FISCCONSULT
ActiveSummary
FISCCONSULT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €33k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+17
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.71 against 4.77 in 2024; short-term debt: 24.2% and cash: 2.9% of total assets), and 24.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.8%
Return on assets
16.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
39 d late
2023
1 d early
2022
1 d early
2021
2 d early
2020
10 d late
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Equity
€150k▼ 43.0%
2024 · €262k
Total assets
€197k▼ 31.3%
2024 · €287k
Net result
€33k▲ 212%
2024 · €11k
Working capital
€-14k
2024 · €93k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20k▲ 71.5%€20k▲ 1.9%€36k▲ 78.1%€21k▼ 42.6%€53k▲ 157%
Net result€4k▲ 34.4%€42k▲ 961%€28k▼ 34.0%€11k▼ 61.4%€33k▲ 212%
Equity€182k▲ 2.2%€224k▲ 23.0%€252k▲ 12.4%€262k▲ 4.2%€150k▼ 43.0%
Total assets€283k▲ 3.3%€259k▼ 8.4%€288k▲ 11.0%€287k▼ 0.3%€197k▼ 31.3%
Debt€101k▲ 5.2%€35k▼ 65.2%€36k▲ 2.6%€25k▼ 31.9%€48k▲ 93.5%
Working capital€-22k▼ 105%€40k€76k▲ 87.7%€93k▲ 22.6%€-14k
Staff (FTE)2.1▲ 23.5%1.9▼ 9.5%1.9=1.9=0.8▼ 57.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 157% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€163k ▼ 3.7%
Current assets
€34k ▼ 71.2%
Equity and liabilities €197k
Equity
€150k ▼ 43.0%
Debt
€48k ▲ 93.5%
Debt's share of the balance-sheet total rises from 8.6% to 24.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €27k
Cash flow
€40k▲
2024 · €17k
Current ratio
0.71▼
2024 · 4.77
Debt to equity
0.32▲
2024 · 0.09
ROE
22.2%▲
2024 · 4.1%
ROA
16.9%▲
2024 · 3.7%
Interest coverage
90.25▲
2024 · 38.09
Debt ≤ 1 year
€48k▲
2024 · €25k
Income taxes
€19k▲
2024 · €9k
Staff costs
€83k▼
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €18k | - | - | - |
| Remuneration, social security and pensions62 | - | €107k | €114k | €113k | €83k | ▼ 26.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €21k | €8k | €6k | €6k | ▼ 2.9% |
| Other operating charges640/8 | - | €3k | €2k | €2k | €2k | ▲ 2.8% |
| Non-recurring operating charges66A | - | €1k | €867 | €212 | €316 | ▲ 49.0% |
| Gross operating margin9900 | €157k | €152k | €160k | €142k | €145k | ▲ 1.8% |
| Operating profit (loss)9901 | €20k | €20k | €36k | €21k | €53k | ▲ 157% |
| Financial income75/76B | - | €37k | €6k | €0 | €0 | ▼ 94.3% |
| Recurring financial income75 | - | €37k | €6k | €0 | €0 | ▼ 94.3% |
| Financial charges65/66B | - | €511 | €495 | €713 | €658 | ▼ 7.7% |
| Recurring financial charges65 | €707 | €511 | €495 | €713 | €658 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | €19k | €56k | €41k | €20k | €52k | ▲ 163% |
| Income taxes67/77 | €15k | €14k | €14k | €9k | €19k | ▲ 107% |
| Profit (loss) for the period9904 | €4k | €42k | €28k | €11k | €33k | ▲ 212% |
| Profit (loss) for the period to be appropriated9905 | €25k | €42k | €28k | €11k | €33k | ▲ 212% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €283k | €259k | €288k | €287k | €197k | ▼ 31.3% |
| Fixed assets21/28 | €205k | €184k | €176k | €170k | €163k | ▼ 3.7% |
| Tangible fixed assets22/27 | €42k | €21k | €13k | €7k | €637 | ▼ 90.8% |
| Furniture and vehicles24 | - | €21k | €13k | €7k | €637 | ▼ 90.8% |
| Financial fixed assets28 | €163k | €163k | €163k | €163k | €163k | = |
| Current assets29/58 | €79k | €76k | €112k | €117k | €34k | ▼ 71.2% |
| Amounts receivable within one year40/41 | €66k | €65k | €102k | €107k | €28k | ▼ 73.8% |
| Trade receivables40 | - | €7k | €47k | €18k | €18k | = |
| Other amounts receivable41 | - | €58k | €55k | €89k | €10k | ▼ 88.8% |
| Cash at bank and in hand54/58 | €6k | €4k | €7k | €10k | €6k | ▼ 42.6% |
| Deferred charges and accrued income490/1 | - | €6k | €3k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €283k | €259k | €288k | €287k | €197k | ▼ 31.3% |
| Equity10/15 | €182k | €224k | €252k | €262k | €150k | ▼ 43.0% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €176k | €218k | €246k | €256k | €143k | ▼ 44.0% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €216k | €244k | €256k | €143k | ▼ 44.0% |
| Amounts payable17/49 | €101k | €35k | €36k | €25k | €48k | ▲ 93.5% |
| Amounts payable within one year42/48 | €101k | €35k | €36k | €25k | €48k | ▲ 93.5% |
| Current portion of amounts payable after more than one year42 | - | €3k | €3k | €3k | €3k | ▲ 2.7% |
| Trade debts44 | €12k | €8k | €10k | €9k | €6k | ▼ 36.7% |
| Suppliers440/4 | - | €8k | €10k | €9k | €6k | ▼ 36.7% |
| Taxes, remuneration and social security45 | - | €24k | €23k | €12k | €26k | ▲ 108% |
| Taxes450/3 | - | €2k | €7k | €3k | €16k | ▲ 507% |
| Remuneration and social security454/9 | - | €22k | €16k | €10k | €10k | ▲ 2.7% |
| Other amounts payable47/48 | - | - | - | - | €13k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €42k | €28k | €11k | €33k | ▲ 212% |
| + Depreciation and write-downs630 | €20k | €21k | €8k | €6k | €6k | ▼ 2.9% |
| Operating cash flow (approximation) | €24k | €63k | €35k | €17k | €40k | ▲ 131% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-2k | €3k | €3k | €-4k | ▼ 234% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 39 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €42k ▲961%
Net result €42k, the highest in the series.
30-06
Financial
Liquidity triplescurrent ratio 2.15
Current ratio from 0.78 to 2.15; short-term debt falls from €101k to €35k.
30-06
Financial
Equity above €200kEq €224k ▲23%
4 profitable years in a row build equity to €224k.
29-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
30-06
Financial
Weakest financial yearnet €3k ▼52.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 11 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2002
Ground area
296 m²
Building footprint
296 m²
Volume, LiDAR
1,820 m³
Parcel 71004A0575/21B002, Flanders · tallest building 18.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beverlosesteenweg 362, 3580 Beringen
since 20022.101.648.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0575/21B002 | Flanders | 296 m² | 1 · 296 m² | 18.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BADOR BELGIUM
BE 0459.512.358
Hoogstraten · Eq €149,437
COMAHA
BE 0544.405.174
Wevelgem · Eq €149,426
Tappelbeek
BE 1002.480.647
Zandhoven · Eq €149,749
LTC
BE 0445.783.690
Mortsel · Eq €149,388
konXsys
BE 0881.817.397
Middelkerke · Eq €149,308
Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 7,126 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-02-2002
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
82990Other business support services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.