Equity
-€10,849
Debts exceed assets in financial year 2025.
LOIRA
Lifetime
9 annual accounts with figures on one time axispeak of €138,436 in 2023
€97,763▼ 22.4%
lowest -€41,394 in 2017
-€10,566▼ €15,592
peak of -€283 in 2024
-€10,849▼ €10,566
€944,329▼ 0.2%
peak of 1.6 FTE in 2022
0.6 FTE▼ 45.5%
Board3 names since 2016
2 directors and 1 other
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Gross margin from €126,005 to €97,763Loss of €10,566Staff from 1.1 FTE to 0.6 FTEEquity from -€283 to -€10,849Cash from €29,006 to €8,564
Key points
from the 2025 annual accountsTurnover
≈ €330,000 estimated
The accounts state no turnover.
Debts
€944,329 101% of the balance sheet
Financial debts 88%Suppliers 1%Taxes and wages 0%Other 11%
Of this, €113,471 falls due within a year.
Liquidity
2.39 was 4.09 in 2024
Short-term debts rose from €56,949 to €113,471.
Filings
9 annual accounts 4 late
The 2019 accounts came in latest, 83 days after the end of the period.
Position in the sector
-€10,849
Less equity than 81% of companies in food and beverage service. Sector median €120,789 · 4,132 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as LOIRA has now. Each dot stands for 6 companies, two years later.
90.5%
were still trading
5.9%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for LOIRA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 22-09-2021
Director
- founderdeed of 28-04-2016
- founderdeed of 28-04-2016
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0652845335
1 director appointed, 1 manager resigning, 1 reappointment
Resignation: (manager) · Reappointment: (statutory director) · Appointment: (director) · General meeting of 22-09-2021 · Gazette deed
Environmental permit granted
Functiewijziging · Beersel
First establishment
Laarheidestraat 230, Beersel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LOIRA Beersel | €0.9m | €97,763 | -1.2% | 0.6 |
| BARZA PROJECTS Kortenaken | €0.7m | €132,853 | 47.7% | 0.3 |
| L&G Pelt | €0.7m | €123,238 | 89.8% | 1.1 |
| HNITA JAZZ CLUB Heist-op-den-Berg | €0.6m | €71,021 | 81.5% | 1.7 |
| DOZIE'S PUB Lummen | €0.5m | €142,324 | 41.8% | 1.1 |
| Padel Club Bayards Liège | €1.1m | €136,686 | 17.4% | 0.4 |
| Ro.Be.Re Momignies | €1.3m | €191,128 | 84.9% | 2 |
These companies have the same main activity as LOIRA: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €464,000 and €1.3m, founded between 2010 and 2021.
Official details
Source: KBO- Status
- Active since 26-04-2016Normal situation
- Activity
- Cafés and barsNACE 56301and 5 others
- Establishment unit
- 2.252.544.0941650 Beersel, since 02-05-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €933,480▼ 1.3%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on LOIRA
LOIRA files the abbreviated format. That format states no turnover. The gross margin rose from €7,731 in 2017 to €97,763 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LOIRA
- What is the company number of LOIRA?
- The company number of LOIRA is 0652.845.335. The VAT number is the same number with BE in front: BE 0652.845.335.
- Where is LOIRA based?
- The registered office is at Laarheidestraat 230, 1650 Beersel.Company details
- What does LOIRA do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of LOIRA?
- LOIRA is a private limited company (BV).
- When was LOIRA founded?
- LOIRA was founded on 26-04-2016.
- Is LOIRA still active?
- Yes, LOIRA is an active enterprise in the KBO register.
- How many employees does LOIRA have?
- LOIRA had an average of 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of LOIRA?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €97,763 and 47 comparable companies (NACE 56301). It probably lies between €270,000 and €430,000.
- Is LOIRA profitable?
- In financial year 2025, LOIRA made a loss of €10,566.
- Where can I find the annual accounts of LOIRA?
- LOIRA filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LOIRA due?
- LOIRA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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