RM
ActiveFrom the official registers: KBO 25 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
RM has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184,251 and a net result of €10,519. Equity is growing by about 6.3% per year across the filed financial years. Its solvency ranks better than 92% of 428 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 10-11-2000 Normal situation
- Legal form
- Private limited company
- Registered office
- Kattespoelstraat 94, 2340 Beerse
- Activity
- Cutting, shaping and finishing of stone NACE 23700
- Establishment unit
- 2.116.059.453 2340 Beerse, since 30-11-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €25,795
- ▲ 41.8%
- Turnover
- ≈ €100,000
- estimated
- Profit
- €10,519
- ▲ 118%
- Equity
- €184,251
- ▲ 6.1%
- Total assets
- €202,292
- ▼ 3.1%
Why 97lowers riskLiquidity: current ratio 10.29, cash €100,677Equity €184,251 (91.1% of total assets)Sector: Manufacture of other non-metallic mineral products (NACE 23)Founded in 2000Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 89% on solvency, 98% on liquidity, 61% on profitability and 57% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 43 days before the deadline; the sector median (NACE 23) for financial year 2024 is 9 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 18-06-2026
- Format
- micro format
- Reference
- 2026-00173289
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 83% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 23, Manufacture of other non-metallic mineral products: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €2,500 | €7,000 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,508 | €291 | €291 | €291 | €4,486 | €8,256 | €8,620 | €9,073 | ▲ 5.3% |
| Other operating charges640/8 | - | - | - | €1,019 | €871 | €926 | €981 | €1,045 | ▲ 6.5% |
| Gross operating margin9900 | €10,091 | €4,563 | €4,581 | €20,950 | €30,799 | €16,553 | €18,187 | €25,795 | ▲ 41.8% |
| Operating profit (loss)9901 | €795 | €3,447 | €3,456 | €19,641 | €25,443 | €7,371 | €8,586 | €15,678 | ▲ 82.6% |
| Financial income75/76B | - | - | - | €0 | - | €30 | €214 | €316 | ▲ 47.5% |
| Recurring financial income75 | €21 | - | €3 | €0 | - | €30 | €214 | €316 | ▲ 47.5% |
| Financial charges65/66B | - | - | - | €188 | €39 | €1,266 | €1,805 | €1,256 | ▼ 30.4% |
| Recurring financial charges65 | €273 | €142 | €41 | €188 | €39 | €1,266 | €1,805 | €1,256 | ▼ 30.4% |
| Profit (loss) for the period before taxes9903 | €542 | €3,305 | €3,418 | €19,453 | €25,403 | €6,136 | €6,996 | €14,737 | ▲ 111% |
| Income taxes67/77 | €193 | €434 | €2,584 | €3,697 | €5,025 | €1,763 | €2,177 | €4,219 | ▲ 93.8% |
| Profit (loss) for the period9904 | €349 | €2,871 | €834 | €15,755 | €20,378 | €4,373 | €4,819 | €10,519 | ▲ 118% |
| Profit (loss) for the period to be appropriated9905 | €349 | €2,871 | €10,834 | €15,755 | €20,378 | €4,373 | €4,819 | €10,519 | ▲ 118% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €137,031 | €136,522 | €145,896 | €161,035 | €181,510 | €182,833 | €208,748 | €202,292 | ▼ 3.1% |
| Fixed assets21/28 | €872 | €582 | €291 | - | €36,654 | €30,358 | €21,738 | €16,684 | ▼ 23.2% |
| Tangible fixed assets22/27 | €872 | €582 | €291 | - | €36,654 | €30,358 | €21,738 | €16,684 | ▼ 23.2% |
| Plant, machinery and equipment23 | - | - | - | - | - | €1,932 | €1,540 | €1,148 | ▼ 25.5% |
| Furniture and vehicles24 | - | - | - | - | €36,654 | €28,426 | €20,198 | €15,536 | ▼ 23.1% |
| Current assets29/58 | €136,158 | €135,941 | €145,605 | €161,035 | €144,856 | €152,475 | €187,010 | €185,608 | ▼ 0.7% |
| Amounts receivable within one year40/41 | €17,338 | €10,224 | €4,269 | €11,069 | €6,735 | €7,173 | €25,110 | €8,730 | ▼ 65.2% |
| Trade receivables40 | - | - | - | €9,537 | €5,163 | €2,265 | €20,126 | €7,843 | ▼ 61.0% |
| Other amounts receivable41 | - | - | - | €1,532 | €1,572 | €4,908 | €4,984 | €887 | ▼ 82.2% |
| Current investments50/53 | - | - | - | - | - | - | €72,100 | €72,100 | = |
| Cash at bank and in hand54/58 | €114,556 | €125,616 | €137,989 | €146,504 | €134,701 | €145,093 | €86,022 | €100,677 | ▲ 17.0% |
| Deferred charges and accrued income490/1 | - | - | - | €3,462 | €3,421 | €209 | €3,777 | €4,101 | ▲ 8.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €137,031 | €136,522 | €145,896 | €161,035 | €181,510 | €182,833 | €208,748 | €202,292 | ▼ 3.1% |
