Checked.be
Active
BE 0795.713.665Private limited company
RMH POOL WATERLOO
Avenue des Petits Sapins 16 ·4900 Spa, Belgium· 3 yrs active
Sector: Retail trade
(47521)
Conclusion
The computed 12-month bankruptcy probability of RMH POOL WATERLOO is 3.0% (average). The 2023 annual accounts show equity of €122k and a net result of €57k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €122k |
| Net result | €57k |
| Staff (FTE) | 2.6 |
| Active | 3 yrs |
Snowflake analysis
65
/ 100
Strong profile, led by profitability.
Health
58
Profitability
100
Solvency
39
Growth
50
Stability
79
Bankruptcy probability (12 mo)
3.0%
Average
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023 — past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
58
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 14-10-2025 with the NBB · fiscal year 2024 · micro
| Fiscal year | 2023 |
|---|---|
| Revenue | — |
| EBITDA | €94k |
| Net profit | €57k |
| Cash flow | €64k |
| Staff costs | €90k |
| Income taxes | €20k |
| Dividends | — |
| Total assets | €556k |
| Equity | €122k |
| Debt | €434k |
| of which ≤ 1y | €335k |
| of which > 1y | €99k |
| Working capital | €141k |
| Employees (FTE) | 2.6 |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 1.42 |
| Quick ratio | 0.51 |
| Working capital ratio | 25.3% |
| Solvency | 22.0% |
| Debt / equity | 3.55 |
| Long-term debt ratio | 0.81 |
| Interest coverage | 9.16 |
| Gross margin | — |
| Net margin | — |
| ROA | 10.3% |
| ROE | 46.8% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €556k |
| Fixed assets | 21/28 | €80k |
| Tangible fixed assets | 22/27 | €80k |
| Current assets | 29/58 | €476k |
| Stocks & contracts in progress | 3 | €306k |
| Amounts receivable within one year | 40/41 | €24k |
| Cash & bank | 54/58 | €146k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €556k |
| Equity | 10/15 | €122k |
| Contributions / capital | 10/11 | €65k |
| Reserves | 13 | €57k |
| Amounts payable | 17/49 | €434k |
| Amounts payable after one year | 17 | €99k |
| Amounts payable within one year | 42/48 | €335k |
| Trade debts payable within one year | 44 | €276k |
| Income statement | ||
| Gross operating margin | 9900 | €185k |
| Operating result | 9901 | €88k |
| Financial income | 75 | €2 |
| Financial charges | 65 | €10k |
| Result before taxes | 9903 | €77k |
| Income taxes | 67/77 | €20k |
| Net result for the period | 9904 | €57k |
| Result to be appropriated | 9905 | €57k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Retail trade(47521) |
| Legal form | Private limited company(610) |
| Incorporation | 04-01-2023 |
| Status | Active |
| Postal code | 4900 |
Establishment units
RMH POOL WATERLOO
since 20232.339.725.419
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63072I0004/00D010 | Wallonia | 5,324 m² | 1 · 315 m² | 8.1 m · 2 fl. |
| 25764O0326/00H000 | Wallonia | 3,394 m² | 1 · 997 m² | 10.8 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
14-10-2025
NBB filing
Annual accounts filed
2024
28-08-2024
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
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Company registry (CBE)
Activities
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Detailhandel in overige bouwmaterialen in gespecialiseerde winkels47529Detailhandel in overige bouwmaterialen, neg47529
Primary activity highlighted.
Names & trade names
| Legal nameFR | RMH POOL WATERLOO |
Registered office
Avenue des Petits Sapins 16
4900 Spa, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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