RIVE GAUCHE
ActiveThe computed 12-month bankruptcy probability of RIVE GAUCHE is 1.7% (moderate). The 2025 annual accounts show equity of €108k and a net result of €20k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 13009 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+17
Solvency22▲+9
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.58 in 2024), and 77.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.3%
Return on assets
4.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
60 d early
2024
69 d early
2023
9 d early
2022
105 d early
2021
76 d early
2020
135 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 23.4%
2024 · €87k
2018: €22k
2019: €16k
2020: €8k
2021: €70k
2022: €62k
2023: €75k
2024: €87k
2018 → 2025
Total assets
€484k▼ 4.6%
2024 · €507k
2018: €190k
2019: €519k
2020: €464k
2021: €553k
2022: €556k
2023: €529k
2024: €507k
2018 → 2025
Net result
€20k▲ 49.5%
2024 · €14k
2018: €16k
2019: €-6k
2020: €-8k
2021: €62k
2022: €-8k
2023: €13k
2024: €14k
2018 → 2025
Working capital
€-47k▼ 2.5%
2024 · €-45k
2018: €6k
2019: €-47k
2020: €-24k
2021: €-6k
2022: €-4k
2023: €-25k
2024: €-45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€62k▼ 11.7%€75k▲ 21.1%€87k▲ 16.7%€108k▲ 23.4%
Operating result€72k-€1k▼ 98.0%€24k▲ 1,537%€28k▲ 19.4%€39k▲ 38.2%
Net result€62k-€-8k€13k€14k▲ 4.8%€20k▲ 49.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €484k
Fixed assets
€416k▼ 6.2%
Current assets
€68k▲ 6.7%
Equity and liabilities €484k
Equity
€108k▲ 23.4%
Debt
€376k▼ 10.4%
The debt ratio falls from 82.8% to 77.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€71k▲
2024 · €70k
Cash flow
€52k▼
2024 · €55k
Solvency
22.3%▲
2024 · 17.2%
Current ratio
0.59▲
2024 · 0.58
Quick ratio
0.50▲
2024 · 0.48
Debt / equity
3.49▼
2024 · 4.81
ROE
19.0%▲
2024 · 15.7%
ROA
4.2%▲
2024 · 2.7%
Interest coverage
6.70▲
2024 · 5.82
Debt
€376k▼
2024 · €420k
Debt ≤ 1 year
€114k▲
2024 · €109k
Debt > 1 year
€262k▼
2024 · €311k
Income taxes
€8k▲
2024 · €3k
Staff costs
€163k▲
2024 · €132k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€507k€484k▼
Fixed assets21/28€444k€416k▼
Intangible fixed assets21€736€586▼
Tangible fixed assets22/27€439k€412k▼
Land and buildings22€431k€404k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€4k€4k=
Current assets29/58€64k€68k▲
Stocks and contracts in progress3€11k€11k▲
Stocks30/36€11k€11k▲
Amounts receivable within one year40/41€142€4k▲
Trade receivables40-€3k
Other amounts receivable41€142€669▲
Current investments50/53€15k€27k▲
Cash at bank and in hand54/58€37k€24k▼
Deferred charges and accrued income490/1€231€2k▲
Equity and liabilities
Total equity and liabilities10/49€507k€484k▼
Equity10/15€87k€108k▲
Contributions10/11€6k€6k=
Reserves13€26k€47k▲
Distributable reserves133€26k€47k▲
Profit (loss) carried forward14€55k€55k=
Amounts payable17/49€420k€376k▼
Amounts payable after more than one year17€311k€262k▼
Financial debts170/4€311k€262k▼
Amounts payable within one year42/48€109k€114k▲
Current portion of amounts payable after more than one year42€49k€55k▲
Financial debts43-€1
Credit institutions430/8-€1
Trade debts44€22k€34k▲
Suppliers440/4€22k€34k▲
Taxes, remuneration and social security45€29k€22k▼
Taxes450/3€16k€13k▼
Remuneration and social security454/9€14k€9k▼
Other amounts payable47/48€9k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€132k€163k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€32k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€207k€238k▲
Operating profit (loss)9901€28k€39k▲
Financial income75/76B€142€206▲
Recurring financial income75€142€206▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€16k€29k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€14k€20k▲
Profit (loss) for the period to be appropriated9905€14k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€75k▲
Profit (loss) brought forward from the previous period14P€55k€55k=
Transfer to equity691/2€14k€20k▲
To other reserves6921€14k€20k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €108k ▲23.4%
3 profitable years in a row build equity to €108k.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-8k ▼113%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €62k
Net result €62k after 2 loss-making years.
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai Notre-Dame(TOU) 377500 TournaiGround area
93 m²
Building footprint
33 m²
Volume, LiDAR
205 m³
Parcel 57081F0181/00B000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RIVE GAUCHE
since 20172.266.614.440
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081F0181/00B000 ProtectedMonument |
Wallonia | 93 m² | 1 · 33 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.266.614.440
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JON'S GARDEN MING
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TURPIN
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 9,376 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2017
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:camille.dupont19@hotmail.com
Phone:0496130159