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Complete company report
Generated 02-09-2026
Active BE 0682.618.296Private limited company

RJDM IMMO

Chaussée du Roi Baudouin 287 ·7031 Mons, Belgium· 8 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of RJDM IMMO is 1.4% (low). The 2025 annual accounts show equity of €32k and a net result of €3k. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €32k
Net result €3k
Active 8 yrs
Locations 1
Financial profile 4 of 5 axes measured · computed by Checked
Health43Profitability50Solvency7Growth-Stability85
46 / 100

Mixed profile: strong on stability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 50
Solvency 7
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
1.4% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview8 NBB filings
Annual accounts filed on 18-08-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2025
Depositmicro
Revenue-
EBITDA€23k
Net profit€3k
Cash flow€20k
Staff costs-
Income taxes€1k
Dividends-
Total assets€286k
Equity€32k
Debt€254k
of which ≤ 1y€131k
of which > 1y€123k
Working capital€-90k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.31
Quick ratio0.31
Working capital ratio-31.5%
Solvency11.2%
Debt / equity7.94
Long-term debt ratio3.86
Interest coverage9.43
Gross margin-
Net margin-
ROA1.1%
ROE10.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€286k
Fixed assets 21/28€246k
Tangible fixed assets 22/27€246k
Current assets 29/58€40k
Cash & bank 54/58€40k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€286k
Equity 10/15€32k
Contributions / capital 10/11€19k
Accumulated profits (losses) 14€13k
Amounts payable 17/49€254k
Amounts payable after one year 17€123k
Amounts payable within one year 42/48€131k
Trade debts payable within one year 44€227
Income statement
Gross operating margin 9900€25k
Operating result 9901€7k
Financial charges 65€2k
Result before taxes 9903€4k
Income taxes 67/77€1k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation06-10-2017
StatusActive
Postal code7031
Establishment units 1 location
RJDM IMMO
Chaussée du Roi Baudouin 287, 7031 MonsHandel in eigen onroerend goed
since 20172.270.846.115
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55048A0162/00L000 Wallonia 982 m² 1 · 189 m² 7.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
18-08-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
18-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-12-2023
State Gazette act Director changes
Mélanie HERODE
24-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
17-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
17-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
27-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
28-12-2023 Change of permanent representative Director changes·Mélanie HERODE
Notary: Mélanie HERODE · Colfontaine
Technical details 
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    {
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      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "ROLAND J\u00E9r\u00E9my",
        "address": "7031 Mons, Chauss\u00E9e du Roi Baudouin 287",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "rechtzetting",
      "subkind": "rectification",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2023-12-21",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
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        "name": "DELSAUT Manon",
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      },
      "reason": "rechtzetting",
      "subkind": "rectification",
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    {
      "kind": "decharge_pending",
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      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cidera \u00E0 la prochaine assembl\u00E9e g\u00E9n\u00E9rale annuelle sur la d\u00E9charge aux g\u00E9rants d\u00E9missionnaires pour l\u2019ex\u00E9cution de leur mandat.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_pending",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DELSAUT Manon",
        "address": "7031 Mons, Chauss\u00E9e du Roi Baudouin 287",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cidera \u00E0 la prochaine assembl\u00E9e g\u00E9n\u00E9rale annuelle sur la d\u00E9charge aux g\u00E9rants d\u00E9missionnaires pour l\u2019ex\u00E9cution de leur mandat.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "rep_rotation",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Manon DELSAUT",
        "address": null,
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      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9clare confirmer la d\u00E9signation de Madame Manon DELSAUT comme repr\u00E9sentante permanente de la soci\u00E9t\u00E9, ici pr\u00E9sente et qui accepte.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "M\u00E9lanie HERODE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Colfontaine",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-12-28",
    "filing_date": "2023-12-24",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-12-21",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-21",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-21",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-21",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-21",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-21",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-21",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-21",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0682.618.296",
    "name_full": "RJDM IMMO",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "M\u00E9lanie HERODE",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaire"
  },
  "co_filed_documents": [
    "une exp\u00E9dition de l\u0027acte",
    "rapport",
    "les statuts coordonn\u00E9s"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR RJDM IMMO
Registered office
Chaussée du Roi Baudouin 287
7031 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative