HEIMAT
ActiveSummary
HEIMAT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €847,846 and a net result of €44,450. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73=
Solvency83▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.24 in 2024; short-term debt: 2.5% and cash: 0.9% of total assets), and 42% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58%
Return on assets
3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
6 d early
2022
1 d early
2021
1 d early
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€847,846▲ 5.5%
2024 · €803,396
Total assets
€1.5m▼ 1.1%
2024 · €1.5m
Net result
€44,450▼ 6.6%
2024 · €47,583
Working capital
€4,270▼ 81.8%
2024 · €23,504
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€69,723▲ 11.9%€65,019▼ 6.7%€64,681▼ 0.5%€68,802▲ 6.4%€62,811▼ 8.7%
Net result€47,333▲ 23.7%€156,060▲ 230%€44,899▼ 71.2%€47,583▲ 6.0%€44,450▼ 6.6%
Equity€554,854▲ 9.3%€710,914▲ 28.1%€755,813▲ 6.3%€803,396▲ 6.3%€847,846▲ 5.5%
Total assets€1.3m▲ 1.5%€1.5m▲ 13.4%€1.5m▼ 0.9%€1.5m▲ 2.0%€1.5m▼ 1.1%
Debt€735,879▼ 3.7%€753,409▲ 2.4%€695,126▼ 7.7%€676,364▼ 2.7%€614,933▼ 9.1%
Working capital-€78,108▲ 35.8%-€70,820▲ 9.3%-€22,890▲ 67.7%€23,504€4,270▼ 81.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2023 Net result -71% on 2022. Cause not known from the registers.
- 2022 Net result +230% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.4m ▲ 4.6%
Current assets
€40,468 ▼ 66.4%
Equity and liabilities €1.5m
Equity
€847,846 ▲ 5.5%
Debt
€614,933 ▼ 9.1%
Debt's share of the balance-sheet total falls from 45.7% to 42.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67,617▼
2024 · €73,035
Cash flow
€49,256▼
2024 · €51,817
Current ratio
1.12▼
2024 · 1.24
Debt to equity
0.73▼
2024 · 0.84
ROE
5.2%▼
2024 · 5.9%
ROA
3.0%▼
2024 · 3.2%
Interest coverage
18.32▲
2024 · 13.73
Debt ≤ 1 year
€36,197▼
2024 · €96,880
Debt > 1 year
€576,235=
2024 · €576,235
Income taxes
€14,669▼
2024 · €15,901
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,593 | €4,486 | €3,785 | €4,234 | €4,806 | ▲ 13.5% |
| Other operating charges640/8 | €988 | €990 | €1,010 | €1,101 | €1,112 | ▲ 1.0% |
| Gross operating margin9900 | €74,304 | €70,494 | €69,476 | €74,136 | €68,728 | ▼ 7.3% |
| Operating profit (loss)9901 | €69,723 | €65,019 | €64,681 | €68,802 | €62,811 | ▼ 8.7% |
| Financial income75/76B | - | €151,658 | - | - | €0 | - |
| Recurring financial income75 | - | €151,658 | - | - | €0 | - |
| Financial charges65/66B | €6,561 | €5,574 | €4,696 | €5,318 | €3,691 | ▼ 30.6% |
| Recurring financial charges65 | €6,561 | €5,574 | €4,696 | €5,318 | €3,691 | ▼ 30.6% |
| Profit (loss) for the period before taxes9903 | €63,162 | €211,102 | €59,985 | €63,484 | €59,119 | ▼ 6.9% |
| Income taxes67/77 | €15,829 | €55,042 | €15,087 | €15,901 | €14,669 | ▼ 7.7% |
| Profit (loss) for the period9904 | €47,333 | €156,060 | €44,899 | €47,583 | €44,450 | ▼ 6.6% |
| Profit (loss) for the period to be appropriated9905 | €47,333 | €156,060 | €44,899 | €47,583 | €44,450 | ▼ 6.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.5m | €1.5m | €1.5m | €1.5m | ▼ 1.1% |
| Fixed assets21/28 | €1.2m | €1.4m | €1.4m | €1.4m | €1.4m | ▲ 4.6% |
| Tangible fixed assets22/27 | €37,944 | €34,333 | €30,548 | €32,063 | €27,257 | ▼ 15.0% |
| Land and buildings22 | €22,500 | €22,500 | €22,500 | €22,500 | €22,500 | = |
| Plant, machinery and equipment23 | €791 | €882 | €800 | €262 | - | - |
| Furniture and vehicles24 | €2,839 | €2,244 | €1,649 | €4,512 | €3,221 | ▼ 28.6% |
| Other tangible fixed assets26 | €11,814 | €8,707 | €5,599 | €4,789 | €1,536 | ▼ 67.9% |
