AGILIA
ActiveAGILIA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €495k and a net result of €59k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.18 in 2024; short-term debt: 16.6% and cash: 5.6% of total assets), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.3%
Return on assets
9.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
34 d early
2023
27 d early
2022
69 d early
2021
146 d early
2020
86 d early
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€495k▲ 13.5%
2024 · €436k
2018: €248k
2019: €281k
2020: €320k
2021: €298k
2022: €339k
2023: €394k
2024: €436k
2018 → 2025
Total assets
€640k▲ 4.6%
2024 · €612k
2018: €549k
2019: €547k
2020: €546k
2021: €535k
2022: €543k
2023: €588k
2024: €612k
2018 → 2025
Net result
€59k▲ 40.8%
2024 · €42k
2018: €37k
2019: €35k
2020: €39k
2021: €44k
2022: €41k
2023: €55k
2024: €42k
2018 → 2025
Working capital
€61k▲ 217%
2024 · €19k
2018: €-44k
2019: €-36k
2020: €-12k
2021: €-50k
2022: €-10k
2023: €-39k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€298k-€339k▲ 13.9%€394k▲ 16.3%€436k▲ 10.6%€495k▲ 13.5%
Operating result€66k-€64k▼ 3.2%€85k▲ 32.9%€69k▼ 19.6%€89k▲ 29.8%
Net result€44k-€41k▼ 6.7%€55k▲ 34.2%€42k▼ 24.6%€59k▲ 40.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €640k
Fixed assets
€473k▼ 2.9%
Current assets
€167k▲ 33.8%
Equity and liabilities €640k
Equity
€495k▲ 13.5%
Debt
€145k▼ 17.4%
The debt ratio falls from 28.7% to 22.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▲
2024 · €98k
Cash flow
€85k▲
2024 · €71k
Solvency
77.3%▲
2024 · 71.3%
Current ratio
1.57▲
2024 · 1.18
Quick ratio
1.57▲
2024 · 1.18
Debt / equity
0.29▼
2024 · 0.40
ROE
11.9%▲
2024 · 9.6%
ROA
9.2%▲
2024 · 6.8%
Interest coverage
14.85▲
2024 · 9.20
Debt
€145k▼
2024 · €176k
Debt ≤ 1 year
€106k▲
2024 · €106k
Debt > 1 year
€37k▼
2024 · €55k
Income taxes
€23k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€612k€640k▲
Fixed assets21/28€487k€473k▼
Tangible fixed assets22/27€486k€472k▼
Land and buildings22€480k€469k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€350€350=
Current assets29/58€125k€167k▲
Amounts receivable within one year40/41€38k€129k▲
Trade receivables40€38k€129k▲
Other amounts receivable41€95€95=
Cash at bank and in hand54/58€84k€36k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€612k€640k▲
Equity10/15€436k€495k▲
Contributions10/11€6k€6k=
Reserves13€430k€489k▲
Tax-exempt reserves132€115€115=
Distributable reserves133€430k€488k▲
Amounts payable17/49€176k€145k▼
Amounts payable after more than one year17€55k€37k▼
Financial debts170/4€55k€37k▼
Amounts payable within one year42/48€106k€106k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Financial debts43€6k€6k▼
Credit institutions430/8€6k€6k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€9k€16k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€71k€63k▼
Accrued charges and deferred income492/3€15k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€26k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€101k€118k▲
Operating profit (loss)9901€69k€89k▲
Financial income75/76B€275€505▲
Recurring financial income75€275€505▲
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€58k€82k▲
Income taxes67/77€16k€23k▲
Profit (loss) for the period9904€42k€59k▲
Profit (loss) for the period to be appropriated9905€42k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€59k▲
Transfer to equity691/2€42k€59k▲
To other reserves6921€42k€59k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €59k ▲40.8%
Operating result €89k, net result €59k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Weakest financial yearnet €35k ▼5.2%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buntgrasstraat 43600 GenkGround area
1,059 m²
Building footprint
187 m²
Volume, LiDAR
1,043 m³
Parcel 71305F1344/00N094, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Agilia
since 20072.158.998.284
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71305F1344/00N094 | Flanders | 1,059 m² | 1 · 187 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 62 EUR awarded · 62 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 62 EUR | 62 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 5,888 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2007
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.