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L & T HOLDING

Active
Private limited companyfounded 2013active for 13 yearsOlenseweg 85, 2260 Westerlo, BelgiumKBO/BCE: BE 0537.910.530
Summary

L & T HOLDING is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€142,850) and a net result of -€35,639. Equity has been shrinking by about 40% per year since 2018. Its solvency ranks better than 5% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

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L & T HOLDINGActive
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Overview

Official details

Source: KBO
Status
Active since 30-08-2013 Normal situation
Activity
Activities of holding companies NACE 64210and 5 others
Establishment unit
2.222.420.646 2260 Westerlo, since 30-08-2013
Financial year end
31 December
Peppol
Reachable since 15-04-2025
Company details

Board and ownership

Last known board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€35,639
▲ 169%
Equity
-€142,850
▼ 33.2%
Total assets
€431,269
▲ 237%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 26 days after the deadline
Financials
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 26 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9754 sector peers (2025).
NBB · sector comparison
Position among 9754 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
22 days early
2023
63 days late
2022
3 days early
2021
18 days early
2020
4 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€142,850 View
  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€35,639 View
  • Caution: Lower solvency than 95% of companies in financial servicessector median 50.9% · 9,754 companies -33.1% View

Recent changes

  1. · Gazette deed Change of role: Van Loy Luc Jozef Antonia, from manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as L & T HOLDING: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €332,000 and €502,000, founded between 2011 and 2014.

CompanyTotal assetsGross margin
L & T HOLDING Westerlo€431,269-€19,258
MAELSTEDE Wuustwezel€424,007€1,033
TWO FRONTIERS HOLDING Ravels€356,539-€3,755
PRIVATE OFFICE GROUP Antwerpen€501,931-€2,564
RM-PROJECTS Heist-op-den-Berg€338,644-€22,325
FRE DEVELOPMENT Antwerpen€490,115-€2,134
VAN ROOY Arendonk€331,597-€16,810
Full comparison

Key facts about L & T HOLDING
What is the company number of L & T HOLDING?
The company number of L & T HOLDING is 0537.910.530. The VAT number is the same number with BE in front: BE 0537.910.530.
Where is L & T HOLDING based?
The registered office is at Olenseweg 85, 2260 Westerlo.Company details
What does L & T HOLDING do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of L & T HOLDING?
The legal form of L & T HOLDING is Private limited company (BV).
When was L & T HOLDING founded?
L & T HOLDING was founded on 30-08-2013.
Is L & T HOLDING still active?
Yes, L & T HOLDING is an active enterprise in the KBO register.
What is the turnover of L & T HOLDING?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is L & T HOLDING profitable?
In financial year 2025, L & T HOLDING made a loss of €35,639.
Where can I find the annual accounts of L & T HOLDING?
L & T HOLDING filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L & T HOLDING due?
L & T HOLDING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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