| Financial fixed assets28 | €1.2m | €1.3m | €1.3m | €1.3m | €1.4m | ▲ 5.1% |
| Current assets29/58 | €77,133 | €102,677 | €93,077 | €120,384 | €40,468 | ▼ 66.4% |
| Amounts receivable within one year40/41 | €19,779 | €18,872 | €21,266 | €31,057 | €27,630 | ▼ 11.0% |
| Trade receivables40 | €15,339 | €18,603 | €16,343 | €25,249 | €25,249 | = |
| Other amounts receivable41 | €4,439 | €269 | €4,924 | €5,808 | €2,381 | ▼ 59.0% |
| Cash at bank and in hand54/58 | €57,354 | €83,805 | €71,811 | €89,327 | €12,838 | ▼ 85.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.5m | €1.5m | €1.5m | €1.5m | ▼ 1.1% |
| Equity10/15 | €554,854 | €710,914 | €755,813 | €803,396 | €847,846 | ▲ 5.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €536,254 | €692,314 | €737,213 | €784,796 | €829,246 | ▲ 5.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €534,394 | €690,454 | €735,353 | €784,796 | €829,246 | ▲ 5.7% |
| Amounts payable17/49 | €735,879 | €753,409 | €695,126 | €676,364 | €614,933 | ▼ 9.1% |
| Amounts payable after more than one year17 | €576,235 | €576,235 | €576,235 | €576,235 | €576,235 | = |
| Other amounts payable178/9 | €576,235 | €576,235 | €576,235 | €576,235 | €576,235 | = |
| Amounts payable within one year42/48 | €155,241 | €173,496 | €115,967 | €96,880 | €36,197 | ▼ 62.6% |
| Financial debts43 | €5,048 | €11,797 | €11,918 | €11,934 | - | - |
| Credit institutions430/8 | €5,048 | €11,797 | €11,918 | €11,934 | - | - |
| Trade debts44 | €1,410 | €4,277 | €7,576 | - | €150 | - |
| Suppliers440/4 | €1,410 | €4,277 | €7,576 | - | €150 | - |
| Taxes, remuneration and social security45 | €6,774 | €41,238 | €7,418 | €11,109 | €8,933 | ▼ 19.6% |
| Taxes450/3 | €4,445 | €41,238 | €7,418 | €11,109 | €8,933 | ▼ 19.6% |
| Remuneration and social security454/9 | €2,330 | €0 | - | - | - | - |
| Other amounts payable47/48 | €142,010 | €116,184 | €89,055 | €73,837 | €27,115 | ▼ 63.3% |
| Accrued charges and deferred income492/3 | €4,403 | €3,678 | €2,924 | €3,250 | €2,502 | ▼ 23.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €47,333 | €156,060 | €44,899 | €47,583 | €44,450 | ▼ 6.6% |
| + Depreciation and write-downs630 | €3,593 | €4,486 | €3,785 | €4,234 | €4,806 | ▲ 13.5% |
| Operating cash flow (approximation) | €50,925 | €160,546 | €48,683 | €51,817 | €49,256 | ▼ 4.9% |
| Investment in fixed assets (approximation) | - | -€152,533 | €0 | -€5,749 | -€67,742 | ▼ 1,078% |
| Change in cash | - | €26,451 | -€11,995 | €17,516 | -€76,489 | ▼ 537% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €156,060 ▲230%
Net result €156,060, the highest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €500,000Eq €507,521 ▲8.2%
3 profitable years in a row build equity to €507,521.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2010
Ground area
181 m²
Building footprint
53 m²
Volume, LiDAR
551 m³
Parcel 44804D3661/00C002, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Heimat
since 20102.185.978.736
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D3661/00C002 | Flanders | 181 m² | 1 · 53 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
No owner stated in the accounts, acts or LEI register we read.
Holdings 1
-
12.24%
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 4,892 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-03-2010
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
Contact
E-mail
alexander@lumiere.beGent
Phone
09/2354020Gent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0823910872
Also
9925:BE0823910872
Registered
24-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.