FISCCONSULT
ActiveSummary
FISCCONSULT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €33k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+17
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.71 against 4.77 in 2024; short-term debt: 24.2% and cash: 2.9% of total assets), and 24.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.8%
Return on assets
16.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
39 d late
2023
1 d early
2022
1 d early
2021
2 d early
2020
10 d late
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€150k▼ 43.0%
2024 · €262k
Total assets
€197k▼ 31.3%
2024 · €287k
Net result
€33k▲ 212%
2024 · €11k
Working capital
€-14k
2024 · €93k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20k▲ 71.5%€20k▲ 1.9%€36k▲ 78.1%€21k▼ 42.6%€53k▲ 157%
Net result€4k▲ 34.4%€42k▲ 961%€28k▼ 34.0%€11k▼ 61.4%€33k▲ 212%
Equity€182k▲ 2.2%€224k▲ 23.0%€252k▲ 12.4%€262k▲ 4.2%€150k▼ 43.0%
Total assets€283k▲ 3.3%€259k▼ 8.4%€288k▲ 11.0%€287k▼ 0.3%€197k▼ 31.3%
Debt€101k▲ 5.2%€35k▼ 65.2%€36k▲ 2.6%€25k▼ 31.9%€48k▲ 93.5%
Working capital€-22k▼ 105%€40k€76k▲ 87.7%€93k▲ 22.6%€-14k
Staff (FTE)2.1▲ 23.5%1.9▼ 9.5%1.9=1.9=0.8▼ 57.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 157% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€163k ▼ 3.7%
Current assets
€34k ▼ 71.2%
Equity and liabilities €197k
Equity
€150k ▼ 43.0%
Debt
€48k ▲ 93.5%
Debt's share of the balance-sheet total rises from 8.6% to 24.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €27k
Cash flow
€40k▲
2024 · €17k
Current ratio
0.71▼
2024 · 4.77
Debt to equity
0.32▲
2024 · 0.09
ROE
22.2%▲
2024 · 4.1%
ROA
16.9%▲
2024 · 3.7%
Interest coverage
90.25▲
2024 · 38.09
Debt ≤ 1 year
€48k▲
2024 · €25k
Income taxes
€19k▲
2024 · €9k
Staff costs
€83k▼
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €18k | - | - | - |
| Remuneration, social security and pensions62 | - | €107k | €114k | €113k | €83k | ▼ 26.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €21k | €8k | €6k | €6k | ▼ 2.9% |
| Other operating charges640/8 | - | €3k | €2k | €2k | €2k | ▲ 2.8% |
| Non-recurring operating charges66A | - | €1k | €867 | €212 | €316 | ▲ 49.0% |
| Gross operating margin9900 | €157k | €152k | €160k | €142k | €145k | ▲ 1.8% |
| Operating profit (loss)9901 | €20k | €20k | €36k | €21k | €53k | ▲ 157% |
| Financial income75/76B | - | €37k | €6k | €0 | €0 | ▼ 94.3% |
| Recurring financial income75 | - | €37k | €6k | €0 | €0 | ▼ 94.3% |
| Financial charges65/66B | - | €511 | €495 | €713 | €658 | ▼ 7.7% |
| Recurring financial charges65 | €707 | €511 | €495 | €713 | €658 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | €19k | €56k | €41k | €20k | €52k | ▲ 163% |
| Income taxes67/77 | €15k | €14k | €14k | €9k | €19k | ▲ 107% |
| Profit (loss) for the period9904 | €4k | €42k | €28k | €11k | €33k | ▲ 212% |
| Profit (loss) for the period to be appropriated9905 | €25k | €42k | €28k | €11k | €33k | ▲ 212% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €283k | €259k | €288k | €287k | €197k | ▼ 31.3% |
| Fixed assets21/28 | €205k | €184k | €176k | €170k | €163k | ▼ 3.7% |
| Tangible fixed assets22/27 | €42k | €21k | €13k | €7k | €637 | ▼ 90.8% |
| Furniture and vehicles24 | - | €21k | €13k | €7k | €637 | ▼ 90.8% |
| Financial fixed assets28 | €163k | €163k | €163k | €163k | €163k | = |
| Current assets29/58 | €79k | €76k | €112k | €117k | €34k | ▼ 71.2% |
| Amounts receivable within one year40/41 | €66k | €65k | €102k | €107k | €28k | ▼ 73.8% |
| Trade receivables40 | - | €7k | €47k | €18k | €18k | = |
| Other amounts receivable41 | - | €58k | €55k | €89k | €10k | ▼ 88.8% |
| Cash at bank and in hand54/58 | €6k | €4k | €7k | €10k | €6k | ▼ 42.6% |
| Deferred charges and accrued income490/1 | - | €6k | €3k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €283k | €259k | €288k | €287k | €197k | ▼ 31.3% |
| Equity10/15 | €182k | €224k | €252k | €262k | €150k | ▼ 43.0% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €176k | €218k | €246k | €256k | €143k | ▼ 44.0% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €216k | €244k | €256k | €143k | ▼ 44.0% |
| Amounts payable17/49 | €101k | €35k | €36k | €25k | €48k | ▲ 93.5% |
| Amounts payable within one year42/48 | €101k | €35k | €36k | €25k | €48k | ▲ 93.5% |
| Current portion of amounts payable after more than one year42 | - | €3k | €3k | €3k | €3k | ▲ 2.7% |
| Trade debts44 | €12k | €8k | €10k | €9k | €6k | ▼ 36.7% |
| Suppliers440/4 | - | €8k | €10k | €9k | €6k | ▼ 36.7% |
| Taxes, remuneration and social security45 | - | €24k | €23k | €12k | €26k | ▲ 108% |
| Taxes450/3 | - | €2k | €7k | €3k | €16k | ▲ 507% |
| Remuneration and social security454/9 | - | €22k | €16k | €10k | €10k | ▲ 2.7% |
| Other amounts payable47/48 | - | - | - | - | €13k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €42k | €28k | €11k | €33k | ▲ 212% |
| + Depreciation and write-downs630 | €20k | €21k | €8k | €6k | €6k | ▼ 2.9% |
| Operating cash flow (approximation) | €24k | €63k | €35k | €17k | €40k | ▲ 131% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-2k | €3k | €3k | €-4k | ▼ 234% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 39 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €42k ▲961%
Net result €42k, the highest in the series.
30-06
Financial
Liquidity triplescurrent ratio 2.15
Current ratio from 0.78 to 2.15; short-term debt falls from €101k to €35k.
30-06
Financial
Equity above €200kEq €224k ▲23%
4 profitable years in a row build equity to €224k.
29-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
30-06
Financial
Weakest financial yearnet €3k ▼52.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 11 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2002
Ground area
296 m²
Building footprint
296 m²
Volume, LiDAR
1,820 m³
Parcel 71004A0575/21B002, Flanders · tallest building 18.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beverlosesteenweg 362, 3580 Beringen
since 20022.101.648.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0575/21B002 | Flanders | 296 m² | 1 · 296 m² | 18.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,413. 7,127 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-02-2002
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
82990Other business support services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.