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RLC

Active
Private limited companyfounded 200818 yrs activeGorsemweg 310, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0895.428.081
Summary

RLC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €514,002 and a net result of €97,804. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 9525 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability87▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 6.47 against 5.71 in 2023; short-term debt: 15% and cash: 45.4% of total assets), and 23.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
76.5%
Return on assets
14.6%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €514,002
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
6 d early
2023
13 d early
2022
12 d early
2021
2 d early
2020
9 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RLC was incorporated on 18 January 2008.1 Total assets went from EUR 648,983 in 2018 to EUR 672,055 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€514,002▲ 9.7%
2023 · €468,613
Total assets
€672,055▲ 20.2%
2023 · €559,233
Net result
€97,804▲ 14.3%
2023 · €85,578
Working capital
€550,751▲ 28.9%
2023 · €427,213
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€115,100▲ 33.1%€122,640▲ 6.6%€106,000▼ 13.6%€119,933▲ 13.1%€133,514▲ 11.3%
Net result€85,567above the sector's middle half▲ 40.3%€85,679above the sector's middle half▲ 0.1%€74,249above the sector's middle half▼ 13.3%€85,578above the sector's middle half▲ 15.3%€97,804above the sector's middle half▲ 14.3%
Equity€647,080above the sector's middle half▲ 0.8%€546,327above the sector's middle half▼ 15.6%€440,309above the sector's middle half▼ 19.4%€468,613above the sector's middle half▲ 6.4%€514,002above the sector's middle half▲ 9.7%
Total assets€706,142above the sector's middle half▲ 3.5%€617,189above the sector's middle half▼ 12.6%€582,988above the sector's middle half▼ 5.5%€559,233above the sector's middle half▼ 4.1%€672,055above the sector's middle half▲ 20.2%
Debt€59,061▲ 45.9%€70,862▲ 20.0%€142,679▲ 101%€90,620▼ 36.5%€158,053▲ 74.4%
Working capital€613,906above the sector's middle half▲ 2.7%€522,700above the sector's middle half▼ 14.9%€366,387above the sector's middle half▼ 29.9%€427,213above the sector's middle half▲ 16.6%€550,751above the sector's middle half▲ 28.9%
Solvency91.6%above the sector's middle half▼ 2.4pp88.5%above the sector's middle half▼ 3.1pp75.5%above the sector's middle half▼ 13.0pp83.8%above the sector's middle half▲ 8.3pp76.5%above the sector's middle half▼ 7.3pp
Current ratio11.40above the sector's middle half▼ 4.418.38above the sector's middle half▼ 3.023.57within the sector's middle half▼ 4.815.71above the sector's middle half▲ 2.156.47above the sector's middle half▲ 0.76
Return on assets (ROA)12.1%within the sector's middle half▲ 3.2pp13.9%within the sector's middle half▲ 1.8pp12.7%within the sector's middle half▼ 1.1pp15.3%within the sector's middle half▲ 2.6pp14.6%within the sector's middle half▼ 0.7pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2020: €115,100€115,100Net result 2020: €85,567€85,567Operating result 2021: €122,640€122,640Net result 2021: €85,679€85,679Operating result 2022: €106,000€106,000Net result 2022: €74,249€74,249Operating result 2023: €119,933€119,933Net result 2023: €85,578€85,578Operating result 2024: €133,514€133,514Net result 2024: €97,804€97,80420202021202220232024€0€50,000€100,000€150,000Operating result 2022: €106,000€106,000Net result 2022: €74,249€74,200Operating result 2023: €119,933€120,000Net result 2023: €85,578€85,600Operating result 2024: €133,514€134,000Net result 2024: €97,804€97,800202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 11% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €672,055
Fixed assets €20,703 ▼ 50.0%
Current assets €651,352 ▲ 25.8%
Equity and liabilities €672,055
Equity €514,002 ▲ 9.7%
Debt €158,053 ▲ 74.4%
Debt's share of the balance-sheet total rises from 16.2% to 23.5%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€154,211▲
2023 · €141,388
Cash flow
€118,501▲
2023 · €107,033
Debt to equity
0.31▲
2023 · 0.19
ROE
19.0%▲
2023 · 18.3%
Interest coverage
557.08▲
2023 · 213.45
Debt ≤ 1 year
€100,601▲
2023 · €90,620
Debt > 1 year
€55,798
Income taxes
€39,734▲
2023 · €33,941
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.3% went bankrupt
3.2% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€559,233€672,055▲
Fixed assets21/28€41,400€20,703▼
Tangible fixed assets22/27€41,400€20,703▼
Furniture and vehicles24€41,400€20,703▼
Current assets29/58€517,833€651,352▲
Amounts receivable within one year40/41€94,006€86,222▼
Trade receivables40€81,477€65,748▼
Other amounts receivable41€12,529€20,474▲
Current investments50/53-€250,000
Cash at bank and in hand54/58€423,394€305,130▼
Deferred charges and accrued income490/1€433€10,000▲
Equity and liabilities
Total equity and liabilities10/49€559,233€672,055▲
Equity10/15€468,613€514,002▲
Contributions10/11€18,600€18,600=
Reserves13€450,013€495,402▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€448,153€493,542▲
Amounts payable17/49€90,620€158,053▲
Amounts payable after more than one year17-€55,798
