Active BE 0743.814.509Private limited company

RM TEIXEIRA CONSTRUCT

Humaniteitslaan 65 ·1601 Sint-Pieters-Leeuw, Belgium· 6 yrs active

Sector: Demolition (43110)

Conclusion Checked

The computed 12-month bankruptcy probability of RM TEIXEIRA CONSTRUCT is 2.2% (moderate). The 2025 annual accounts show equity of €273k and a net result of €5k. Equity is growing by ~3.7% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€273k
Net result	€5k
Active	6 yrs
Locations	1

Financial profile 5 of 5 axes measured · computed by Checked

69 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 9

Solvency 100

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

2.2% Moderate

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview6 NBB filings

Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~3.7%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€14k

-55.2% 23-25

Net profit

€5k

-67.2% 23-25

Cash flow

€10k

-50.2% 23-25

Total assets

€334k

-9.6% 23-25

Equity

€273k

+1.8% 23-25

Working capital

€286k

+2.2% 23-25

Income taxes

€12k

-42.3% 23-25

Debt

€61k

-39.8% 23-25

Debt ≤ 1y

€44k

-45.1% 23-25

Current ratio

7.48

+66.9% 23-25

Quick ratio

7.48

+66.9% 23-25

Solvency

81.7%

+12.7% 23-25

Debt / equity

0.22

-40.9% 23-25

ROE

1.8%

-67.8% 23-25

ROA

1.5%

-63.7% 23-25

Interest coverage

4.47

-79.9% 23-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	abbreviated schema
Revenue	-
EBITDA	€14k
Net profit	€5k
Cash flow	€10k
Staff costs	-
Income taxes	€12k
Dividends	-
Total assets	€334k
Equity	€273k
Debt	€61k
of which ≤ 1y	€44k
of which > 1y	-
Working capital	€286k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	7.48
Quick ratio	7.48
Working capital ratio	85.7%
Solvency	81.7%
Debt / equity	0.22
Long-term debt ratio	-
Interest coverage	4.47
Gross margin	-
Net margin	-
ROA	1.5%
ROE	1.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Balance-sheet composition 2025

Assets

Fixed assets €4k · 1.1% Current assets €331k · 99.0%

Equity & liabilities

Equity €273k · 81.7% Debt €61k · 18.3%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€334k
Fixed assets	21/28	€4k
Tangible fixed assets	22/27	€4k
Current assets	29/58	€331k
Amounts receivable within one year	40/41	€249k
Cash & bank	54/58	€68k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€334k
Equity	10/15	€273k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€271k
Amounts payable	17/49	€61k
Amounts payable within one year	42/48	€44k
Trade debts payable within one year	44	€18k
Income statement
Gross operating margin	9900	€19k
Operating result	9901	€8k
Financial income	75	€12k
Financial charges	65	€3k
Result before taxes	9903	€17k
Income taxes	67/77	€12k
Net result for the period	9904	€5k
Result to be appropriated	9905	€5k

Legal Structure

NACE primary	Demolition(43110)
Legal form	Private limited company(610)
Incorporation	18-02-2020
Status	Active
Postal code	1601

Establishment units 1 location

RM TEIXEIRA CONSTRUCT

Humaniteitslaan 65, 1601 Sint-Pieters-LeeuwGeneral construction of buildings

since 20202.335.980.031

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23069A0267/00B003	Flanders	3,035 m²	1 · 907 m²	13.8 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

All 8 NBB filing 6 State Gazette act 2

2021 2021: 1 NBB filing 2022 2022: 1 State Gazette act 2023 2023: 1 State Gazette act, 1 NBB filing 2024 2024: 2 NBB filings 2025 2025: 1 NBB filing 2026 2026: 1 NBB filing

2026

31-08-2026 NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-08-2025 NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-10-2024 NBB filing Annual accounts filed

fiscal year 2023 · micro schema

31-10-2024 NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2023

11-12-2023 State Gazette act Registered-office change

No further detail in the source.

14-04-2023 NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2022

23-05-2022 State Gazette act Registered-office change

No further detail in the source.

2021

24-08-2021 NBB filing Annual accounts filed

fiscal year 2020 · full schema

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

Address history · 2

11-12-2023

Registered-office move

23-05-2022

Registered-office move

All acts · 2 updated 2 years ago

2023

11-12-2023 Registered office moved from Sint-Genesius-Rode to Ruisbroek Registered-office change

Gehuchtstraat 45- 1640 Sint-Genesius-Rode → Humaniteitslaan 65 1601 Ruisbroek

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Humaniteitslaan 65\n1601 Ruisbroek",
        "city": "Ruisbroek",
        "region": "vlaams_gewest",
        "street": "Humaniteitslaan",
        "country": "BE",
        "postcode": "1601",
        "box_number": null,
        "street_number": "65",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Gehuchtstraat 45- 1640 Sint-Genesius-Rode",
        "city": "Sint-Genesius-Rode",
        "region": "vlaams_gewest",
        "street": "Gehuchtstraat",
        "country": "BE",
        "postcode": "1640",
        "box_number": null,
        "street_number": "45",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-11",
    "filing_date": "2023-12-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-11-22",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0743.814.509",
    "name_full": "RM TEIXEIRA CONSTRUC\u0422",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "J. Jordens",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}

2022

23-05-2022 Registered office moved from Overijse to Sint Genesius Rode Registered-office change

Fr Verbeekstraat 233 -3090 Overijse → Gehuchtstraat 45 - 1640 Sint Genesius Rode

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_administratif",
      "new_address": {
        "raw": "Gehuchtstraat 45 - 1640 Sint Genesius Rode",
        "city": "Sint Genesius Rode",
        "region": "vlaams_gewest",
        "street": "Gehuchtstraat",
        "country": "BE",
        "postcode": "1640",
        "box_number": null,
        "street_number": "45",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Fr Verbeekstraat 233 -3090 Overijse",
        "city": "Overijse",
        "region": "vlaams_gewest",
        "street": "Fr Verbeekstraat",
        "country": "BE",
        "postcode": "3090",
        "box_number": null,
        "street_number": "233",
        "locality_suffix": null
      },
      "effective_date": "2022-05-16",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-05-23",
    "filing_date": "2022-05-13",
    "act_kind_objet": "HOOFDKANTOOR OVERDRACHT"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2022-05-13",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0743.814.509",
    "name_full": "RM TEIXEIRA CONSTRUCT",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "ALVES TEXEIRA Rui",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Demolition43110General electrical installation work43211Plumbing work43221Installation of electric heating, air conditioning, cooling and ventilation43222Plastering work43310Joinery installation43320

Names & trade names

Legal nameNL

RM TEIXEIRA CONSTRUCT

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