| Equity10/15 | €124,703 | €127,574 | €128,407 | €144,162 | €164,540 | €168,913 | €173,732 | €184,251 | ▲ 6.1% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €130,301 | €130,301 | €130,301 | €145,301 | €165,301 | €162,713 | €167,532 | €178,051 | ▲ 6.3% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | - | €143,441 | €163,441 | €162,713 | €167,532 | €178,051 | ▲ 6.3% |
| Profit (loss) carried forward14 | -€11,798 | -€8,928 | -€8,094 | -€7,339 | -€6,961 | - | - | - | - |
| Amounts payable17/49 | €12,328 | €8,949 | €17,488 | €16,873 | €16,970 | €13,920 | €35,016 | €18,042 | ▼ 48.5% |
| Amounts payable within one year42/48 | €12,328 | €8,949 | €17,488 | €16,873 | €16,970 | €13,920 | €35,016 | €18,042 | ▼ 48.5% |
| Trade debts44 | €5,726 | €1,229 | €5,414 | €4,050 | €2,856 | €1,894 | €22,447 | €3,402 | ▼ 84.8% |
| Suppliers440/4 | - | - | - | €4,050 | €2,856 | €1,894 | €22,447 | €3,402 | ▼ 84.8% |
| Taxes, remuneration and social security45 | - | - | - | €2,567 | €2,529 | €787 | €698 | €2,253 | ▲ 223% |
| Taxes450/3 | - | - | - | €2,567 | €2,529 | €787 | €698 | €2,253 | ▲ 223% |
| Other amounts payable47/48 | - | - | - | €10,257 | €11,585 | €11,239 | €11,871 | €12,386 | ▲ 4.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €349 | €2,871 | €834 | €15,755 | €20,378 | €4,373 | €4,819 | €10,519 | ▲ 118% |
| + Depreciation and write-downs630 | €8,508 | €291 | €291 | €291 | €4,486 | €8,256 | €8,620 | €9,073 | ▲ 5.3% |
| Operating cash flow (approximation) | €8,857 | €3,161 | €1,124 | €16,046 | €24,864 | €12,629 | €13,439 | €19,592 | ▲ 45.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | -€1,960 | €0 | -€4,019 | - |
| Change in cash | - | €11,060 | €12,373 | €8,516 | -€11,804 | €10,393 | -€59,071 | €14,654 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 18-06-2026 | 2026-00173289 | NBB |
| 31-12-2024 | micro format | 01-08-2025 | 2025-00349494 | |
| 31-12-2023 | micro format | 27-06-2024 | 2024-00179705 | |
| 31-12-2022 | micro format | 12-06-2023 | 2023-00119632 | |
| 31-12-2021 | micro format | 09-06-2022 | 2022-20056273 | |
| 31-12-2020 | micro format | 03-06-2021 | 2021-16900517 | |
| 31-12-2019 | micro format | 28-05-2020 | 2020-13500408 | |
| 31-12-2018 | micro format | 03-06-2019 | 2019-15600113 | |
| 31-12-2017 | micro format | 15-06-2018 | 2018-19100511 | |
| 31-12-2016 | micro format | 14-06-2017 | 2017-18100524 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MEEUSEN, Rudi Frans Anna |
|
How the board is organised
- Board ruleHow the board is made up, meets and takes decisions.
- “Aantal,duur van opdracht,bevoegdheid indien meerdere, met of zonder beperking van duur”“Collegiaal bestuursorgaan, ad nutum bij besluit van algemene vergadering”
Articles of association, deed of 28-06-2023 (in Dutch)
Owners and capital
Capital and shareholders
- 28-06-2023 Converted to unavailable equity · €8,060
- 28-06-2023 Converted to available equity
Other provisions of the articles of association
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Individueel, dagelijks bestuur”Other provision: “Winstverdeling, winstverdeling en vereffeningsaldo”Liquidation distribution: “Na aanzuivering van alle schulden,lasten en kosten van vereffening of consignatie van nodige sommen en,indien niet-volgestorte aandelen,na…”2 more provisions in the deed, see the deed of 28-06-2023
Articles of association, deed of 28-06-2023 (in Dutch)
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
28-06
Gazette deed
Resignation: MEEUSEN, Rudi Frans Anna (manager)Appointment: MEEUSEN, Rudi Frans Anna (director) · Amendment of the articles · Capital conversion9 facts ▸
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “beschikbaar eigen vermogen” (deed in Dutch)
- Capital
- Director resignation, MEEUSEN, Rudi Frans Anna (manager)
- Director appointment, MEEUSEN, Rudi Frans Anna (director (not named in the articles))
- Registered office clause, “2340 Beerse,Kattespoelstraat 94” (deed in Dutch)
- Power of attorney, FIDES
- Power of attorney, Geerts Anna
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- RM
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Monday of May at 20:00
Articles of association, deed of 28-06-2023 (in Dutch)
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13004B0247/00V000 | Flanders | 873 m² | 1 · 116 m² | 9.1 m · 2 |