MIFI & MATE
ActiveMIFI & MATE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €219k and a net result of €22k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability59▼-28
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 7.56 against 6.79 in 2022; short-term debt: 13.2% and cash: 11.2% of total assets), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2022
122 d late
2021
185 d late
2019
119 d late
2017
161 d late
2016
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€219k▲ 28.9%
2022 · €170k
2019: €61k
2021: €130k
2022: €170k
2019 → 2024
Total assets
€252k▲ 26.6%
2022 · €199k
2019: €83k
2021: €160k
2022: €199k
2019 → 2024
Net result
€22k▼ 45.5%
2022 · €40k
2019: €8k
2021: €20k
2022: €40k
2019 → 2024
Working capital
€219k▲ 28.9%
2022 · €170k
2019: €65k
2021: €130k
2022: €170k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202120222024Trend
Equity€61k-€130k▲ 113%€170k▲ 30.6%€219k▲ 28.9%
Operating result€11k-€30k▲ 160%€57k▲ 90.1%€33k▼ 42.6%
Net result€8k-€20k▲ 161%€40k▲ 101%€22k▼ 45.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €33k in 2024, compared with €57k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €252k
Fixed assets
€71=
Current assets
€252k▲ 26.7%
Equity and liabilities €252k
Equity
€219k▲ 28.9%
Debt
€33k▲ 13.8%
The debt ratio falls from 14.7% to 13.2%. Equity and debt are higher.
Key figures and ratios
Solvency
86.8%▲
2022 · 85.3%
Current ratio
7.56▲
2022 · 6.79
Quick ratio
7.56▲
2022 · 6.79
Debt / equity
0.15▼
2022 · 0.17
ROE
9.9%▼
2022 · 23.4%
ROA
8.6%▼
2022 · 20.0%
Debt
€33k▲
2022 · €29k
Debt ≤ 1 year
€33k▲
2022 · €29k
Income taxes
€9k▼
2022 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€199k€252k▲
Fixed assets21/28€71€71=
Tangible fixed assets22/27-€0
Furniture and vehicles24-€0
Other tangible fixed assets26-€0
Financial fixed assets28€71€71=
Current assets29/58€199k€252k▲
Amounts receivable within one year40/41€189k€224k▲
Trade receivables40€13k€13k▲
Other amounts receivable41€177k€211k▲
Current investments50/53€1€1=
Cash at bank and in hand54/58€10k€28k▲
Equity and liabilities
Total equity and liabilities10/49€199k€252k▲
Equity10/15€170k€219k▲
Contributions10/11€12k€14k▲
Capital10€12k-
Issued capital100€19k-
Uncalled capital101€6k-
Reserves13€2k€20k▲
Non-distributable reserves130/1€2k€20k▲
Legal reserve130€2k-
Reserves not available under the articles1311-€20k
Profit (loss) carried forward14€155k€184k▲
Amounts payable17/49€29k€33k▲
Amounts payable within one year42/48€29k€33k▲
Trade debts44€455€64▼
Suppliers440/4€455€64▼
Taxes, remuneration and social security45€29k€33k▲
Taxes450/3€29k€33k▲
Income statement
Code20222024
Other operating charges640/8€384-
Gross operating margin9900€57k€33k▼
Operating profit (loss)9901€57k€33k▼
Financial charges65/66B€864€2k▲
Recurring financial charges65€864€2k▲
Profit (loss) for the period before taxes9903€56k€31k▼
Income taxes67/77€16k€9k▼
Profit (loss) for the period9904€40k€22k▼
Profit (loss) for the period to be appropriated9905€40k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€155k€204k▲
Profit (loss) brought forward from the previous period14P€116k€183k▲
Transfer to equity691/2-€20k
To other reserves6921-€20k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
31-12
Financial
Equity above €200kEq €219k ▲28.9%
4 profitable years in a row build equity to €219k.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 185 days late
2022
31-12
Financial
Highest result since 2019net €40k ▲101%
Operating result €57k, net result €40k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲30.6%
3 profitable years in a row build equity to €170k.
2021
31-12
Financial
Equity above €100kEq €130k ▲113%
2 profitable years in a row build equity to €130k.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 161 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
2016
12-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
17-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
08-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
02-07
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Fagne 14845 JalhayGround area
1,650 m²
Building footprint
205 m²
Volume, LiDAR
751 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Basse Monchenoule, Ch.-al'Pierre 15, 6960 Manhay
since 20112.204.936.001
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83017C0913/00E000 | Wallonia | 1,338 m² | 1 · 68 m² | - |
| 63038B1171/00E000 | Wallonia | 311 m² | 1 · 137 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 39,474 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.