RMA MANAGEMENT
ActiveRMA MANAGEMENT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €2k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-12
Solvency13▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity short (current ratio 0.05 against 0.04 in 2024), and 80.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
0.2%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31393 sector peers (2025).
NBB · sector comparisonPosition among 31393 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
62 d early
2024
118 d early
2023
19 d early
2022
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€219k▲ 1.1%
2024 · €216k
2022: €167k
2023: €210k
2024: €216k
2022 → 2025
Total assets
€1.13M▼ 3.0%
2024 · €1.16M
2022: €1.06M
2023: €1.22M
2024: €1.16M
2022 → 2025
Net result
€2k▼ 67.7%
2024 · €7k
2022: €-51k
2023: €43k
2024: €7k
2022 → 2025
Working capital
€-757k▲ 2.8%
2024 · €-779k
2022: €-756k
2023: €-776k
2024: €-779k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€167k-€210k▲ 25.6%€216k▲ 3.0%€219k▲ 1.1%
Operating result€-50k-€45k€13k▼ 70.3%€7k▼ 47.2%
Net result€-51k-€43k€7k▼ 83.1%€2k▼ 67.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€1.09M▼ 3.8%
Current assets
€44k▲ 20.9%
Equity and liabilities €1.13M
Equity
€219k▲ 1.1%
Debt
€910k▼ 4.0%
The debt ratio falls from 81.4% to 80.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€50k▼
2024 · €56k
Cash flow
€45k▼
2024 · €50k
Solvency
19.4%▲
2024 · 18.6%
Current ratio
0.05▲
2024 · 0.04
Quick ratio
0.05▲
2024 · 0.04
Debt / equity
4.16▼
2024 · 4.38
ROE
1.1%▼
2024 · 3.3%
ROA
0.2%▼
2024 · 0.6%
Interest coverage
10.76▲
2024 · 10.05
Debt
€910k▼
2024 · €948k
Debt ≤ 1 year
€800k▼
2024 · €815k
Debt > 1 year
€110k▼
2024 · €133k
Income taxes
€556=
2024 · €556
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.16M€1.13M▼
Fixed assets21/28€1.13M€1.09M▼
Tangible fixed assets22/27€1.13M€1.09M▼
Land and buildings22€1.13M€1.09M▼
Current assets29/58€36k€44k▲
Amounts receivable within one year40/41€19k€5k▼
Trade receivables40€19k€5k▼
Other amounts receivable41-€407
Cash at bank and in hand54/58€17k€39k▲
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.13M▼
Equity10/15€216k€219k▲
Reserves13€350k€350k=
Non-distributable reserves130/1€100€100=
Legal reserve130€100€100=
Tax-exempt reserves132€351€351=
Distributable reserves133€350k€350k=
Profit (loss) carried forward14€-134k€-132k▲
Amounts payable17/49€948k€910k▼
Amounts payable after more than one year17€133k€110k▼
Financial debts170/4€133k€110k▼
Amounts payable within one year42/48€815k€800k▼
Current portion of amounts payable after more than one year42€23k€23k=
Trade debts44€14k€6k▼
Suppliers440/4€14k€6k▼
Taxes, remuneration and social security45€13k€3k▼
Taxes450/3€855-
Remuneration and social security454/9€12k€3k▼
Other amounts payable47/48€765k€768k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€43k▼
Other operating charges640/8€9k€9k▼
Gross operating margin9900€65k€58k▼
Operating profit (loss)9901€13k€7k▼
Financial income75/76B€63€491▲
Recurring financial income75€63€491▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€8k€3k▼
Income taxes67/77€556€556=
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-134k€-132k▲
Profit (loss) brought forward from the previous period14P€-141k€-134k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
30-09
Financial
Equity above €200kEq €210k ▲25.6%
Equity rises from €167k to €210k.
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2011
Ground area
1,531 m²
Building footprint
294 m²
Volume, LiDAR
1,744 m³
2 parcels, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RMA MANAGEMENT
since 20112.197.088.107
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25783F0237/00L003 | Wallonia | 975 m² | 1 · 136 m² | 7.6 m · 2 fl. |
| 25783F0237/00T002 | Wallonia | 557 m² | 1 · 158 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 39,350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2011
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.