F.S. Invest

Active

Private limited companyfounded 2024active for 2 yearsRue Nysten 38, 4000 Liège, BelgiumKBO/BCE: BE 1007.695.782

Summary

F.S. Invest has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,884 and a net result of €10,127. Its solvency ranks better than 79% of 17,021 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

F.S. InvestActiveChecked score 89/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310

1 site

Size

€69,336total assets 2025

Equity: €47,884
Profit: €10,127

Turnover not published (micro format)

Financial health

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

SZMAJ Fabien Joseph FrançoisDirector

Accounts 30 days early

Why 89raises riskFounded in 2024Size: total assets €69,336lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 3.23, cash €10,218Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 76% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 94-6

equity 69.1% of total assets

Liquidity 55+4

short-term debt 30.9% · cash 14.7%

Profitability 87-13

return on assets 14.6%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,608 companies, NACE 68, micro)

Last 24 months 04-2025: 0.6% 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025highest value 08-2025: 0.4%▼ -0.3 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.23, compared with 5.07 in 2024, above the usual 1.5; short-term debt: 30.9% and cash: 14.7% of total assets), and 30.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 77% on solvency, 66% on liquidity, 84% on profitability and 79% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Real estate activities (NACE 68)

KBO

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €69,336

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 3.23, cash €10,218

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

30 days early

2024

31 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

01-07-2026 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Annual accounts filedfinancial year 2024 · micro…
02-04-2024 IncorporationAppointment: SZMAJ Fabien Joseph François…

Key points

One director decidessole director in office 1 View
Total assets 20252 financial years filed €69,336 View
Active since 2024founded 28-03-2024 2 years View

By topic

Financials

Financial year: 2025
Total assets: €69,336
Profit: €10,127
Solvency: 69.1%

Total assets▲ 47.5%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

SZMAJ Fabien Joseph FrançoisDirector

Go to Board & ownership

Timeline

Events: 3
Since: 2024
Next accounts: by 31-07-2027

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Real estate agency activitiesNACE 68310
Founded: 28-03-2024
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Articles of association

Provisions read: 27

Annual meeting: Second Wednesday of June at 19:00
Purpose: “Toutes les activités relatives à la profession d’agent immobilier et à l’expertise…” (deed in French)

Go to Articles of association

Key facts about F.S. Invest

What is the company number of F.S. Invest?: 1007.695.782. In Belgium the VAT number is the company number with BE in front: BE 1007.695.782.
Where is F.S. Invest based?: The registered office is at Rue Nysten 38, 4000 Liège.Company details
What does F.S. Invest do?: According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of F.S. Invest?: Private limited company (BV).
When was F.S. Invest founded?: On 28-03-2024.
Is F.S. Invest still active?: Yes, F.S. Invest is an active enterprise in the KBO register.
What is the turnover of F.S. Invest?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is F.S. Invest profitable?: In financial year 2025, F.S. Invest made a profit of €10,127.
Where can I find the annual accounts of F.S. Invest?: F.S. Invest filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of F.S. Invest due?: By 31-07-2027, for financial year 2026.Timeline