RLP Construction
ActiveSummary
RLP Construction has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-14
Solvency37▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.12 against 1.81 in 2024; short-term debt: 71.6% and cash: 1.3% of total assets), and 88.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.5%
Return on assets
-1.8%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-12-2025, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
8 d early
2023
34 d early
2022
56 d early
2021
32 d early
2020
53 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▼ 14.6%
2024 · €110k
2019: €25k
2020: €17k
2021: €-2k
2022: €16k
2023: €86k
2024: €110k
2019 → 2025
Total assets
€817k▲ 59.4%
2024 · €513k
2019: €129k
2020: €110k
2021: €206k
2022: €136k
2023: €238k
2024: €513k
2019 → 2025
Net result
€-15k
2024 · €25k
2019: €32k
2020: €-8k
2021: €-19k
2022: €18k
2023: €70k
2024: €25k
2019 → 2025
Working capital
€71k▼ 65.3%
2024 · €204k
2019: €25k
2020: €14k
2021: €-5k
2022: €21k
2023: €97k
2024: €204k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€16k€86k▲ 439%€110k▲ 27.7%€94k▼ 14.6%
Operating result€-9k-€-4k▲ 56.0%€103k€61k▼ 40.5%€14k▼ 77.2%
Net result€-19k-€18k€70k▲ 291%€25k▼ 64.5%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €817k
Fixed assets
€161k ▲ 181%
Current assets
€656k ▲ 44.1%
Equity and liabilities €817k
Equity
€94k ▼ 14.6%
Debt
€723k ▲ 79.6%
Debt's share of the balance-sheet total rises from 78.5% to 88.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46k▼
2024 · €67k
Cash flow
€17k▼
2024 · €31k
Current ratio
1.12▼
2024 · 1.81
Debt to equity
7.69▲
2024 · 3.65
ROE
-15.7%▼
2024 · 22.7%
ROA
-1.8%▼
2024 · 4.9%
Interest coverage
2.20▼
2024 · 2.86
Debt ≤ 1 year
€586k▲
2024 · €252k
Debt > 1 year
€138k▼
2024 · €151k
Income taxes
€8k▼
2024 · €14k
Staff costs
€111k▼
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€513k€817k▲
Fixed assets21/28€57k€161k▲
Tangible fixed assets22/27€54k€158k▲
Plant, machinery and equipment23-€78k
Furniture and vehicles24€54k€80k▲
Financial fixed assets28€3k€3k=
Current assets29/58€455k€656k▲
Amounts receivable within one year40/41€394k€638k▲
Trade receivables40€220k€478k▲
Other amounts receivable41€174k€160k▼
Cash at bank and in hand54/58€59k€10k▼
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€513k€817k▲
Equity10/15€110k€94k▼
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€68k€52k▼
Amounts payable17/49€403k€723k▲
Amounts payable after more than one year17€151k€138k▼
Financial debts170/4€151k€138k▼
Amounts payable within one year42/48€252k€586k▲
Current portion of amounts payable after more than one year42€74k€83k▲
Trade debts44€124k€448k▲
Suppliers440/4€124k€448k▲
Taxes, remuneration and social security45€49k€40k▼
Taxes450/3€19k€859▼
Remuneration and social security454/9€30k€39k▲
Other amounts payable47/48€4k€14k▲
Income statement
Code20242025
Remuneration, social security and pensions62€144k€111k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€32k▲
Other operating charges640/8€885€16k▲
Gross operating margin9900€212k€173k▼
Operating profit (loss)9901€61k€14k▼
Financial income75/76B€757-
Recurring financial income75€757-
Financial charges65/66B€23k€21k▼
Recurring financial charges65€23k€21k▼
Profit (loss) for the period before taxes9903€39k€-7k▼
Income taxes67/77€14k€8k▼
Profit (loss) for the period9904€25k€-15k▼
Profit (loss) for the period to be appropriated9905€25k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€52k▼
Profit (loss) brought forward from the previous period14P€63k€67k▲
Transfer to equity691/2€20k-
To other reserves6921€20k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
State Gazette act
Resignation: Lozano Pozo Ramon (director)Appointment: Missione Giuseppe (director) · Share transfer8 facts ▸
State Gazette act
Resignation: Lozano Pozo Ramon (director)
Appointment: Missione Giuseppe (director) · Share transfer8 facts ▸
- General meeting, 10-09-2025
- Director resignation, Lozano Pozo Ramon (director)
- Director appointment, Missione Giuseppe (director)
- Share transfer, Lozano Pozo Ramon → Missione Giuseppe
- Other statement, gestion courante, gestion courante
- Other statement, reprise du passif et de l'actif, reprend le passif ainsi que l'actif
- Other statement, gestion courante dans le cadre d'accompagnement, accompagnement
- Other statement, fin de l'assemblée, lecture et approbation du présent procès verbal
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €110k ▲27.7%
3 profitable years in a row build equity to €110k.
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €70k ▲291%
Operating result €103k, net result €70k, both a record.
2022
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
Missione Giuseppe
CurrentDirector · since 10-09-2025
10-09-2025
Missione Giuseppe: Appointed as Director
10-09-2025
LOZANO POZO Ramon: Resigned as Director
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée du Pont du Sart(H-A) 2327110 La LouvièreGround area
1,392 m²
Building footprint
204 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
RLP Construction
since 20122.212.912.468
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019A0066/00T000 | Wallonia | 1,081 m² | 1 · 144 m² | - |
| 55022A0201/00F002indicative | Wallonia | 311 m² | 1 · 60 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 17-09-2026 ↗
- Lozano Pozo Ramon to Missione Giuseppe 100%
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Similar companies · same sector, comparable size
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DANDAK
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VOTIA
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,170 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2012
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.