROA
59.9%
Debt ≤ 1 year
€13,147
Income taxes
€6,217

Comparable companies

These companies have the same main activity as RMJ: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €35,800 and €46,500, founded in 2025.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
RMJ Brasschaat2025€40,279€27,132€30,326€24,1322025
CC Advocaten Edegem2025€35,826€23,863€30,183€21,3632025
AliGro Antwerpen2025€38,803€21,700€27,112€20,7002025
Advocatenkantoor Tine Decoster Mechelen2025€36,319€24,578€31,513€21,4112025
Katrien Van Den Broeck Antwerpen2025€38,438€25,642€32,950€23,1422025
LEX & IP Consulting Kapellen2025€36,253€22,809€29,124€22,7092025
Advocaat Aisha Jaspers Antwerpen2025€46,483€22,464€27,077€19,9642025

They were chosen from the 9,371 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 11,279 companies had the same profile as RMJ has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% was still going

That fits the bankruptcy probability of RMJ itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for RMJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines

Source: Annual accounts 2025 at the NBB, filed on 24-06-2026.

Balance sheet Code2025
Assets
Total assets20/58€40,279
Current assets29/58€40,279
Amounts receivable within one year40/41€2
Other amounts receivable41€2
Cash at bank and in hand54/58€40,277
Equity and liabilities
Total equity and liabilities10/49€40,279
Equity10/15€27,132
Contributions10/11€3,000
Reserves13€24,132
Distributable reserves133€24,132
Amounts payable17/49€13,147
Amounts payable within one year42/48€13,147
Trade debts44€1,964
Suppliers440/4€1,964
Taxes, remuneration and social security45€11,183
Taxes450/3€10,343
Remuneration and social security454/9€840
Income statement Code2025
Gross operating margin9900€30,326
Operating profit (loss)9901€30,326
Financial income75/76B€39
Recurring financial income75€39
Financial charges65/66B€17
Recurring financial charges65€17
Profit (loss) for the period before taxes9903€30,349
Income taxes67/77€6,217
Profit (loss) for the period9904€24,132
Profit (loss) for the period to be appropriated9905€24,132
Appropriation of the result
Profit (loss) to be appropriated9906€24,132
Transfer to equity691/2€24,132
To other reserves6921€24,132

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Line2025
Gross operating margin9900€30,326
Operating profit (loss)9901€30,326
Financial income75/76B€39
Recurring financial income75€39
Financial charges65/66B€17
Recurring financial charges65€17
Profit (loss) for the period before taxes9903€30,349
Income taxes67/77€6,217
Profit (loss) for the period9904€24,132
Profit (loss) for the period to be appropriated9905€24,132
Line2025
Assets
Total assets20/58€40,279
Current assets29/58€40,279
Amounts receivable within one year40/41€2
Other amounts receivable41€2
Cash at bank and in hand54/58€40,277
Equity and liabilities
Total equity and liabilities10/49€40,279
Equity10/15€27,132
Contributions10/11€3,000
Reserves13€24,132
Distributable reserves133€24,132
Amounts payable17/49€13,147
Amounts payable within one year42/48€13,147
Trade debts44€1,964
Suppliers440/4€1,964
Taxes, remuneration and social security45€11,183
Taxes450/3€10,343
Remuneration and social security454/9€840
Line2025
Profit (loss) for the period9904€24,132
Operating cash flow (approximation)€24,132

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 24-06-2026 2026-00193329 NBB

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