Turnover
≈ €84,000 estimated
The micro format states no turnover.
RMJ
Lifetime
1 annual account with figurespeak €30,326 (2025)
€30,326
peak €24,132 (2025)
€24,132
peak €27,132 (2025)
€27,132
€13,147
Board1 name since 2025
1 directorHermans,Rob Marie Jean
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Incorporation 30-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000
Checked score
97
Excellent
Financially stronger than 74% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: < 0.1%lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 3.06, cash €40,277
Figures for financial year 2025 (filed on 24-06-2026)
Equity €27,132 (67.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 64% of them on solvency, 77% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as RMJ has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of RMJ itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for RMJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.06, above the usual 1.5. Short-term debt is 32.6% and cash 100% of total assets. 32.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
37 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Incorporation
Founding capital of €3,000 · Founder: Hermans, Rob Marie Jean · Appointment: Hermans, Rob Marie Jean (director) · published on 30-06-2025 · Gazette deed
First establishment
Door Verstraetelei 30, Brasschaat
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RMJ Brasschaat | €40,279 | €30,326 | 67.4% | - |
| CC Advocaten Edegem | €35,826 | €30,183 | 66.6% | - |
| AliGro Antwerp | €38,803 | €27,112 | 55.9% | - |
| Advocatenkantoor Tine Decoster Mechelen | €36,319 | €31,513 | 67.7% | - |
| Katrien Van Den Broeck Antwerp | €38,438 | €32,950 | 66.7% | - |
| LEX & IP Consulting Kapellen | €36,253 | €29,124 | 62.9% | - |
| Advocaat Aisha Jaspers Antwerp | €46,483 | €27,077 | 48.3% | - |
These companies have the same main activity as RMJ: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €35,800 and €46,500, founded in 2025.
Official details
Source: KBO- Status
- Active since 26-06-2025Normal situation
- Activity
- Activities of lawyersNACE 69101
- Joint committee
- 100Auxiliary committee for blue-collar workers · annual accounts 2025
- Establishment unit
- 2.375.419.9342930 Brasschaat, since 26-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €40,279
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on RMJ
RMJ has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,132 and a net result of €24,132.
Its solvency ranks better than 62% of 15,828 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RMJ
- What is the company number of RMJ?
- The company number of RMJ is 1024.732.447. The VAT number is the same number with BE in front: BE 1024.732.447.
- Where is RMJ based?
- The registered office is at Door Verstraetelei 30, 2930 Brasschaat.Company details
- What does RMJ do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of RMJ?
- RMJ is a private limited company (BV).
- When was RMJ founded?
- RMJ was founded on 26-06-2025.
- Is RMJ still active?
- Yes, RMJ is an active enterprise in the KBO register.
- Which joint committee does RMJ fall under?
- In its 2025 annual accounts, RMJ states joint committee 100 (Auxiliary committee for blue-collar workers).
- What is the turnover of RMJ?
- The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €30,326 and 68 comparable companies (NACE 69). It probably lies between €54,000 and €110,000.Financials
- Is RMJ profitable?
- In financial year 2025, RMJ made a profit of €24,132.
- Where can I find the annual accounts of RMJ?
- RMJ filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.