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FISCCONSULT

Active
Private limited companyfounded 200224 yrs activeBeverlosesteenweg 362, 3580 Beringen, BelgiumKBO/BCE: BE 0476.870.806
Summary

FISCCONSULT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €33k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability90▲+17
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.71 against 4.77 in 2024; short-term debt: 24.2% and cash: 2.9% of total assets), and 24.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.8%
Return on assets
16.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
39 d late
2023
1 d early
2022
1 d early
2021
2 d early
2020
10 d late
2019
4 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 February 2002, FISCCONSULT was incorporated.1 Total assets went from EUR 277,865 in 2019 to EUR 197,224 in 2025 and headcount from 1.7 to 0.8 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Financials · fiscal year 2025, abbreviated schema

Equity
€150k▼ 43.0%
2024 · €262k
Total assets
€197k▼ 31.3%
2024 · €287k
Net result
€33k▲ 212%
2024 · €11k
Working capital
€-14k
2024 · €93k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€20k▲ 71.5%€20k▲ 1.9%€36k▲ 78.1%€21k▼ 42.6%€53k▲ 157%
Net result€4k▲ 34.4%€42k▲ 961%€28k▼ 34.0%€11k▼ 61.4%€33k▲ 212%
Equity€182k▲ 2.2%€224k▲ 23.0%€252k▲ 12.4%€262k▲ 4.2%€150k▼ 43.0%
Total assets€283k▲ 3.3%€259k▼ 8.4%€288k▲ 11.0%€287k▼ 0.3%€197k▼ 31.3%
Debt€101k▲ 5.2%€35k▼ 65.2%€36k▲ 2.6%€25k▼ 31.9%€48k▲ 93.5%
Working capital€-22k▼ 105%€40k€76k▲ 87.7%€93k▲ 22.6%€-14k
Staff (FTE)2.1▲ 23.5%1.9▼ 9.5%1.9=1.9=0.8▼ 57.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €20k€20kNet result 2021: €4k€4kOperating result 2022: €20k€20kNet result 2022: €42k€42kOperating result 2023: €36k€36kNet result 2023: €28k€28kOperating result 2024: €21k€21kNet result 2024: €11k€11kOperating result 2025: €53k€53kNet result 2025: €33k€33k20212022202320242025€0€20k€40k€60kOperating result 2023: €36k€36kNet result 2023: €28k€28kOperating result 2024: €21k€21kNet result 2024: €11k€11kOperating result 2025: €53k€53kNet result 2025: €33k€33k202320242025
The operating result recovers in 2025; 2025 is 157% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets €163k ▼ 3.7%
Current assets €34k ▼ 71.2%
Equity and liabilities €197k
Equity €150k ▼ 43.0%
Debt €48k ▲ 93.5%
Debt's share of the balance-sheet total rises from 8.6% to 24.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€59k▲
2024 · €27k
Cash flow
€40k▲
2024 · €17k
Current ratio
0.71▼
2024 · 4.77
Debt to equity
0.32▲
2024 · 0.09
ROE
22.2%▲
2024 · 4.1%
ROA
16.9%▲
2024 · 3.7%
Interest coverage
90.25▲
2024 · 38.09
Debt ≤ 1 year
€48k▲
2024 · €25k
Income taxes
€19k▲
2024 · €9k
Staff costs
€83k▼
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€287k€197k▼
Fixed assets21/28€170k€163k▼
Tangible fixed assets22/27€7k€637▼
Furniture and vehicles24€7k€637▼
Financial fixed assets28€163k€163k=
Current assets29/58€117k€34k▼
Amounts receivable within one year40/41€107k€28k▼
Trade receivables40€18k€18k=
Other amounts receivable41€89k€10k▼
Cash at bank and in hand54/58€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€287k€197k▼
Equity10/15€262k€150k▼
Contributions10/11€6k€6k=
Reserves13€256k€143k▼
Distributable reserves133€256k€143k▼
Amounts payable17/49€25k€48k▲
Amounts payable within one year42/48€25k€48k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€12k€26k▲
Taxes450/3€3k€16k▲
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48-€13k
Income statement Code20242025
Remuneration, social security and pensions62€113k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€212€316▲
Gross operating margin9900€142k€145k▲
Operating profit (loss)9901€21k€53k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€713€658▼
Recurring financial charges65€713€658▼
Profit (loss) for the period before taxes9903€20k€52k▲
Income taxes67/77€9k€19k▲
Profit (loss) for the period9904€11k€33k▲
Profit (loss) for the period to be appropriated9905€11k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€33k▲
Transfer from equity791/2-€146k
Transfer to equity691/2€11k€33k▲
To other reserves6921€11k€33k▲
Profit to be distributed694/7-€146k
