RJW
ActiveRJW has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €509k and a net result of €13k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 37% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+1
Solvency59▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 0.09 in 2024; short-term debt: 0.4% and cash: 0.6% of total assets), and 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.6%
Return on assets
0.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
18 d late
2023
47 d early
2022
56 d early
2021
39 d early
2020
24 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€509k▲ 2.6%
2024 · €496k
2019: €440k
2020: €462k
2021: €462k
2022: €473k
2023: €486k
2024: €496k
2019 → 2025
Total assets
€1.51M▲ 0.1%
2024 · €1.51M
2019: €1.51M
2020: €1.51M
2021: €1.51M
2022: €1.51M
2023: €1.51M
2024: €1.51M
2019 → 2025
Net result
€13k▲ 29.3%
2024 · €10k
2019: €10k
2020: €22k
2021: €2
2022: €11k
2023: €13k
2024: €10k
2019 → 2025
Working capital
€3k
2024 · €-93k
2019: €-779k
2020: €-519k
2021: €-45k
2022: €-77k
2023: €-76k
2024: €-93k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€462k-€473k▲ 2.5%€486k▲ 2.7%€496k▲ 2.1%€509k▲ 2.6%
Operating result€7k-€51k▲ 675%€48k▼ 4.5%€52k▲ 8.0%€53k▲ 2.1%
Net result€2-€11k▲ 569,940%€13k▲ 12.7%€10k▼ 21.1%€13k▲ 29.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€1.50M=
Current assets
€10k▲ 10.6%
Equity and liabilities €1.51M
Equity
€509k▲ 2.6%
Debt
€1.00M▼ 1.2%
The debt ratio falls from 67.2% to 66.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
33.6%▲
2024 · 32.8%
Current ratio
1.46▲
2024 · 0.09
Quick ratio
1.46▲
2024 · 0.09
Debt / equity
1.97▼
2024 · 2.05
ROE
2.6%▲
2024 · 2.0%
ROA
0.9%▲
2024 · 0.7%
Debt
€1.00M▼
2024 · €1.02M
Debt ≤ 1 year
€7k▼
2024 · €102k
Debt > 1 year
€989k▲
2024 · €915k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.51M€1.51M▲
Fixed assets21/28€1.50M€1.50M=
Financial fixed assets28€1.50M€1.50M=
Current assets29/58€9k€10k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€3k€790▼
Other amounts receivable41€3k€790▼
Cash at bank and in hand54/58€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.51M€1.51M▲
Equity10/15€496k€509k▲
Contributions10/11€19k€19k=
Reserves13€478k€491k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€476k€489k▲
Amounts payable17/49€1.02M€1.00M▼
Amounts payable after more than one year17€915k€989k▲
Financial debts170/4€0-
Other amounts payable178/9€915k€989k▲
Amounts payable within one year42/48€102k€7k▼
Current portion of amounts payable after more than one year42€59k€2k▼
Trade debts44€6k€301▼
Suppliers440/4€6k€301▼
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€2k€4k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€33k€0▼
Accrued charges and deferred income492/3€0€9k▲
Income statement
Code20242025
Other operating charges640/8€968€998▲
Gross operating margin9900€53k€54k▲
Operating profit (loss)9901€52k€53k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€37k€35k▼
Recurring financial charges65€37k€35k▼
Profit (loss) for the period before taxes9903€15k€18k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€10k€13k▲
Profit (loss) for the period to be appropriated9905€10k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€13k▲
Transfer to equity691/2€10k€13k▲
To other reserves6921€10k€13k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 17current ratio 1.46
Current ratio from 0.09 to 1.46; short-term debt falls from €102k to €7k.
31-12
Financial
Equity above €500kEq €509k ▲2.6%
7 profitable years in a row build equity to €509k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €2 ▼100%
Net result drops to €2, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Highest result since 2019net €22k ▲109%
Net result €22k, the highest in the series.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 13 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heedstraat 64A1730 AsseGround area
687 m²
Building footprint
195 m²
Volume, LiDAR
1,097 m³
Parcel 23002H0203/00H000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heedstraat 64A, 1730 Asse
since 20102.193.031.329
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002H0203/00H000 | Flanders | 687 m² | 1 · 195 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PMI Management Europe
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,822 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2010
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.