Financials
- Financial year
- 2025
- Total assets
- €1.6m
- Profit
- €30,614
- Solvency
- 11.5%
L’ARTISANT
ActiveSummary
L’ARTISANT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,614 and a net result of €30,614. Its solvency ranks better than 17% of 326 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Cutting, shaping and finishing of stone
NACE 23700
1 site
Size
€1.6mtotal assets 2025
- Staff
- 3.9 FTE
- Equity
- €180,614
- Profit
- €30,614
Turnover not published (abbreviated format)
Structure
Accounts 1 day early0 of 1 deed read
Why 68raises riskLiquidity: current ratio 0.68, cash €20,477Equity €180,614 (11.5% of total assets)lowers riskSector: Manufacture of other non-metallic mineral products (NACE 23)Figures for financial year 2025 (filed 29-04-2026)Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 19% of its sector peers (NACE 23, micro)
Financial strength
Weak
Solvency
37
equity 11.5% of total assets
Liquidity
23
short-term debt 55.3% · cash 1.3%
Profitability
51
return on assets 2.0%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.5%lowest value
09-2025: 0.5%● unchanged vs 08-2025lowest value
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025
02-2026: 0.7%▲ +0.1 percentage points vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%● unchanged vs 07-2026highest value
09-2026: 0.8%● unchanged vs 08-2026highest value
10-2026: 0.6%▼ -0.2 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms, only on tighter conditions
Liquidity insufficient (current ratio 0.68; short-term debt: 55.3% and cash: 1.3% of total assets), and 88.5% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 16% on solvency, 13% on liquidity and 29% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 326 sector peers (2025).
NBB · sector comparisonPosition among 326 sector peers
Solvency
better than 17%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cutting, shaping and finishing of stoneNACE 23700
- Founded
- 19-07-2024
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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