Age7 yrs
Real estate1 parcel · 2,754 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of RIX RETAIL 3 is 1.0% (low). The 2025 annual accounts show equity of €48k and a net result of €37k. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 7 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 05-06-2026 | 56 d early | 2026-00148220 |
| 31-12-2024 | 31-07-2025 | 11-08-2025 | 11 d late | 2025-00378143 |
| 31-12-2023 | 31-07-2024 | 12-06-2024 | 49 d early | 2024-00130071 |
| 31-12-2022 | 31-07-2023 | 29-08-2023 | 29 d late | 2023-00424071 |
| 31-12-2021 | 31-07-2022 | 17-06-2022 | 44 d early | 2022-20075443 |
| 31-12-2020 | 31-07-2021 | 14-07-2021 | 17 d early | 2021-36600443 |
| 31-12-2019 | 31-07-2020 | 22-09-2020 | 53 d late | 2020-55800459 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.0%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate region
+Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot included in this filing
EBIT marginNot included in this filing
Net result€37k
Working capital€-115k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 05-06-2026 with the NBB · fiscal year 2025 · volledig
| Fiscal year | 2025 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €250k |
| Net profit | €37k |
| Cash flow | €168k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €2.11M |
| Equity | €48k |
| Debt | €2.06M |
| of which ≤ 1y | €325k |
| of which > 1y | €1.73M |
| Working capital | €-115k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.65 |
| Quick ratio | 0.65 |
| Working capital ratio | -5.4% |
| Solvency | 2.3% |
| Debt / equity | 43.18 |
| Long-term debt ratio | 36.29 |
| Interest coverage | 3.04 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.8% |
| ROE | 78.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.11M |
| Fixed assets | 21/28 | €1.90M |
| Tangible fixed assets | 22/27 | €1.90M |
| Current assets | 29/58 | €211k |
| Amounts receivable within one year | 40/41 | €149k |
| Cash & bank | 54/58 | €74 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.11M |
| Equity | 10/15 | €48k |
| Contributions / capital | 10/11 | €62k |
| Accumulated profits (losses) | 14 | €-14k |
| Amounts payable | 17/49 | €2.06M |
| Amounts payable after one year | 17 | €1.73M |
| Amounts payable within one year | 42/48 | €325k |
| Trade debts payable within one year | 44 | €150k |
| Income statement | ||
| Gross operating margin | 9900 | €288k |
| Operating result | 9901 | €119k |
| Financial charges | 65 | €82k |
| Result before taxes | 9903 | €37k |
| Net result for the period | 9904 | €37k |
| Result to be appropriated | 9905 | €37k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed48
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
under verification9 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Directors derived from a single State Gazette act, under verification
All 10 current directors first appear in the same act (22094429). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
Current08-08-2022 → present
-
Current08-08-2022 → present
-
Current08-08-2022 → present
-
CST MANAGEMENTPrivate limited companyDirector· perm. rep.: Christian STENUITState Gazette act 22094429 (08-08-2022)Current08-08-2022 → present
-
E-MAPRODPublic limited companyDirector· perm. rep.: Stéphane Harold BENAYMState Gazette act 22094429 (08-08-2022)Current08-08-2022 → present
-
Current08-08-2022 → present
Show 4 more sitting directors
-
Current08-08-2022 → present
-
Current08-08-2022 → present
-
Current08-08-2022 → present
-
Current08-08-2022 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Bemiddeling in verband met exploitatie van en handel in onroerend goed(68310) |
| Legal form | Public limited company(014) |
| Incorporation | 30-04-2019 |
| Status | Active |
| Postal code | 1060 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationRIX RETAIL 3
since 20192.289.458.237
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,754 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0370/00H010 | Brussels | 2,754 m² | - | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 act All acts · 1
updated 4 years ago
2022
08-08-2022 12 directors appointed, 1 resigning correction
- Stéphane Harold BENAYM, Bestuurder
- Christian STENUIT, Bestuurder
- C.A.l., Bestuurder
- TOO'GEZER, Bestuurder
- OSE Management, Bestuurder
- F.O.A. MANAGEMENT, Bestuurder
- CLAPEYTO, Bestuurder
- PANDO, Bestuurder
Notary:
Gérard INDEKEU · BruxellesFirm:
Gérard INDEKEU - Dimitri CLEENEWERCK de CRAYENCOUR
Analysis
Financial profile
4 of 5 axes measured60
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
48
Profitability
100
Solvency
5
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,385 of the 11,748 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322
Primary activity highlighted.
Names & trade names
| Legal nameFR | RIX RETAIL 3 |
Registered office
Brugmannlaan 27A
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.