Other amounts payable178/9-€55,798
Amounts payable within one year42/48€90,620€100,601▲
Trade debts44€2,949€4,441▲
Suppliers440/4€2,949€4,441▲
Taxes, remuneration and social security45€36,184€46,366▲
Taxes450/3€28,084€35,566▲
Remuneration and social security454/9€8,100€10,800▲
Other amounts payable47/48€51,488€49,795▼
Accrued charges and deferred income492/3-€1,654
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,456€20,697▼
Other operating charges640/8€1,448€1,277▼
Gross operating margin9900€142,836€155,487▲
Operating profit (loss)9901€119,933€133,514▲
Financial income75/76B€249€4,301▲
Recurring financial income75€249€4,301▲
Financial charges65/66B€662€277▼
Recurring financial charges65€662€277▼
Profit (loss) for the period before taxes9903€119,519€137,538▲
Income taxes67/77€33,941€39,734▲
Profit (loss) for the period9904€85,578€97,804▲
Profit (loss) for the period to be appropriated9905€85,578€97,804▲
Appropriation of the result
Profit (loss) to be appropriated9906€85,578€97,804▲
Transfer from equity791/2€57,274€52,415▼
Transfer to equity691/2€85,578€97,804▲
To other reserves6921€85,578€97,804▲
Profit to be distributed694/7€57,274€52,415▼
Return on contributions (dividend)694€57,274€52,415▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,066€11,802€11,802€21,456€20,697▼ 3.5%
Other operating charges640/8-€1,458€950€1,448€1,277▼ 11.9%
Gross operating margin9900€131,567€135,900€118,752€142,836€155,487▲ 8.9%
Operating profit (loss)9901€115,100€122,640€106,000€119,933€133,514▲ 11.3%
Financial income75/76B--€353€249€4,301▲ 1,626%
Recurring financial income75€80-€353€249€4,301▲ 1,626%
Financial charges65/66B-€221€74€662€277▼ 58.2%
Recurring financial charges65€47€221€74€662€277▼ 58.2%
Profit (loss) for the period before taxes9903€123,132€122,419€106,278€119,519€137,538▲ 15.1%
Income taxes67/77€37,565€36,740€32,030€33,941€39,734▲ 17.1%
Profit (loss) for the period9904€85,567€85,679€74,249€85,578€97,804▲ 14.3%
Profit (loss) for the period to be appropriated9905€85,567€85,679€74,249€85,578€97,804▲ 14.3%
Line20202021202220232024Change
Assets
Total assets20/58€706,142€617,189€582,988€559,233€672,055▲ 20.2%
Fixed assets21/28€33,198€23,626€73,922€41,400€20,703▼ 50.0%
Tangible fixed assets22/27€33,198€23,626€73,922€41,400€20,703▼ 50.0%
Furniture and vehicles24-€23,626€73,922€41,400€20,703▼ 50.0%
Current assets29/58€672,944€593,562€509,066€517,833€651,352▲ 25.8%
Amounts receivable within one year40/41€69,918€70,239€160,701€94,006€86,222▼ 8.3%
Trade receivables40-€56,929€136,932€81,477€65,748▼ 19.3%
Other amounts receivable41-€13,310€23,769€12,529€20,474▲ 63.4%
Current investments50/53----€250,000-
Cash at bank and in hand54/58€602,946€523,324€313,364€423,394€305,130▼ 27.9%
Deferred charges and accrued income490/1--€35,000€433€10,000▲ 2,210%
Equity and liabilities
Total equity and liabilities10/49€706,142€617,189€582,988€559,233€672,055▲ 20.2%
Equity10/15€647,080€546,327€440,309€468,613€514,002▲ 9.7%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€628,480€527,727€421,709€450,013€495,402▲ 10.1%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€525,867€419,849€448,153€493,542▲ 10.1%
Amounts payable17/49€59,061€70,862€142,679€90,620€158,053▲ 74.4%
Amounts payable after more than one year17----€55,798-
Other amounts payable178/9----€55,798-
Amounts payable within one year42/48€59,037€70,862€142,679€90,620€100,601▲ 11.0%
Trade debts44€1,206€1,284€65,616€2,949€4,441▲ 50.6%
Suppliers440/4-€1,284€65,616€2,949€4,441▲ 50.6%
Taxes, remuneration and social security45-€35,557€27,993€36,184€46,366▲ 28.1%
Taxes450/3-€27,457€19,893€28,084€35,566▲ 26.6%
Remuneration and social security454/9-€8,100€8,100€8,100€10,800▲ 33.3%
Other amounts payable47/48-€34,020€49,070€51,488€49,795▼ 3.3%
Accrued charges and deferred income492/3----€1,654-
Line20202021202220232024Change
Profit (loss) for the period9904€85,567€85,679€74,249€85,578€97,804▲ 14.3%
+ Depreciation and write-downs630€11,066€11,802€11,802€21,456€20,697▼ 3.5%
Operating cash flow (approximation)€96,633€97,481€86,051€107,033€118,501▲ 10.7%
Investment in fixed assets (approximation)--€2,231-€62,098€11,066€0▼ 100%
Change in cash--€79,623-€209,959€110,029-€118,264▼ 207%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €97,804 ▲14.3%
Operating result €133,514, net result €97,804, both a record.
31-12
Financial Equity above €500,000Eq €514,002 ▲9.7%
7 profitable years in a row build equity to €514,002.
18-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2008
exact location from the address register On OpenStreetMap
Ground area
439 m²
Building footprint
97 m²
Parcel 71053G0205/00P061, Flanders. Linked by address, not a title deed.
1 establishment unit
RLC
Marktplein Res. De Wijngaard 1D, 3400 LandenPrinting and reproduction of recorded media
since 20082.168.303.455
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71053G0205/00P061 Flanders 439 m² 1 · 97 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 5,816 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
Contact
Phone 0486741132Landen
E-invoicing
Reachable via Peppol
Peppol ID 0208:0895428081
Also 9925:BE0895428081
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.