Return on contributions (dividend)694-€146k
Social balance
Average headcount (FTE)90871.90.8▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€18k---
Remuneration, social security and pensions62-€107k€114k€113k€83k▼ 26.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k€8k€6k€6k▼ 2.9%
Other operating charges640/8-€3k€2k€2k€2k▲ 2.8%
Non-recurring operating charges66A-€1k€867€212€316▲ 49.0%
Gross operating margin9900€157k€152k€160k€142k€145k▲ 1.8%
Operating profit (loss)9901€20k€20k€36k€21k€53k▲ 157%
Financial income75/76B-€37k€6k€0€0▼ 94.3%
Recurring financial income75-€37k€6k€0€0▼ 94.3%
Financial charges65/66B-€511€495€713€658▼ 7.7%
Recurring financial charges65€707€511€495€713€658▼ 7.7%
Profit (loss) for the period before taxes9903€19k€56k€41k€20k€52k▲ 163%
Income taxes67/77€15k€14k€14k€9k€19k▲ 107%
Profit (loss) for the period9904€4k€42k€28k€11k€33k▲ 212%
Profit (loss) for the period to be appropriated9905€25k€42k€28k€11k€33k▲ 212%
Line20212022202320242025Change
Assets
Total assets20/58€283k€259k€288k€287k€197k▼ 31.3%
Fixed assets21/28€205k€184k€176k€170k€163k▼ 3.7%
Tangible fixed assets22/27€42k€21k€13k€7k€637▼ 90.8%
Furniture and vehicles24-€21k€13k€7k€637▼ 90.8%
Financial fixed assets28€163k€163k€163k€163k€163k=
Current assets29/58€79k€76k€112k€117k€34k▼ 71.2%
Amounts receivable within one year40/41€66k€65k€102k€107k€28k▼ 73.8%
Trade receivables40-€7k€47k€18k€18k=
Other amounts receivable41-€58k€55k€89k€10k▼ 88.8%
Cash at bank and in hand54/58€6k€4k€7k€10k€6k▼ 42.6%
Deferred charges and accrued income490/1-€6k€3k---
Equity and liabilities
Total equity and liabilities10/49€283k€259k€288k€287k€197k▼ 31.3%
Equity10/15€182k€224k€252k€262k€150k▼ 43.0%
Contributions10/11-€6k€6k€6k€6k=
Reserves13€176k€218k€246k€256k€143k▼ 44.0%
Non-distributable reserves130/1-€2k€2k---
Reserves not available under the articles1311-€2k€2k---
Distributable reserves133-€216k€244k€256k€143k▼ 44.0%
Amounts payable17/49€101k€35k€36k€25k€48k▲ 93.5%
Amounts payable within one year42/48€101k€35k€36k€25k€48k▲ 93.5%
Current portion of amounts payable after more than one year42-€3k€3k€3k€3k▲ 2.7%
Trade debts44€12k€8k€10k€9k€6k▼ 36.7%
Suppliers440/4-€8k€10k€9k€6k▼ 36.7%
Taxes, remuneration and social security45-€24k€23k€12k€26k▲ 108%
Taxes450/3-€2k€7k€3k€16k▲ 507%
Remuneration and social security454/9-€22k€16k€10k€10k▲ 2.7%
Other amounts payable47/48----€13k-
Line20212022202320242025Change
Profit (loss) for the period9904€4k€42k€28k€11k€33k▲ 212%
+ Depreciation and write-downs630€20k€21k€8k€6k€6k▼ 2.9%
Operating cash flow (approximation)€24k€63k€35k€17k€40k▲ 131%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€-2k€3k€3k€-4k▼ 234%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
25-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
11-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 39 days late
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial Highest result since 2019net €42k ▲961%
Net result €42k, the highest in the series.
30-06
Financial Liquidity triplescurrent ratio 2.15
Current ratio from 0.78 to 2.15; short-term debt falls from €101k to €35k.
30-06
Financial Equity above €200kEq €224k ▲23%
4 profitable years in a row build equity to €224k.
29-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
30-06
Financial Weakest financial yearnet €3k ▼52.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
27-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-02
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 11 days late
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
296 m²
Building footprint
296 m²
Volume, LiDAR
1,820 m³
Parcel 71004A0575/21B002, Flanders · tallest building 18.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beverlosesteenweg 362, 3580 Beringen
NACE 7412401
since 20022.101.648.619
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71004A0575/21B002 Flanders 296 m² 1 · 296 m² 18.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 7,126 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-02-2002
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
82990Other business support services
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.