Financials
- Fiscal year
- 2025
- Turnover
- €386,690
- Profit
- €44,716
- Solvency
- 54.2%
RM & PARTNERS
ActiveSummary
RM & PARTNERS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,636 and a net result of €44,716. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 4,038 sector peers (NACE 69, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€386,690turnover 2025
- Staff
- 2 FTE
- Equity
- €106,636
- Profit
- €44,716
Structure
Accounts filed 33 days late0 of 1 deed read
Why 94- Latest accounts 33 days late; 3 of the last 3 late+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 1.89, cash €37,364+ Figures for FY 2025 (filed 02-09-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 69, micro)
Financial strength · tick = 2022
Strong
Solvency
79+24
equity 54.2% of total assets
Liquidity
52+16
short-term debt 44.9% · cash 19.0%
Profitability
98+26
return on assets 22.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.6%▲ +0.1 percentage points vs 11-2024
01-2025: 1.4%▲ +0.8 percentage points vs 12-2024
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.5%▲ +0.1 percentage points vs 02-2025
04-2025: 1.4%▼ -0.1 percentage points vs 03-2025
05-2025: 1.4%● unchanged vs 04-2025
06-2025: 1.3%▼ -0.1 percentage points vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 2.2%▲ +0.9 percentage points vs 07-2025
09-2025: 2.2%● unchanged vs 08-2025
10-2025: 2.9%▲ +0.7 percentage points vs 09-2025highest value
11-2025: 2.9%● unchanged vs 10-2025highest value
12-2025: 2.9%● unchanged vs 11-2025highest value
01-2026: 2.9%● unchanged vs 12-2025highest value
02-2026: 2.9%● unchanged vs 01-2026highest value
03-2026: 2.9%● unchanged vs 02-2026highest value
04-2026: 2.9%● unchanged vs 03-2026highest value
05-2026: 2.9%● unchanged vs 04-2026highest value
06-2026: 2.9%● unchanged vs 05-2026highest value
07-2026: 2.9%● unchanged vs 06-2026highest value
08-2026: 2.7%▼ -0.2 percentage points vs 07-2026
09-2026: 2.7%● unchanged vs 08-2026
10-2026: 0.1%▼ -2.6 percentage points vs 09-2026lowest value
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.28 in 2022; short-term debt: 44.9% and cash: 19% of total assets), and 45.8% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 50% on solvency, 34% on liquidity and 61% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
33 days late
2022
32 days late
2021
31 days late
2020
31 days late
2019
122 days late
2018
30 days late
2017
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days after the deadline; the sector median for financial year 2022 is 6 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Highest result since 2018net €44,716 ▲184%
- Equity above €100,000Eq €106,636 ▲145%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2015
- Next accounts
- by 31-07-2027
- 01-09-2023Annual accounts filed
- 31-08-2022Annual accounts filed
- 31-12-2021Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 15-09-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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